Portugal, the southwestern European country, has always been one of the most attractive destinations for global investors seeking European residency, and the reasons are multiple. The country offers a popular residency by investment program also known as the Portugal golden visa, which offers significant benefits to people, including low tax policies, the opportunity to live alongside beautiful landscapes, and visa-free access to many countries. 

What is the Portugal Golden Visa Fund Program?

The Portugal golden visa program offers diverse investment options to investors, including donations to cultural activities, investment in research activities, job creation, and investment funds. However, the Investment fund option is gaining huge popularity. A large number of high-net-worth individuals are considering the fund route a better option to get European residency. The fund option requires a minimum investment of €500,000 in a qualifying venture capital, private equity, or investment fund. In exchange, it grants residency permits to non-European citizens, which allows them to live and work in Portugal by becoming residents. Moreover, investors of the Portugal residency by investment program, apart from getting residency, can also eventually get citizenship in Portugal. 

Portugal Golden Visa Requirements For Investment Fund Route

The Investment Funds route of Portugal RBI program is typically focused on contributions to sectors of Portugal, such as technology, innovation, and startups. It is necessary that the funds are registered with the Portuguese Securities Market Commission or CMVM, which is a Portuguese regulatory body responsible for supervising the financial markets in Portugal. The following are the further key requirements.

• Must make a minimum investment of €500,000 in a qualifying fund. 
• Maintain investment for a minimum of 5 years.
• Must invest at least 60% of the fund’s capital in Portuguese companies.
• The fund cannot be directly or indirectly invested in real estate.
• Applicants must meet the eligibility requirements. 

Eligibility Criteria for Investment Funds for Portugal Golden Visa 

To qualify for the investment funds for Portugal golden visa, applicants must meet the following eligibility requirements.

• Be an adult aged 18 or above.
• Be a non-EU/ EEA or  non-Swiss citizen.
• Have a clean criminal record.
• Have health insurance valid in Portugal.
• Show proof of funds. 

Why Choose Portugal Golden Visa Investment Funds for EU Residency in 2025?

In 2025, the Investment Fund route for Portugal Golden Visa has become the smartest and secure way to acquire residency in Portugal. Here’s why:

Potential Tax Benefits

Many Portugal golden investment funds are designed for foreign investors and may offer them tax advantages. By investing in the investment fund for Portugal residency, the investors can avoid high transaction taxes associated with real estate purchases. Moreover, depending on the type of fund, you can benefit from reduced tax rates, making it a strategic option for people who want to manage, protect, and grow their wealth in a tax-friendly way. 

Diversification

It is better for investors to invest across different industries rather than putting all their money into just one property. The investment fund route for Portugal golden visa spreads their investment across diverse sectors such as technology, healthcare, and renewable energy projects. Hence, it reduces the risks of investments. 

Professional Management

The Portugal golden visa funds are managed by licensed professionals who handle due diligence and comply with regulations. Investors do not have to manage their assets themselves; the experts do that and aim to generate returns for them.

Simplicity of Process

The process for the Portugal golden visa investment fund is quite simple and straightforward. It does not involve handling property taxes and dealing with tenants; rather, you just have to invest in the fund and complete the requirements. 

Portugal Golden Visa Investment Fund List

Here are some popular Portugal golden visa funds to consider before investing:

• Private Equity Funds
• Venture Capital Funds 
• Sustainable Investment Funds
• Golden Visa Crypto Fund

Portugal Golden Visa News and Policy Updates 2025

In 2025, the Portugal residency by investment program continues to attract a large number of investors from different parts of the world, despite some policy changes. In 2023, the government eliminated the Portugal real estate investment option, but the fund route remains fully active and is becoming increasingly popular among people. This means the investors can no longer buy property to get a Portugal residency, but they can make a minimum investment in investment funds to qualify for Portugal residency by investment program. Moreover, the most common question people ask about Portugal RBI program is:

Is Portugal Golden Visa suspended?

The answer to this question is ‘No’. The Portugal golden visa is available to global investors. Although the real estate investment option is removed, the focus of investors is shifted more towards the investment funds route. 

Conclusion

Portugal Golden visa fund option is and will remain a popular choice for global investors seeking a safe and secure way to enter Europe. The smart investment not just grants them residency but also possible citizenship after meeting certain criteria. The golden visa Portugal offers them multiple advantages, including tax efficiency, visa-free access, and stability.