OceanFirst Financial (OCFC) Reports Q2: Everything You Need To Know Ahead Of Earnings

July 22, 2025 at 23:06 PM EDT

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Regional bank OceanFirst Financial (NASDAQ: OCFC) will be announcing earnings results this Thursday after market close. Here’s what to look for.

OceanFirst Financial beat analysts’ revenue expectations by 2.1% last quarter, reporting revenues of $97.91 million, flat year on year. It was a strong quarter for the company, with an impressive beat of analysts’ tangible book value per share estimates and an impressive beat of analysts’ net interest income estimates.

Is OceanFirst Financial a buy or sell going into earnings? Read our full analysis here, it’s free.

This quarter, analysts are expecting OceanFirst Financial’s revenue to grow 8% year on year to $100.7 million, a reversal from the 7.7% decrease it recorded in the same quarter last year. Adjusted earnings are expected to come in at $0.33 per share.

The majority of analysts covering the company have reconfirmed their estimates over the last 30 days, suggesting they anticipate the business to stay the course heading into earnings. OceanFirst Financial has missed Wall Street’s revenue estimates twice over the last two years.

Looking at OceanFirst Financial’s peers in the regional banks segment, some have already reported their Q2 results, giving us a hint as to what we can expect. City Holding delivered year-on-year revenue growth of 6.3%, beating analysts’ expectations by 3%, and Texas Capital Bank reported revenues up 15.2%, topping estimates by 2.7%. Texas Capital Bank traded up 4.8% following the results.

Read our full analysis of City Holding’s results here and Texas Capital Bank’s results here.

There has been positive sentiment among investors in the regional banks segment, with share prices up 8.2% on average over the last month. OceanFirst Financial is up 7.1% during the same time and is heading into earnings with an average analyst price target of $20.63 (compared to the current share price of $18.32).

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OceanFirst Financial (OCFC) Reports Q2: Everything You Need To Know Ahead Of Earnings

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