Top Prop Firms in the US: What Traders Should Look for in 2025

September 25, 2025 at 03:36 AM EDT

Over the last few years, proprietary trading firms, also known as prop firms, have transformed the trading landscape in the United States.

These companies fund traders with access to significant capital in exchange for a share of the profits. In return, traders follow a specific set of rules and performance targets. It’s a win-win model that removes the need for self-funding while still offering real income potential.

In 2025, prop firms are thriving. More traders than ever are turning to these firms to build their strategies, avoid personal financial risk, and join professional trading communities.

But with so many options now available, it’s crucial to know which prop firm fits your trading style and goals.

Here are five of the top prop firms for US traders in 2025, including TopOneTrader, which continues to lead the pack with its flexible structure and instant access to capital.

1. TopOneTrader - Flexible Funding and Instant Access

When it comes to a balanced mix of flexibility, fast access, and trust, TopOneTrader is one of the best prop firms in 2025.

What sets it apart is the ability to get funded instantly, with no long evaluation periods required. For those who prefer to prove their skills first, TopOneTrader also offers simple, transparent evaluation options with realistic profit targets.

Why traders are choosing TopOneTrader:

Instant funding available - start trading live immediately
Scalable accounts - grow funding up to $500,000
Trader-friendly profit splits - keep up to 90% of profits
Transparent rules - no hidden restrictions or surprise terms
Responsive support - live chat replies in under a minute

TopOneTrader is especially appealing to forex and crypto traders who need room to apply their own strategy. The platform has built a global reputation for its fast payouts, consistent account conditions, and exceptional customer service.

Whether you're new to prop trading or looking for a more flexible environment, TopOneTrader offers one of the most trader-focused experiences in the market.

2. FTMO - Well-Known Global Leader

FTMO is one of the original prop firms that helped popularise the modern funding model. It remains one of the most well-known and respected names in the industry, including among US traders.

Their core model is based on a two-step evaluation process. Traders must demonstrate consistency and risk management to qualify for a funded account.

FTMO offers:

Up to 90% profit split
Extensive trader analytics and dashboards
Scaling plans for consistent performers
A strong brand reputation worldwide

Although FTMO’s rules are stricter than those of other firms on this list, many traders still choose them for their structure, transparency, and long track record of success. If you're a disciplined forex trader with a proven strategy, FTMO offers a reliable and rewarding platform.

3. The 5%ers - Focused on Long-Term Growth

The 5%ers have positioned themselves as a prop firm for traders who want a career-style path rather than quick funding and pressure-filled targets.

Their model prioritises low risk and gradual account scaling, making it perfect for traders who prefer a long-term approach. Rather than pushing for aggressive returns, The 5%ers reward consistency and capital preservation.

Why The 5%ers is a good fit:

Low-risk trading rules
Structured growth to over $1 million in funding
Educational content and trader mentoring
Realistic timeframes for evaluations

For US traders who take a professional approach to their trading, The 5%ers provides an environment that supports growth, learning, and sustained profitability.

4. SurgeTrader - Instant Funding Advantage

If you're looking to skip the evaluation process and get started immediately, SurgeTrader is designed with speed in mind.

The firm offers direct access to funded accounts without requiring traders to pass lengthy challenges. This approach has made it particularly popular among active day traders and those with a proven track record of performance.

Top features include:

No multi-phase evaluations
Account sizes from $25K to $1 million
Simple rules and fast onboarding
Weekly payouts

SurgeTrader's growing popularity in the US is driven by its streamlined model and fast capital deployment - perfect for traders who want to hit the ground running.

5. Apex Trader Funding - Strong Futures Trading Focus

Unlike most prop firms that focus heavily on forex, Apex Trader Funding specialises in futures trading - and they’ve built a strong reputation in the US for doing it well.

Their pricing model is accessible, with regular discounts and low monthly fees for evaluations. Traders can manage multiple accounts and benefit from generous payout structures once funded.

Why Apex stands out:

Affordable evaluation programmes
Designed specifically for futures traders
Flexible scaling opportunities
Large, active trading community

If you trade CME markets like the E-mini, Nasdaq, or crude oil contracts, Apex offers a tailored solution that understands the demands of futures-based strategies.

What to Look for in a US Prop Firm in 2025?

Before you pick a prop firm, make sure it aligns with your trading strategy and lifestyle. Here are a few key areas to consider:

1. Funding Models

Do you prefer instant funding or a challenge-based approach? Some traders want to prove their consistency first, while others want to start trading capital immediately.

2. Profit Splits and Withdrawal Policies

Look at how much of your profit you’ll keep - and how often you can withdraw it. Some firms offer weekly payouts, while others require a minimum trading days.

3. Supported Markets

Not every prop firm supports every market. Make sure the firm you choose offers access to your preferred instruments - whether it’s forex, futures, crypto, or indices.

4. Risk Management and Tools

The best prop firms offer built-in risk controls and dashboards to help you manage your trades. This can make a big difference in protecting your capital (and theirs).

5. Community and Mentorship

Do they offer support, mentoring, or educational resources? Traders who want to grow long-term benefit from firms that provide more than just funding.

Conclusion

The prop trading scene in the US is more exciting than ever - and 2025 is shaping up to be a breakout year for traders who want to grow without risking their own capital.

TopOneTrader: If you want instant access and flexible funding
FTMO: If you prefer structure and evaluation
The 5%ers: If you’re focused on long-term capital growth
SurgeTrader: If you want to skip challenges entirely
Apex Trader Funding: If you're trading futures

Each of these firms offers something different, but TopOneTrader stands out for US traders who value speed, simplicity, and a platform that’s truly designed for growth.

Start your journey with one of the most respected prop firms for US traders and trade with confidence.

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