About Us

Laser Focus World is an industry bedrock—first published in 1965 and still going strong. We publish original articles about cutting-edge advances in lasers, optics, photonics, sensors, and quantum technologies, as well as test and measurement, and the shift currently underway to usher in the photonic integrated circuits, optical interconnects, and copackaged electronics and photonics to deliver the speed and efficiency essential for data centers of the future.

Our 80,000 qualified print subscribers—and 130,000 12-month engaged online audience—trust us to dive in and provide original journalism you won’t find elsewhere covering key emerging areas such as laser-driven inertial confinement fusion, lasers in space, integrated photonics, chipscale lasers, LiDAR, metasurfaces, high-energy laser weaponry, photonic crystals, and quantum computing/sensors/communications. We cover the innovations driving these markets.

Laser Focus World is part of Endeavor Business Media, a division of EndeavorB2B.

Laser Focus World Membership

Never miss any articles, videos, podcasts, or webinars by signing up for membership access to Laser Focus World online. You can manage your preferences all in one place—and provide our editorial team with your valued feedback.

Magazine Subscription

Can you subscribe to receive our print issue for free? Yes, you sure can!

Newsletter Subscription

A Laser Focus World newsletter subscription is free to qualified professionals:

The Daily Beam

Showcases the newest content from Laser Focus World, including photonics- and optics-based applications, components, research, and trends. (Daily)

Product Watch

The latest in products within the photonics industry. (9x per year)

Bio & Life Sciences Product Watch

The latest in products within the biophotonics industry. (4x per year)

Laser Processing Product Watch

The latest in products within the laser processing industry. (3x per year)

Get Published!

If you’d like to write an article for us, reach out with a short pitch to Sally Cole Johnson: [email protected]. We love to hear from you.

Photonics Hot List

Laser Focus World produces a video newscast that gives a peek into what’s happening in the world of photonics.

Following the Photons: A Photonics Podcast

Following the Photons: A Photonics Podcast dives deep into the fascinating world of photonics. Our weekly episodes feature interviews and discussions with industry and research experts, providing valuable perspectives on the issues, technologies, and trends shaping the photonics community.

Social Media

Bluesky • Facebook • Instagram • LinkedIn • YouTube

Meet the Laser Focus World Team

Editorial

Sales

Editorial Advisory Board

  • Professor Andrea M. Armani, University of Southern California
  • Ruti Ben-Shlomi, Ph.D., LightSolver
  • James Butler, Ph.D., Hamamatsu
  • Natalie Fardian-Melamed, Ph.D., Columbia University
  • Justin Sigley, Ph.D., AmeriCOM
  • Professor Birgit Stiller, Max Planck Institute for the Science of Light, and Leibniz University of Hannover
  • Professor Stephen Sweeney, University of Glasgow
  • Mohan Wang, Ph.D., University of Oxford
  • Professor Xuchen Wang, Harbin Engineering University
  • Professor Stefan Witte, Delft University of Technology
My Watchlist
Indicators
Industrial Laser Index
Markets
Stocks
ETFs
Tools
Markets:
Overview
News
Currencies
International
Treasuries

Allen Masri, Founder of Safe Money Income & Insurance Interviewed on the Influential Entrepreneurs Podcast, Discussing Overcoming the Fear of Outliving Your Money

By: Authority Press Wire

Allen Masri discusses overcoming the fear of outliving your money 

Listen to the interview on the Business Innovators Radio Network: https://businessinnovatorsradio.com/interview-with-allen-masri-founder-of-safe-money-income-insurance-discussing-overcoming-the-fear-of-outliving-your-money/

In this episode of Influential Entrepreneurs, host Mike Saunders welcomes back Allen Masri, founder of Safe Money Income and Insurance, to discuss the pressing concern of outliving one’s money in retirement. Allen emphasizes that this fear is widespread among retirees, but he reassures listeners that it can be overcome with proper planning and a positive mindset. He outlines key strategies for creating a solid retirement plan, which includes assessing income sources, monthly expenses, and the longevity of savings. Allen highlights the importance of building guaranteed income streams through options like Social Security, pensions, and fixed index annuities with lifetime guaranteed income riders.  

One of the most significant fears retirees’ faces is the possibility of outliving their money. This concern can lead to anxiety and stress, but with the right planning and mindset, it can be mitigated. Here are some strategies to help retirees ensure they have a guaranteed income throughout their retirement years. 

