Laser Focus World is an industry bedrock—first published in 1965 and still going strong. We publish original articles about cutting-edge advances in lasers, optics, photonics, sensors, and quantum technologies, as well as test and measurement, and the shift currently underway to usher in the photonic integrated circuits, optical interconnects, and copackaged electronics and photonics to deliver the speed and efficiency essential for data centers of the future.

Our 80,000 qualified print subscribers—and 130,000 12-month engaged online audience—trust us to dive in and provide original journalism you won’t find elsewhere covering key emerging areas such as laser-driven inertial confinement fusion, lasers in space, integrated photonics, chipscale lasers, LiDAR, metasurfaces, high-energy laser weaponry, photonic crystals, and quantum computing/sensors/communications. We cover the innovations driving these markets.

Laser Focus World is part of Endeavor Business Media, a division of EndeavorB2B.

Laser Focus World Membership

Never miss any articles, videos, podcasts, or webinars by signing up for membership access to Laser Focus World online. You can manage your preferences all in one place—and provide our editorial team with your valued feedback.

Magazine Subscription

Can you subscribe to receive our print issue for free? Yes, you sure can!

Newsletter Subscription

Laser Focus World newsletter subscription is free to qualified professionals:

The Daily Beam

Showcases the newest content from Laser Focus World, including photonics- and optics-based applications, components, research, and trends. (Daily)

Product Watch

The latest in products within the photonics industry. (9x per year)

Bio & Life Sciences Product Watch

The latest in products within the biophotonics industry. (4x per year)

Laser Processing Product Watch

The latest in products within the laser processing industry. (3x per year)

Get Published!

If you’d like to write an article for us, reach out with a short pitch to Sally Cole Johnson: [email protected]. We love to hear from you.

Photonics Hot List

Laser Focus World produces a video newscast that gives a peek into what’s happening in the world of photonics.

Following the Photons: A Photonics Podcast

Following the Photons: A Photonics Podcast dives deep into the fascinating world of photonics. Our weekly episodes feature interviews and discussions with industry and research experts, providing valuable perspectives on the issues, technologies, and trends shaping the photonics community.

Editorial Advisory Board

  • Professor Andrea M. Armani, University of Southern California
  • Ruti Ben-Shlomi, Ph.D., LightSolver
  • James Butler, Ph.D., Hamamatsu
  • Natalie Fardian-Melamed, Ph.D., Columbia University
  • Justin Sigley, Ph.D., AmeriCOM
  • Professor Birgit Stiller, Max Planck Institute for the Science of Light, and Leibniz University of Hannover
  • Professor Stephen Sweeney, University of Glasgow
  • Mohan Wang, Ph.D., University of Oxford
  • Professor Xuchen Wang, Harbin Engineering University
  • Professor Stefan Witte, Delft University of Technology

As Online Payments Skyrocket, This Company Reportedly Solidifies Its Speed And Certification

An automated clearing house (ACH) is an electronic network capable of carrying out different types of money transfers between banks. As the primary method of electronic payment available to both institutions and individuals, ACH payments dominate, with over 7 billion transfers made in the first quarter of 2022 alone.

While consumer bill payment is still the largest percentage of ACH transfers, there are a whole host of ACH categories, including business-to-business (B2B), direct deposit, and person-to-person.

Companies working in the ACH payment industry include Block Inc. (NYSE: SQ), National Processing, and PaymentCloud.

ACH transfers can either be made as credit or debit payments and since 2016 there is the option for money to be fully transferred on the day of payment. Security checks often mean the transfer can take several days, and while the majority of transfers remain multi-day, the National Automated Clearing House Association (NACHA) reported that some of the greatest growth is in same-day payments, suggesting that delivery speed is an important consideration in the rapidly expanding digital market.

One company looking to take advantage of the spurt in same-day ACH payments is Usio Inc. (NASDAQ: USIO). Usio describes itself as among the first fintech companies able to achieve same-day delivery of funds at a rate considerably cheaper than credit card transfers. It also touts a NACHA Third-Party Sender certification, a voluntary certification that serves as an indicator of the companies striving to provide top-quality payment solutions.

Safe, Certified, Same-Day? Usio’s ACH Service

Usio is a cloud-based, broad-industry fintech company that offers a variety of payment solutions to businesses, nonprofits, and government agencies. Its services include payment facilitation (PayFac), prepaid card issuing, card processing, and ACH payments.

Usio especially looks to serve clients seeking B2B transactions, disbursements, and bill payments. Its website claims to employ multiple originating financial depository institutions (OFDIs) to painlessly transfer money, arguing that its ACH system makes transferring funds both simpler and cheaper, while its NACHA certification guarantees the highest level of compliance.

Usio claims to have a strong profit margin on each transaction, with ACH payments now making up 24.9% of Usio’s revenue. It also announced an increase, on average, of 23% across all categories of ACH payments from the first quarter of 2021 to the same period in 2022.

Its growth in ACH transactions is coming at a time when the company is expecting to report record expansion in its electronic payment and financial processing, according to an April 26 press release. It has seen a total increase of 18% in dollars processed from the first quarter of 2021 to 2022, processing a record $2.4 billion for the second quarter of 2022.

To learn more about Usio, visit its website https://usio.com/.

Usio, Inc. is a tech-enabled payment solutions provider to merchants, billers and software companies. We provide an extensive set of tailored products to deliver world-class payment acceptance, processing, and risk/fraud management.

This post contains sponsored advertising content. This content is for informational purposes only and is not intended to be investing advice.

Contact Details

Joe Hassett

+1 484-686-6600

joeh@gregoryfca.com

Company Website

http://www.usio.com/

Stock Quote API & Stock News API supplied by www.cloudquote.io
Quotes delayed at least 20 minutes.
By accessing this page, you agree to the following
Privacy Policy and Terms Of Service.