Laser Focus World is an industry bedrock—first published in 1965 and still going strong. We publish original articles about cutting-edge advances in lasers, optics, photonics, sensors, and quantum technologies, as well as test and measurement, and the shift currently underway to usher in the photonic integrated circuits, optical interconnects, and copackaged electronics and photonics to deliver the speed and efficiency essential for data centers of the future.

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Editorial Advisory Board

  • Professor Andrea M. Armani, University of Southern California
  • Ruti Ben-Shlomi, Ph.D., LightSolver
  • James Butler, Ph.D., Hamamatsu
  • Natalie Fardian-Melamed, Ph.D., Columbia University
  • Justin Sigley, Ph.D., AmeriCOM
  • Professor Birgit Stiller, Max Planck Institute for the Science of Light, and Leibniz University of Hannover
  • Professor Stephen Sweeney, University of Glasgow
  • Mohan Wang, Ph.D., University of Oxford
  • Professor Xuchen Wang, Harbin Engineering University
  • Professor Stefan Witte, Delft University of Technology

Owen Edwards, Founder of Edwards Investments, Interviewed on The Influential Entrepreneurs Podcast, Discussing Overcoming Fears and Achieving Financial Peace of Mind

Owen Edwards discusses overcoming fears and achieving financial peace of mind

Listen to the interview on the Business Innovators Radio Network: https://businessinnovatorsradio.com/interview-with-owen-edwards-with-edwards-investments-overcoming-fears-and-achieving-financial-peace-of-mind/

Owen Edwards, in an episode of Influential Entrepreneurs from Edwards Investments. The discussion focused on a critical topic for retirees: overcoming fears and achieving peace of mind in retirement.

Fear, particularly in the context of retirement, often stems from the unknown. The acronym “F.E.A.R.”—False Expectations Appearing Real—captures the essence of how unfounded worries can grip us. Yet, in retirement planning, some fears are indeed grounded in reality. The prospect of running out of money, facing market downturns, or dealing with unexpected healthcare expenses can be daunting. Owen emphasizes that these fears arise from uncertainty, which can be effectively addressed through a well-crafted financial plan.

One of the key elements in mitigating these fears is the collaborative aspect of financial planning. The notion of sitting down with a financial advisor to create a personalized plan can transform the experience from one of stress and confusion to one of clarity and confidence. When clients are involved in the planning process, they gain a deeper understanding of their financial situation. Edwards advocates for a hands-on approach, engaging clients in discussions about their fears and aspirations. This dialogue not only helps identify specific concerns but also fosters an environment of trust and transparency.

Each retiree’s situation is unique, shaped by personal experiences, family histories, and financial goals. By working together, advisors can help clients articulate their fears—whether they are based on past experiences or hypothetical scenarios—and address them directly. As Edwards notes, some fears may be easily dispelled through education and explanation, while others may reveal gaps in a client’s financial strategy that require further attention. This tailored approach ensures that the plan is not just a generic document filled with charts and graphs, but a personalized roadmap that resonates with the client’s specific needs and concerns.

The process of collaborative planning is not merely about creating a financial document; it is about building confidence. When retirees see their income projections laid out clearly, understand their tax strategies, and have contingency plans for healthcare costs, their fears begin to dissipate. Edwards emphasizes that confidence comes from knowledge—knowing that they are covered, that their plan is stress-tested for potential challenges, and that they have a strategy in place to navigate the complexities of retirement.

In conclusion, the journey toward a secure retirement is fraught with fears that can overwhelm even the most prepared individuals. However, by embracing a collaborative approach to financial planning, retirees can transform their anxieties into actionable strategies. The process of planning together not only alleviates fears but also empowers individuals with the knowledge and confidence they need to face the future. As Owen Edwards aptly puts it, fear thrives in the unknown, but clarity and understanding can illuminate the path forward, allowing retirees to embrace their golden years with peace of mind.

Owen shared: “As fiduciaries, we put clients first—always.” 

About Owen Edwards

Owen Edwards was born and raised in Northeastern Pennsylvania, where he continues to live and serve his community through his financial advisory practice. With nearly 30 years of experience, he is dedicated to empowering individuals and families to achieve financial freedom through education—bringing clarity to complex choices and guiding them toward confident, informed decisions. Owen is a Certified Financial Fiduciary® and holds a Certificate in Financial Planning from Boston University.

Learn more: https://edwardsinvestments.com/ 

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Advisory services are offered through Royal Fund Management, LLC,  Royal Fund Management LLC is registered as an investment adviser with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser has attained a particular level of skill or ability.  Insurance products offered through Edwards investments LLC.  Insurance guarantees are subject to the claims-paying ability of the issuing company. The adviser is paid commissions on the sale of insurance products.
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