Phixius by Nacha—a secure, peer-to-peer payment information network—announced today that Advanced Fraud Solutions is now live on the Phixius network as a data responder. This addition makes Advanced Fraud Solutions the fourth data responder on Phixius, further expanding the breadth of account validation coverage available to Phixius users.

“Phixius is designed to close coverage gaps by connecting organizations to multiple trusted data sources through a single network,” said Rob Unger, Managing Director of ACH Network Development at Nacha. “Adding Advanced Fraud Solutions strengthens Phixius’ account validation coverage, particularly within the community bank and credit union ecosystems, while maintaining a streamlined experience for data requestors.”

Advanced Fraud Solutions is widely recognized for its extensive experience working with credit unions and community banks, providing Phixius participants with access to additional validation endpoints without added integration complexity.

“Advanced Fraud Solutions brings deep expertise rooted in credit unions and community banks, offering Phixius users access to a wide breadth of data from a broad range of financial institutions,” said Jordan Bothwell, Chief Partnership Officer of Advanced Fraud Solutions. “By participating as a Phixius data responder, we’re helping organizations validate accounts more effectively, mitigate fraud risk, and reduce ACH returns.”

With Advanced Fraud Solutions joining the network, Phixius further enhances its value proposition by enabling users to:

• Expand account validation coverage through differentiated credit union and community bank data sources.
• Mitigate payments fraud and reduce ACH returns with more comprehensive validation signals.
• Access multiple data responders through a single, standardized requestor connection.
• Maintain strong security and privacy practices without centralized data aggregation.

Phixius allows participants to connect to multiple data responders through one secure network, supporting compliance with the Nacha Operating Rules & Guidelines and helping organizations improve the quality and safety of ACH payments.

To learn more about Phixius and schedule a free demo, visit Phixius.org.

About Nacha

Nacha governs the thriving ACH Network, the payment system that drives safe, smart, and fast Direct Deposits and Direct Payments with the capability to reach all U.S. bank and credit union accounts. There were 35.2 billion ACH Network payments made in 2025, valued at $93 trillion. Through problem-solving and consensus-building among diverse payment industry stakeholders, Nacha advances innovation and interoperability in the payments system. Nacha develops rules and standards, provides industry solutions, and delivers education, accreditation, and advisory services.

About Advanced Fraud Solutions

Based in High Point, N.C., Advanced Fraud Solutions (AFS) provides multi-channel fraud prevention technology trusted by more than 1,200 financial institutions nationwide. Through its fraud-fighting tools like TrueChecks, TrueACH, TrueWire, TrueAccount and Positive Pay, AFS detects and stops fraud before funds are lost. Built for integration, scalability, and real-time decisioning, AFS combines decades of industry data, technology expertise, and partnership-driven service to help institutions prevent losses and protect customer trust. Additional information is available at advancedfraudsolutions.com.

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