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about us
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Brochure Supplement Amit Stavinsky
Brochure Supplement Frank Parks
Brochure Supplement Dominick Savo
Brochure Supplement Richard Mason
Brochure Supplement Joe Estes
Brochure Supplement Jonathan Ezra
Statement Of Financial Strength
Job Opportunities
Tamar Advisors
Own Your Practice
Letter to Clients
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contact us
PRODUCTS
Fixed Income Portfolio (FIP)
FIP Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Total Asset Market (TAM)
TAM sm Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Total Asset Fund (TAF)
TAF sm Program
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Quarterly Performance Reports
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MVS Program
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Back Dated Performance Reports
Quarterly Performance Reports
Total Asset Value (TAV)
TAV Program
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Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Municipal Bonds
Taxable Bonds
Par, Premium, and Discount Bonds
Rating and Analyzing Bonds
Refunding & Pre-refunding
Bond Yields
Yield Curve
Secured Bonds
Mortgage Bonds
Unsecured Bonds
Debentures
Subordinated Debentures
Zero-Coupon Bonds
Convertible Bonds
High Yield Dividend Stocks
Independent Money Managers
Fees & Compensation
Corporate Cash Management
Fees & Compensation
Estate Planning
Financial Planning
Client Service Approach
Client's Responsibilities
Fees
Implementation
Legal Services
Termination
Professional Alliance Network
Client Service Approach
Client's Responsibilities
Fees
Implementation
Legal Services
Termination
MUNICIPAL BONDS
Municipal Bond Presentation
About Us
The Management
Global Asset Allocation Products
FIP Program
Classifying Municipal Bonds
Revenue Bonds
Credit Factors Affecting General Obligation Bonds
Credit Factors Affecting the Quality of Local Municipal Bonds
Analyzing the Credit Quality of General Obligation Bonds
Analyzing the Credit Quality of Revenue Municipal Bonds
What We Normally Buy
What We Normally Don’t Buy
Municipal Bonds – Unique Asset Class
Default Rates
Yield Difference
Turnkey Operation Platform
Advantages of Our Bid Wanted System
Advantages of Our Clearing System
Preferred Custodian Settlement
Advantages of Same-Day Allocation
TSL’s Turnkey Operation Platform
Classifying Municipal Bonds
Revenue Municipal Bonds
Types of Revenue Municipal Bonds
Industrial Development Revenue Bonds
Lease-back Bonds
Special Tax Bonds
NHA/PHA Bonds
Moral Obligation Bonds
Municipal Notes
TANs/RANs
BANs
CLNs/GANs
Variable Rate Bonds/Notes
Build America Bonds
Double-Barreled Bonds
Bond Index Components
Open-end-Closed-end-Indenture
Sinking Fund
Bond Contracts
Bond Indenture
Official Statement
Bond Issuance Process
Analyzing GO Bonds
Analyzing Revenue Bonds
Debt Ratios
General Price Analysis of Municipal Bonds
Liquidity
Interest Rate Risk
Credit Risk
Coupon Risk
Maturity Risk
Municipal Bond Insurance
Municipal Bonds Unique Asset Class
Default Rates
What We Buy Currently
What We Normally Don’t Buy
Turnkey Operation Platform
Advantages of Our Bid Wanted System
Advantages of Our Clearing System
Preferred Custodian Settlement
Advantages of Same Day Allocation
Traditional Broker/Dealer Execution Flow
TSL's Turnkey Operation Platform
INDEX FUNDS
Total Asset Fund (TAF)
TAF® Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Additional Information
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
EVENTS
FIP
Event Schedule
TAM
Event Schedule
Total Asset Market (TAM sm) Presentation
TAF
Event Schedule
Total Asset Fund (TAF sm) Presentation
MVS
Event Schedule
Market Value Securities (MVS sm) Presentation
Featured Event
Calendar of Events
Events History
Investing During Uncertain Times
Read FULL Seminar Here
Tax-Free Income Seminar
Bond Fund Seminar
RSVP-Signup Form
MARKET RESEARCH
Featured Quarterly Newsletter
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The Uniform Giant Consolidates: A Deep-Dive into Cintas (CTAS) and the $5.5B UniFirst Acquisition
March 12, 2026
On March 12, 2026, the industrial services sector is still reeling from yesterday’s seismic announcement: Cintas Corporation (Nasdaq: CTAS) has entered into a definitive agreement to acquire its...
Via
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The $5.5 Billion Consolidation: UniFirst (UNF) Acquisition by Cintas (CTAS) at $310/Share Deep-Dive
March 12, 2026
As of March 12, 2026, the industrial services sector has been rocked by the definitive announcement that Cintas Corporation (NASDAQ: CTAS) will acquire its long-time rival UniFirst Corporation (NYSE:...
