Better Payment Solutions has announced a cash discount POS program designed to eliminate credit and debit card processing fees for merchants across all 50 states.

Oswego, United States, July 13, 2026 -- Better Payment Solutions has announced a new range of POS merchant solutions that eliminate credit and debit processing fees through cash discount programs, a legally compliant approach available in all 50 states. Under this model, merchants offer a discount to customers who pay with cash, allowing them to recover the full cost of card acceptance while preserving their profit margins.

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Credit and debit card processing fees have become one of the highest operating costs merchants face outside of labor, according to the Merchants Payments Coalition. The organization reports that U.S. merchants paid a record $198.25 billion in processing fees in 2025 — more than triple what they paid in 2009 — with swipe fees rising 5.9% from 204 to 2025 alone. For many small businesses, these costs have contributed to higher retail prices or prompted operators to limit card payment options to protect margins.

Better Payment Solutions addresses this through its Edge Program, which applies a cash discounting model that allows merchants to retain the same profit margin regardless of how a customer pays. Unlike surcharges — which apply an added fee to card transactions — cash discounts work by reducing the listed price for customers who pay with cash, a legally distinct approach that complies with card network rules.

This distinction matters because it gives merchants a legally sound method to offset processing costs without conflicting with card network regulations or state-level restrictions. Cash discount programs are compliant under the Truth in Lending Act when discounts are properly disclosed, unlike surcharge models, which some states restrict or prohibit outright.

The company supports this model with a range of advanced POS hardware, including the Payanywhere Smart POS+, which features a 12.5-inch touchscreen display, built-in receipt printer, front and back cameras for barcode scanning, and a 4.3-inch customer-facing touchscreen. These systems accept contactless payments, magstripe, EMV chip cards, and Tap to Pay on iPhone without requiring additional hardware, enabling merchants to capture all transaction types while maintaining zero-fee processing.

Small business owners interested in evaluating Better Payment Solutions as a potential POS partner can request a consultation or demo by visiting the company's website. The support team is available to answer questions about compliance, implementation, and integration with existing systems, allowing merchants to assess the fit of zero-fee processing for their operations.

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Contact Info:
Name: Charles Mckinnon
Email: Send Email
Organization: Northern Media Services
Address: 274 Cemetery Rd, Oswego, NY 13126, United States
Website: https://www.northernmediaservices.com/

Source: NewsNetwork

Release ID: 89197730

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