Laser Focus World is an industry bedrock—first published in 1965 and still going strong. We publish original articles about cutting-edge advances in lasers, optics, photonics, sensors, and quantum technologies, as well as test and measurement, and the shift currently underway to usher in the photonic integrated circuits, optical interconnects, and copackaged electronics and photonics to deliver the speed and efficiency essential for data centers of the future.

Our 80,000 qualified print subscribers—and 130,000 12-month engaged online audience—trust us to dive in and provide original journalism you won’t find elsewhere covering key emerging areas such as laser-driven inertial confinement fusion, lasers in space, integrated photonics, chipscale lasers, LiDAR, metasurfaces, high-energy laser weaponry, photonic crystals, and quantum computing/sensors/communications. We cover the innovations driving these markets.

Laser Focus World is part of Endeavor Business Media, a division of EndeavorB2B.

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Following the Photons: A Photonics Podcast dives deep into the fascinating world of photonics. Our weekly episodes feature interviews and discussions with industry and research experts, providing valuable perspectives on the issues, technologies, and trends shaping the photonics community.

Editorial Advisory Board

  • Professor Andrea M. Armani, University of Southern California
  • Ruti Ben-Shlomi, Ph.D., LightSolver
  • James Butler, Ph.D., Hamamatsu
  • Natalie Fardian-Melamed, Ph.D., Columbia University
  • Justin Sigley, Ph.D., AmeriCOM
  • Professor Birgit Stiller, Max Planck Institute for the Science of Light, and Leibniz University of Hannover
  • Professor Stephen Sweeney, University of Glasgow
  • Mohan Wang, Ph.D., University of Oxford
  • Professor Xuchen Wang, Harbin Engineering University
  • Professor Stefan Witte, Delft University of Technology

AM Best’s Playback Now Available for Webinar on Combining Credit and Public Records Data for More Holistic Views of Insurance Risk

Video playback is available for a complimentary webinar titled, “Stronger Together: How Combining Credit and Public Records Data Can Yield Sharper Views of Insurance Risk,” sponsored by LexisNexis® Risk Solutions. Access it here.

In this 30-minute webinar, experts in insurance, credit risk, public records and data analytics discuss the lift that integrating credit data with public records can deliver for a more holistic understanding of consumer risk.

Key points include:

  • How credit data and public records data complement each other in insurance risk assessment, with credit serving as the foundation and public records adding new views of information.
  • The four main categories of public records data that LexisNexis Risk Solutions uses: derogatory information (like criminal convictions), non-derogatory information (like professional licenses), credit-absent financials (like short-term loans) and proprietary data (like address stability patterns).
  • The concept of "trended credit" and how it differs from traditional credit snapshots by looking at 24 months of historical payment information to distinguish between different types of credit users.
  • The process of implementing public records data into insurance operations, including strategies for starting small with underwriting attributes before expanding to more complex rating applications.
  • How LexisNexis Risk Solutions worked with state regulators to gain approval for their public records scoring model, including specific modifications made for states like Massachusetts.
  • The benefits of combining credit and public records data, including the ability to score previously "credit invisible" consumers and achieve better risk segmentation.
  • How insurers can conduct retrospective analyses to test the effectiveness of these combined data sources on their specific book of business before implementations.
  • The current state of the insurance market and why timing is critical for implementing these combined data sources to avoid adverse selection and maintain competitiveness.

Panelists include:

Visit our information page to learn more about AM Best's webinars.

AM Best is a global credit rating agency, news publisher and data analytics provider specializing in the insurance industry. Headquartered in the United States, the company does business in over 100 countries with regional offices in London, Amsterdam, Dubai, Hong Kong, Singapore and Mexico City. For more information, visit www.ambest.com.

Copyright © 2024 by A.M. Best Company, Inc. and/or its affiliates.

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