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Gold in the Stream: Assessing Wheaton Precious Metals Ahead of a Landmark Earnings Report
March 12, 2026
Today’s Date: March 12, 2026 Introduction As the closing bell approaches on Wall Street today, March 12, 2026, all eyes in the precious metals sector are fixed on Wheaton Precious Metals (NYSE: WPM;...
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Lennar Corporation (LEN): Navigating the 2026 Housing Labyrinth
March 12, 2026
As the closing bell prepares to ring on March 12, 2026, all eyes in the financial community are fixed on Lennar Corporation (NYSE: LEN). The Miami-based homebuilding giant is scheduled to report its...
Via
Finterra
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Immigration
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The Rural Fortress: A Deep-Dive Research Article on Dollar General (DG) in 2026
March 12, 2026
Today’s Date: March 12, 2026 Introduction In the landscape of American retail, few names evoke the resilience of rural commerce like Dollar General (NYSE: DG). As of early 2026, the Goodlettsville,...
Via
Finterra
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Earnings
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Lawsuit
Franco-Nevada (FNV) Deep-Dive: Analyzing the 86% Revenue Surge and the Road to $300
March 12, 2026
As of March 12, 2026, the global mining investment landscape is witnessing a dramatic "V-shaped" recovery from one of its most storied players. Franco-Nevada Corporation (NYSE: FNV; TSX: FNV), the...
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Finterra
Topics
ETFs
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Initial Public Offering
The New Golden Floor: How Central Bank 'Base Load' Demand is Re-Rating Gold to $6,000
March 12, 2026
As of March 12, 2026, the global financial landscape has witnessed a tectonic shift in the valuation of precious metals, driven not by retail speculation, but by the relentless "base load demand" of...
Via
MarketMinute
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ETFs
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Sprinklr (CXM) Research Deep-Dive: Q4 FY26 Beat and the $200M Buyback Signal a New Era of Operational Discipline
March 12, 2026
On March 12, 2026, Sprinklr (NYSE: CXM) finds itself at a pivotal crossroads, signaling a potential end to its multi-year "identity transition." Following a robust Q4 FY26 earnings report that beat...
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Finterra
Topics
Artificial Intelligence
Earnings
Initial Public Offering
AeroVironment (AVAV): Navigating the Growing Pains of a Defense Tech Giant
March 12, 2026
Today’s Date: March 12, 2026 Introduction AeroVironment, Inc. (NASDAQ: AVAV) has long been the poster child for the "democratization of the skies." For decades, it dominated the niche for small,...
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Earnings
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Oracle’s AI Renaissance: A Deep Dive into the Newest Hyperscaler (ORCL)
March 12, 2026
Date: March 12, 2026 Introduction In the rapidly evolving landscape of enterprise technology, few narratives are as compelling as the reinvention of Oracle (NYSE: ORCL). Long considered a "legacy"...
Via
Finterra
Topics
Artificial Intelligence
Larry Fink Says Oil Could Crash Below $50 If War Leaves Iran 'Neutralized': 'Great Probability'
↗
March 12, 2026
BlackRock Inc. (NYSE: BLK) CEO Larry Fink expressed his belief that the ongoing U.S.-Iran conflict will not have lasting economic consequences, even as oil prices continue to rise.
Via
Benzinga
BlackRock Expands Digital Asset Suite with Staked Ethereum ETP
March 12, 2026
From
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Business Wire
Is T. Rowe Price Group Stock Underperforming the Dow?
March 12, 2026
T. Rowe Price Group stock has lagged the Dow over the past year, and analysts are bearish about its prospects.
Via
Barchart.com
Topics
Retirement
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Exclusive: Morgan Stanley And BlackRock Limit Withdrawals—Is Private Credit Gating A Crisis Or Market 'Stabilizer'?
↗
March 12, 2026
Morgan Stanley and BlackRock gate funds as JPMorgan curbs lending. Experts say redemption limits act as a market "stabilizer."
Via
Benzinga
Global Market Response to US Geopolitical Signals: Peace Rally Sweeps International Markets
March 11, 2026
In a dramatic shift for global finance, international markets witnessed a powerful relief rally on March 11, 2026, following assertions from President Donald Trump that major geopolitical conflicts are...
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MarketMinute
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Economy
Government
World Trade
Asset Manager Shares Slide on Private Credit Concerns
March 11, 2026
The era of unfettered optimism in private credit met a harsh reality check on Wednesday, as shares of the world’s most powerful alternative asset managers plummeted. Concerns over hidden defaults,...
