WILMINGTON, DE / ACCESS Newswire / November 6, 2026 / BestMoney released survey findings on gaps in car insurance coverage. The numbers point to a life stage when drivers may be most vulnerable: 61% of U.S. adults ages 45 to 60 have gone through a period without coverage.

BestMoney said the report, Middle-Aged Drivers Are Most Likely to Let Car Insurance Lapse, Survey Finds, draws on a survey of 1,019 U.S. adults about their car insurance coverage experience. The age split was striking. Only 10% of respondents 60 and older reported a past coverage gap, compared with 61% among adults ages 45 to 60. News organizations can access the original survey data to report on the findings and what they mean for consumers' car insurance coverage and household finances.

The survey asked two things: whether respondents had experienced a gap, and how likely they would be to let coverage lapse under serious financial strain. The first is about the past, what people reported happening. The second is about stated future behavior under a specified condition, not a prediction that those respondents will actually lose their car insurance coverage.

What the survey leaves open is just as important. It did not establish why middle-aged drivers reported more gaps, and it does not detail the circumstances behind the coverage interruptions in either age group. So read the comparison as a description of reported coverage experiences, not proof that affordability, administrative errors, or another cause drove the age-group difference. Nor does it show that respondents will lose coverage down the road, or that the pattern would hold if they hit serious financial strain.

Why it matters

Under the report's serious financial strain scenario, 39% of survey participants ages 45 to 60 said they would be very likely to let coverage lapse again. Only 4% of those 60 and older said the same, suggesting coverage vulnerability may not be limited to younger motorists. For personal-finance and insurance readers, the takeaway is that middle age deserves closer scrutiny when looking for potential gaps, though the survey doesn't pinpoint what caused past interruptions.

About BestMoney

BestMoney is a financial comparison platform for U.S. consumers, including those in Connecticut and Delaware. Through bestmoney.com, it pairs transparent comparisons with expert-backed research and plain-language guidance to help consumers make informed financial decisions. The site covers credit cards, banking, insurance, loans, mortgages, savings, and business loans. According to BestMoney, its marketplace spans more than 120 financial and insurance brands across 17 or more categories. It does not lend money, issue credit cards, or underwrite insurance.

Elizabeth Rivelli
http://bestmoney.com/
contact@bestmoney.com
https://www.linkedin.com/in/elizabeth-rivelli-38993b5b/

SOURCE: Bestmoney.com