About Us

Laser Focus World is an industry bedrock—first published in 1965 and still going strong. We publish original articles about cutting-edge advances in lasers, optics, photonics, sensors, and quantum technologies, as well as test and measurement, and the shift currently underway to usher in the photonic integrated circuits, optical interconnects, and copackaged electronics and photonics to deliver the speed and efficiency essential for data centers of the future.

Our 80,000 qualified print subscribers—and 130,000 12-month engaged online audience—trust us to dive in and provide original journalism you won’t find elsewhere covering key emerging areas such as laser-driven inertial confinement fusion, lasers in space, integrated photonics, chipscale lasers, LiDAR, metasurfaces, high-energy laser weaponry, photonic crystals, and quantum computing/sensors/communications. We cover the innovations driving these markets.

Laser Focus World is part of Endeavor Business Media, a division of EndeavorB2B.

Laser Focus World Membership

Never miss any articles, videos, podcasts, or webinars by signing up for membership access to Laser Focus World online. You can manage your preferences all in one place—and provide our editorial team with your valued feedback.

Magazine Subscription

Can you subscribe to receive our print issue for free? Yes, you sure can!

Newsletter Subscription

A Laser Focus World newsletter subscription is free to qualified professionals:

The Daily Beam

Showcases the newest content from Laser Focus World, including photonics- and optics-based applications, components, research, and trends. (Daily)

Product Watch

The latest in products within the photonics industry. (9x per year)

Bio & Life Sciences Product Watch

The latest in products within the biophotonics industry. (4x per year)

Laser Processing Product Watch

The latest in products within the laser processing industry. (3x per year)

Get Published!

If you’d like to write an article for us, reach out with a short pitch to Sally Cole Johnson: [email protected]. We love to hear from you.

Photonics Hot List

Laser Focus World produces a video newscast that gives a peek into what’s happening in the world of photonics.

Following the Photons: A Photonics Podcast

Following the Photons: A Photonics Podcast dives deep into the fascinating world of photonics. Our weekly episodes feature interviews and discussions with industry and research experts, providing valuable perspectives on the issues, technologies, and trends shaping the photonics community.

Social Media

Bluesky • Facebook • Instagram • LinkedIn • YouTube

Meet the Laser Focus World Team

Editorial

Sales

Editorial Advisory Board

  • Professor Andrea M. Armani, University of Southern California
  • Ruti Ben-Shlomi, Ph.D., LightSolver
  • James Butler, Ph.D., Hamamatsu
  • Natalie Fardian-Melamed, Ph.D., Columbia University
  • Justin Sigley, Ph.D., AmeriCOM
  • Professor Birgit Stiller, Max Planck Institute for the Science of Light, and Leibniz University of Hannover
  • Professor Stephen Sweeney, University of Glasgow
  • Mohan Wang, Ph.D., University of Oxford
  • Professor Xuchen Wang, Harbin Engineering University
  • Professor Stefan Witte, Delft University of Technology
My Watchlist
Indicators
Industrial Laser Index
Markets
Stocks
ETFs
Tools
Markets:
Overview
News
Currencies
International
Treasuries

Everything You Need to Know About Funding College With Student Loans

By: StatePoint Media

photo

SPONSORED CONTENT -- (StatePoint) While the majority of parents today strongly value higher education, that doesn’t always alleviate their sticker shock when it comes to college-related costs.

A new College Ave survey finds that 91% of parents believe a college degree is important for their child’s future. At the same time, 74% of parents found the cost of college surprisingly high. From having their children kick in -- 46% of parents strongly believe their children should financially contribute to their education -- to borrowing -- 16% currently or plan to take out private student loans -- many families explore a range of avenues for funding college.

“If you’ll be using private student loans to fund college, it’s important to create a budget and do your research,” says Angela Colatriano, chief marketing officer at College Ave Student Loans. “Having a plan can help you avoid surprises down the line and reduce the overall cost of your loan.”

Here’s what to know:

First Things First

Before even considering private student loans, Colatriano notes that it’s essential to apply for scholarships and to fill out the Free Application for Federal Student Aid at FAFSA.gov to determine your child’s eligibility for certain scholarships, grants, work-study, and federal student loans. You should also explore cost-saving housing options and ways to spend less on school supplies, such as buying used textbooks.

Shopping Around

If federal student loans don’t cover your remaining costs, shop around to find the right private student loan, advises Colatriano. Here are four factors to consider when comparing loan options:

1. Competitive rates: Securing a lower interest rate can help you land lower monthly payments and pay less interest over the life of your loan. To get a sense of the overall cost of the loan and your monthly loan payments, use the student loan calculator at CollegeAve.com.

2. Flexible loan terms: Find a student loan with a variety of repayment options. Some lenders, like College Ave, let you choose how long you want to repay your loan, and whether to start making payments right away or defer until after graduation. The important thing is to select a loan with terms that fit your budget.

3. Fees: Private student loans don’t typically have origination fees, but you should still take time to check. You should also make sure your loans don’t have any prepayment penalties.

4. Positive company reviews: Only work with a reputable, honest company. Check the Better Business Bureau for accreditation and read reviews to learn about customer experiences and see each company’s customer ratings.

Taking out a Loan

Wondering how much to borrow? “A good rule of thumb is to figure out what your student’s expected annual salary after graduation will be and then try to keep your total borrowing below that amount,” says Colatriano. “For parents with strong credit who want to take on the debt alone, parent loans can be a good choice.”

For competitive rates, flexible loan terms and great customer service, check out specialists in the industry with College Ave Student Loans. The lender offers private student loans and parent loans, and its simple 3-minute application can quickly determine your eligibility, helping your family breathe easy from day one of the process.

To learn more and for additional resources, visit collegeave.com.

Bottom line? Being a strategic borrower and finding a simple loan experience can help your family get on with what matters most: preparing for a bright future.

*****

Photo Credit: (c) Nuthawut Somsuk / iStock via Getty Images Plus

More News

View More
Top 125 Family Businesses People Most Want to Work for in the U.S. [2025 Survey]
Via MarketBeat
Tickers AAPL
NIO's New Dawn: Why Wall Street's Bullish Turn Signals a Comeback
Via MarketBeat
Topics Electric Vehicles
Tickers NIO TSLA UBS
FedEx Delivers Good News: The Bottom Is in for This Stock
Via MarketBeat
Tickers FDX
3 Energy Stocks That Could Benefit from Geopolitical Tensions
Via MarketBeat
Topics Economy Government
Tickers BKR CVX XOM
3 Reasons Amazon Could Be at an All-Time High by October
Via MarketBeat
Topics Economy
Tickers AMZN
Stock Quote API & Stock News API supplied by www.cloudquote.io
Quotes delayed at least 20 minutes.
By accessing this page, you agree to the following
Privacy Policy and Terms Of Service.