1. Create a Solid Retirement Plan

The foundation of overcoming the fear of outliving your money starts with a comprehensive retirement plan. This plan should include: 

  • Income Sources: Identify all potential income sources, such as Social Security, pensions, and retirement accounts (401(k)s, IRAs). 
  • Monthly Expenses: Calculate your expected monthly expenses in retirement, taking into account lifestyle changes, such as increased travel or spending time with family. 
  • Longevity of Savings: Assess how long your savings need to last based on your life expectancy and desired lifestyle. 

2. Build Guaranteed Income
To reduce reliance on savings, retirees should focus on establishing guaranteed income sources. These can include: 

  • Social Security: A reliable source of income that most retirees can count on. 
  • Pensions: For those fortunate enough to have them, pensions provide a steady income stream. 
  • Fixed Index Annuities: These financial products can offer lifetime guaranteed income riders, ensuring a steady paycheck for life. 

3. Work with a Trusted Advisor
Engaging with a financial advisor can be invaluable. A trusted advisor can help retirees: 

  • Avoid common financial mistakes. 
  • Adjust their retirement plan as life circumstances change. 
  • Ensure that their money is working efficiently and effectively. 

4. Stay Flexible
Life is unpredictable, and being adaptable can help retirees stretch their resources. This flexibility can involve: 

  • Adjusting spending habits based on income changes. 
  • Modifying investment strategies as market conditions fluctuate. 
  • Being open to lifestyle changes that can help manage expenses. 

5. Focus on Controllable Factors
While retirees cannot predict market fluctuations or their exact lifespan, they can control certain aspects of their financial situation: 

  • Budgeting: Keeping a close eye on spending and making necessary adjustments. 
  • Risk Management: Understanding and managing investment risks to protect their savings. 
  • Financial Habits: Developing good financial habits that promote long-term stability. 

 

For many retirees, there is often a gap between their guaranteed income (from Social Security and pensions) and their desired lifestyle. To fill this gap, retirees can utilize their 401(k) or IRA plans effectively. 

 

Allen shared: “I offer a three step strategy which includes analyzing the clients current financial situation .providing them with a financial map to guide them through  the whole process, and inform them of different options available that can provide the client with a financial product that offer guaranteed growth to hedge against inflation, a safety of principle from any market down turns and a life time income that can’t be outlived to meet their short and long-term financial goals” 

The fear of outliving one’s money in retirement is a common concern, but it can be addressed through careful planning and strategic financial management. By creating a solid retirement plan, building guaranteed income sources, working with a trusted advisor, and staying flexible, retirees can enjoy their golden years with greater peace of mind. 

Video Link: https://www.youtube.com/embed/7uCb5M2xm9g

 

About Allen Masri 

Allen Masri’s wife, and 2 children have called sunny South Florida home for 55 years. As a federal employee benefits consultant and previous host of the Safe Money Income Retirement radio show, Allen is a financial educator who has helped people from all walks of life to be well prepared for their retirement years. Allen has made it his mission to educate retirees and those nearing retirement to achieve a secure financial future by protecting their hard-earned money from losses, fees, and inflation. Not one of his clients has ever lost a penny due to market downturns. 

Learn more: https://safemoneyforincome.com/  

Disclaimer: This material is for educational purposes only and not meant for any financial  or tax advise. 

Recent News & Interviews:

More News

View More
These 3 Mega-Cap Giants Just Increased Dividends by 7% or More
Via MarketBeat
Tickers AAPL BTI JPM MO MSFT PM
3 Quantum Computing ETFs to Know—And Why 2 Don't Hold D-Wave
Via MarketBeat
Topics ETFs
Tickers ARQQ IONQ PTF QBTS QTUM RGTI
Forget Tariffs, Landstar and West Fraser Can Still Rally
Via MarketBeat
Topics World Trade
Tickers LSTR WFG
Is Super Micro Next in Line for a Big AI Takeover?
Via MarketBeat
Topics Artificial Intelligence
Tickers INTC NVDA SMCI
Tesla: 3 Reasons October’s Earnings Will Make or Break the Stock
Via MarketBeat
Tickers TSLA
Stock Quote API & Stock News API supplied by www.cloudquote.io
Quotes delayed at least 20 minutes.
By accessing this page, you agree to the following
Privacy Policy and Terms Of Service.