Laser Focus World is an industry bedrock—first published in 1965 and still going strong. We publish original articles about cutting-edge advances in lasers, optics, photonics, sensors, and quantum technologies, as well as test and measurement, and the shift currently underway to usher in the photonic integrated circuits, optical interconnects, and copackaged electronics and photonics to deliver the speed and efficiency essential for data centers of the future.

Our 80,000 qualified print subscribers—and 130,000 12-month engaged online audience—trust us to dive in and provide original journalism you won’t find elsewhere covering key emerging areas such as laser-driven inertial confinement fusion, lasers in space, integrated photonics, chipscale lasers, LiDAR, metasurfaces, high-energy laser weaponry, photonic crystals, and quantum computing/sensors/communications. We cover the innovations driving these markets.

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Editorial Advisory Board

  • Professor Andrea M. Armani, University of Southern California
  • Ruti Ben-Shlomi, Ph.D., LightSolver
  • James Butler, Ph.D., Hamamatsu
  • Natalie Fardian-Melamed, Ph.D., Columbia University
  • Justin Sigley, Ph.D., AmeriCOM
  • Professor Birgit Stiller, Max Planck Institute for the Science of Light, and Leibniz University of Hannover
  • Professor Stephen Sweeney, University of Glasgow
  • Mohan Wang, Ph.D., University of Oxford
  • Professor Xuchen Wang, Harbin Engineering University
  • Professor Stefan Witte, Delft University of Technology

Refresh Your Finances This World Financial Planning Day

By: NewsUSA

(NewsUSA) - New Year's Day is a popular time for making resolutions to save more and spend less, but you don't have to wait until January 1 to commit to financial well-being. This October 6, World Financial Planning Day provides the perfect opportunity to refresh your financial plan and set goals for your future.

World Financial Planning Day is dedicated to increasing financial literacy worldwide and helping people understand the value of financial planning, as well as the role a competent and ethical financial planner can play in making sense of your finances.

Experts agree that it's important to periodically review your financial plan to determine if adjustments are needed, particularly given the economic and personal impacts of the COVID-19 pandemic. If your circumstances have changed, your financial plan may need to change, too.

A CERTIFIED FINANCIAL PLANNERTM professional is a highly trained and trusted advisor who can help you get a holistic view of your finances, identify the short- and long-term goals most important to you, and determine if you need a financial refresh to get there.

A CFP® professional can help you set and achieve goals, such as these:

* Afford a comfortable retirement. A CFP® professional can help you take advantage of saving and investing opportunities as you age, estimate your expenses in retirement, and prepare to have enough money to cover those costs for your lifetime.

* Buy a home. CFP® professionals can recommend key insurance, saving and budgeting strategies for buying a home and protecting what you own. They can also advise you on special programs to help reduce housing costs.

* Pay for a child's education. Understanding the tax breaks, savings plans and financial aid options that can make the cost of college more affordable are some of the ways that CFP® professionals can help you reach this goal, in addition to recommending strategies for paying off student loans.

* Start or grow a business. A CFP® professional can provide guidance on retirement savings plans for yourself and your employees, debt financing, succession planning, and adapting your personal financial plan to suit the risks and realities of owning a business.

* Get out of debt. CFP® professionals work with you to determine which debts to focus on repaying first and how to reduce what you pay in interest.

Visit LetsMakeAPlan.org to find a CFP® professional and learn more about how they can help you reach your goals by bringing all the pieces of your financial life together. Then you can mark this World Financial Planning Day as the kickoff to working with a competent, ethical financial planner to map out your financial future.

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