Better Payments Solutions has announced a cash discount program enabling U.S. merchants to legally eliminate credit card processing fees through a fully compliant, managed service.

Oswego, United States, April 12, 2026 -- Better Payments Solutions has introduced its cash discount program, a fully compliant service designed to help U.S. merchants eliminate credit card processing fees without disrupting the customer experience.

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Credit cards made up nearly four-fifths of U.S. merchant processing fees in 2023, according to the Nilson Report, with merchants paying $126.35 billion to accept credit cards alone. As federal efforts to regulate these fees have repeatedly stalled, as per a company spokesperson, businesses have increasingly turned to market-based solutions, making Better Payments Solutions' announcement of its cash discount program a timely response to one of the most persistent and overlooked costs in commerce today.

"Most business owners don't realize they have a fully legal option to stop absorbing these costs," said the spokesperson for Better Payments Solutions. "This program puts that money back where it belongs."

The company spokesperson added that the program operates by displaying a standard retail price at the point of sale. Customers who choose to pay with cash or a debit card receive a small discount, effectively neutralizing the processing fee the merchant would otherwise absorb on credit transactions. The company spokesperson further noted that the discount is disclosed transparently, keeping the business fully compliant with Visa, Mastercard, and applicable state regulations.

Better Payments Solutions manages the entire compliance infrastructure on the merchant's behalf, including required customer-facing signage, point-of-sale configuration, and ongoing regulatory alignment by state and card network, according to the team. Merchants are not required to register separately with card networks under a cash discount model, making the program simpler to implement than surcharging alternatives.

A company representative highlights that the program is available to merchants across retail, food service, healthcare, professional services, and any business category where credit card fees represent a recurring operational cost. They emphasize that setup is straightforward, and merchants typically see fee relief from the first billing cycle.

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Contact Info:
Name: Charles Mckinnon
Email: Send Email
Organization: Northern Media Services
Address: 274 Cemetery Rd, Oswego, NY 13126, United States
Website: https://www.northernmediaservices.com/

Source: PressCable

Release ID: 89188500

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