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For more than 30 years, Cabling Installation & Maintenance has provided useful, practical information to professionals responsible for the specification, design, installation and management of structured cabling systems serving enterprise, data center and other environments. These professionals are challenged to stay informed of constantly evolving standards, system-design and installation approaches, product and system capabilities, technologies, as well as applications that rely on high-performance structured cabling systems. Our editors synthesize these complex issues into multiple information products. This portfolio of information products provides concrete detail that improves the efficiency of day-to-day operations, and equips cabling professionals with the perspective that enables strategic planning for networks’ optimum long-term performance.

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Black Homeownership Rate Drops to Lowest Level Since 2021

By: via Business Wire

The Black homeownership rate fell to 43.9% in the second quarter, while the Hispanic homeownership rate ticked up slightly

The Black homeownership rate fell to 43.9% in the second quarter—the lowest level since the fourth quarter of 2021, according to a new report from Redfin, the real estate brokerage powered by Rocket. That’s down from 45.3% a year earlier, marking the largest year-over-year decline since the third quarter of 2021.

By comparison, the Hispanic homeownership rate inched up slightly (to 48.8% from 48.5% a year earlier), and there were small declines in both the non-Hispanic white homeownership rate (to 74% from 74.4%) and the Asian/Native Hawaiian/Pacific Islander homeownership rate (to 62.1% from 62.8%).

“Rising unemployment is one likely reason the homeownership rate for Black families has dropped recently,” said Redfin Chief Economist Daryl Fairweather. “The recent wave of federal layoffs hit Black households badly because government jobs have historically been an avenue of upward mobility for Black workers. DEI programs have also been dismantled in workplaces across the private and public sectors, which may have resulted in fewer Black employees being hired or promoted.”

The Black/African American unemployment rate was 7.2% as of July, up from 6.3% a year earlier and the highest level since October 2021. Unemployment rates for other groups were relatively steady, with the Hispanic/Latino unemployment rate dipping to 5% from 5.3%, the white unemployment rate dipping to 3.7% from 3.8%, and the Asian unemployment rate rising to 3.9% from 3.7%.

Black/African American women, in particular, have seen an especially large jump in joblessness, with their unemployment rate rising to 6.3% in July from 5.5% a year earlier. The unemployment rate for Black/African American men was higher but saw a less dramatic jump—to 7% from 6.6% a year earlier.

A 2024 analysis from the National Association of Realtors found that 33% of Black/African American homebuyers were single women, far outpacing single men, who represented 12% of Black/African American buyers.

Rising home prices, high mortgage rates and uncertainty surrounding the economy and job market have made it difficult for many Americans to break into homeownership in recent years, but one of those factors is now easing up. The average 30-year-fixed mortgage rate has fallen below 6.5% from a peak of over 7% at the start of the year, which appears to be bringing at least some homebuyers off of the sidelines.

“Behind the decline in Black homeownership are families who aren’t building stability and wealth through housing,” said Fairweather. “For Black households who feel locked out of the American dream, the good news is that affordability is improving as mortgage rates come down, home prices are growing at less than half the pace they were a year ago, and buyers have been gaining negotiating power.”

To view the full report, including charts, please visit:

https://www.redfin.com/news/black-homeownership-rate-2025

About Redfin

Redfin is a technology-driven real estate company with the country's most-visited real estate brokerage website. As part of Rocket Companies (NYSE: RKT), Redfin is creating an integrated homeownership platform from search to close to make the dream of homeownership more affordable and accessible for everyone. Redfin’s clients can see homes first with on-demand tours, easily apply for a home loan with Rocket Mortgage, and save thousands in fees while working with a top local agent.

You can find more information about Redfin and get the latest housing market data and research at Redfin.com/news. For more information about Rocket Companies, visit RocketCompanies.com.

Contacts

Contact Redfin

Redfin Journalist Services:

Kenneth Applewhaite

press@redfin.com

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