Regional banking company United Community Banks (NYSE: UCB) will be reporting earnings this Wednesday before market open. Here’s what investors should know.

United Community Banks met analysts’ revenue expectations last quarter, reporting revenues of $260.2 million, up 6.1% year on year. It was a mixed quarter for the company, with a beat of analysts’ EPS estimates but revenue in line with analysts’ estimates.

Is United Community Banks a buy or sell going into earnings? Read our full analysis here, it’s free for active Edge members.

This quarter, analysts are expecting United Community Banks’s revenue to grow 24.2% year on year to $269.8 million, a reversal from the 7.4% decrease it recorded in the same quarter last year. Adjusted earnings are expected to come in at $0.70 per share.

Analysts covering the company have generally reconfirmed their estimates over the last 30 days, suggesting they anticipate the business to stay the course heading into earnings. United Community Banks has missed Wall Street’s revenue estimates four times over the last two years.

Looking at United Community Banks’s peers in the regional banks segment, some have already reported their Q3 results, giving us a hint as to what we can expect. First Horizon delivered year-on-year revenue growth of 7.5%, beating analysts’ expectations by 7.7%, and FB Financial reported revenues up 94.2%, topping estimates by 4.2%. First Horizon traded down 13.3% following the results while FB Financial’s stock price was unchanged.

Read our full analysis of First Horizon’s results here and FB Financial’s results here.

The outlook for 2025 remains clouded by potential trade policy changes and corporate tax discussions, which could impact business confidence and growth. While some of the regional banks stocks have shown solid performance in this choppy environment, the group has generally underperformed, with share prices down 4.8% on average over the last month. United Community Banks is down 4.1% during the same time and is heading into earnings with an average analyst price target of $34.92 (compared to the current share price of $30.49).

Here at StockStory, we certainly understand the potential of thematic investing. Diverse winners from Microsoft (MSFT) to Alphabet (GOOG), Coca-Cola (KO) to Monster Beverage (MNST) could all have been identified as promising growth stories with a megatrend driving the growth. So, in that spirit, we’ve identified a relatively under-the-radar profitable growth stock benefiting from the rise of AI, available to you FREE via this link.

StockStory is growing and hiring equity analyst and marketing roles. Are you a 0 to 1 builder passionate about the markets and AI? See the open roles here.