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Get the Facts Before You Enroll in Medicare

September 05, 2025 at 09:01 AM EDT

ⓘ This article is third-party content and does not represent the views of this site. We make no guarantees regarding its accuracy or completeness.

(BPT) - Medicare comes with important decisions - and areas that often need explanation. For instance, many people think Medicare is free or that it covers everything, including long-term care and routine dental or vision - but that's not the case. Enrollment isn't automatic for everyone, and missing your Initial Enrollment Period could lead to penalties unless you qualify for a Special Enrollment Period. Understanding what Medicare actually covers - and when and how to enroll - can help you avoid surprises and choose the right plan for your needs.