Via
MarketMinute
Topics
Economy
Regulatory Compliance
February CPI Report: Inflation Matches Expectations at 2.4% but Stays Above Fed Target
March 11, 2026
The Bureau of Labor Statistics (BLS) released the Consumer Price Index (CPI) data for February 2026 this morning, revealing a headline inflation rate of 2.4% year-over-year (YoY) and a 0.3% monthly...
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MarketMinute
Topics
Bonds
Economy
World Trade
The Rise of 'Y’all Street': Nasdaq Texas Launches with APA Corporation Leading the Charge in Market Regionalization
March 11, 2026
The landscape of American high finance shifted definitively toward the Sunbelt last week as Nasdaq, Inc. (NasdaqGS: NDAQ) officially pulled the curtain back on "Nasdaq Texas," a new regional exchange...
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The Billion-Dollar Divide: How "Megadeals" Are Defining a K-Shaped M&A Market in 2026
March 11, 2026
The opening months of 2026 have revealed a startling paradox in the global financial landscape: while the sheer number of corporate marriages is dwindling, the price tags on the few remaining...
Via
MarketMinute
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Artificial Intelligence
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Energy
BlackRock Launches $100 Million Philanthropic Initiative to Power the Next Generation of American Workers in Skilled Trades
March 11, 2026
From
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The Great Rotation: Russell 2000 Surges as Investors Flee Overstretched Tech Giants
March 10, 2026
NEW YORK — In a dramatic shift of market leadership, the Russell 2000 index (INDEXRUSSELL:RUT) continued its historic outperformance on Tuesday, March 10, 2026, as investors aggressively rotated...
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MarketMinute
Topics
Artificial Intelligence
Bankruptcy
ETFs
Why Walker & Dunlop (WD) Stock Is Down Today
March 10, 2026
What Happened? Shares of commercial real estate finance company Walker & Dunlop (NYSE:WD) fell 5% in the afternoon session after the company announced its lo...
Via
StockStory
The Fortress and the Future: A Deep-Dive Research Report on JPMorgan Chase (JPM)
March 10, 2026
As of March 10, 2026, JPMorgan Chase & Co. (NYSE: JPM) stands not just as the largest bank in the United States, but as a global financial titan that has redefined the "too big to fail" moniker into...
Via
Finterra
Topics
Artificial Intelligence
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Earnings
GE Aerospace Deep-Dive: The Propulsion Powerhouse Shaping the Future of Flight
March 10, 2026
As of March 10, 2026, the industrial landscape looks vastly different than it did just two years ago. At the heart of this transformation is GE Aerospace (NYSE: GE), a company that has not only...
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Finterra
Topics
Economy
Emissions
World Trade
Netflix (NFLX): From Streaming Pioneer to Diversified Entertainment Titan (2026 Analysis)
March 10, 2026
As of March 10, 2026, the streaming landscape has evolved from a frantic race for subscribers into a disciplined battle for profitability and "share of time." At the center of this transformation...
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Finterra
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Artificial Intelligence
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The AI Factory: A Deep-Dive into Dell Technologies (DELL) in 2026
March 10, 2026
March 10, 2026 Introduction In the rapidly evolving landscape of global technology, few companies have managed to reinvent themselves as successfully or as dramatically as Dell Technologies (NYSE:...
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Finterra
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Artificial Intelligence
Economy
Supply Chain
Target Corporation (TGT): Navigating the Fiddelke Era and the New Retail Reality
March 10, 2026
Today’s date is March 10, 2026. Introduction As the retail landscape enters a new era of "Agentic Shopping" and tightening consumer discretionary budgets, few companies find themselves at a more...
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Finterra
Topics
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Lowe’s (LOW) in 2026: The Tech-Driven Evolution of a Home Improvement Giant
March 10, 2026
As of March 10, 2026, Lowe’s Companies, Inc. (NYSE: LOW) stands as a testament to the resilience of the American consumer and the strategic evolution of big-box retail. Once viewed primarily as the...
Via
Finterra
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Artificial Intelligence
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Alphabet Inc. (GOOGL): Navigating the Agentic AI Era and the $4 Trillion Frontier
March 10, 2026
As of March 10, 2026, Alphabet Inc. (NASDAQ: GOOGL / GOOG) stands at a historic crossroads. After a decade of dominance in the "Information Age," the company has successfully transitioned into the...
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The Silicon Architect: A Deep Dive into Applied Materials (AMAT) in the AI Era
March 10, 2026
As of March 10, 2026, the semiconductor industry has moved far beyond the "chip shortage" era of the early 2020s, entering a decade defined by the relentless scaling requirements of Generative AI and...
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Finterra
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Artificial Intelligence
Earnings
Economy
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