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home
about us
Investment Approach
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Firm ADV PDFs
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Brochure Supplement Amit Stavinsky
Brochure Supplement Frank Parks
Brochure Supplement Dominick Savo
Brochure Supplement Richard Mason
Brochure Supplement Joe Estes
Brochure Supplement Jonathan Ezra
Statement Of Financial Strength
Job Opportunities
Tamar Advisors
Own Your Practice
Letter to Clients
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contact us
PRODUCTS
Fixed Income Portfolio (FIP)
FIP Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Total Asset Market (TAM)
TAM sm Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Total Asset Fund (TAF)
TAF sm Program
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Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Market Value Securities (MVS)
MVS Program
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Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Total Asset Value (TAV)
TAV Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Municipal Bonds
Taxable Bonds
Par, Premium, and Discount Bonds
Rating and Analyzing Bonds
Refunding & Pre-refunding
Bond Yields
Yield Curve
Secured Bonds
Mortgage Bonds
Unsecured Bonds
Debentures
Subordinated Debentures
Zero-Coupon Bonds
Convertible Bonds
High Yield Dividend Stocks
Independent Money Managers
Fees & Compensation
Corporate Cash Management
Fees & Compensation
Estate Planning
Financial Planning
Client Service Approach
Client's Responsibilities
Fees
Implementation
Legal Services
Termination
Professional Alliance Network
Client Service Approach
Client's Responsibilities
Fees
Implementation
Legal Services
Termination
MUNICIPAL BONDS
Municipal Bond Presentation
About Us
The Management
Global Asset Allocation Products
FIP Program
Classifying Municipal Bonds
Revenue Bonds
Credit Factors Affecting General Obligation Bonds
Credit Factors Affecting the Quality of Local Municipal Bonds
Analyzing the Credit Quality of General Obligation Bonds
Analyzing the Credit Quality of Revenue Municipal Bonds
What We Normally Buy
What We Normally Don’t Buy
Municipal Bonds – Unique Asset Class
Default Rates
Yield Difference
Turnkey Operation Platform
Advantages of Our Bid Wanted System
Advantages of Our Clearing System
Preferred Custodian Settlement
Advantages of Same-Day Allocation
TSL’s Turnkey Operation Platform
Classifying Municipal Bonds
Revenue Municipal Bonds
Types of Revenue Municipal Bonds
Industrial Development Revenue Bonds
Lease-back Bonds
Special Tax Bonds
NHA/PHA Bonds
Moral Obligation Bonds
Municipal Notes
TANs/RANs
BANs
CLNs/GANs
Variable Rate Bonds/Notes
Build America Bonds
Double-Barreled Bonds
Bond Index Components
Open-end-Closed-end-Indenture
Sinking Fund
Bond Contracts
Bond Indenture
Official Statement
Bond Issuance Process
Analyzing GO Bonds
Analyzing Revenue Bonds
Debt Ratios
General Price Analysis of Municipal Bonds
Liquidity
Interest Rate Risk
Credit Risk
Coupon Risk
Maturity Risk
Municipal Bond Insurance
Municipal Bonds Unique Asset Class
Default Rates
What We Buy Currently
What We Normally Don’t Buy
Turnkey Operation Platform
Advantages of Our Bid Wanted System
Advantages of Our Clearing System
Preferred Custodian Settlement
Advantages of Same Day Allocation
Traditional Broker/Dealer Execution Flow
TSL's Turnkey Operation Platform
INDEX FUNDS
Total Asset Fund (TAF)
TAF® Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Additional Information
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
EVENTS
FIP
Event Schedule
TAM
Event Schedule
Total Asset Market (TAM sm) Presentation
TAF
Event Schedule
Total Asset Fund (TAF sm) Presentation
MVS
Event Schedule
Market Value Securities (MVS sm) Presentation
Featured Event
Calendar of Events
Events History
Investing During Uncertain Times
Read FULL Seminar Here
Tax-Free Income Seminar
Bond Fund Seminar
RSVP-Signup Form
MARKET RESEARCH
Featured Quarterly Newsletter
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BlackRock
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BlackRock Is Betting Big on This Platinum and Gold Stock. Should You?
January 30, 2026
BlackRock just crossed 5% ownership in Sibanye-Stillwater after a nearly 400% surge. Here's what the $14 trillion fund manager sees in this precious metals play.
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Trump Nominates Kevin Warsh as Federal Reserve Chair: Market Analysis and Policy Outlook
January 30, 2026
In a move that marks a definitive break from the previous administration's economic stewardship, President Donald Trump officially nominated Kevin Warsh as the next Chair of the Federal Reserve on...
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BlackRock, Partners Group Launch Private Markets SMA
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January 29, 2026
BlackRock and Partners Group have launched new SMAs to provide private wealth clients access to the private markets.
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Want to Buy the Dip on Software Tech Stocks Like Palantir, Microsoft, and Oracle? Consider This BlackRock ETF.
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January 29, 2026
The sell-off in software stocks could be an incredible buying opportunity for long-term investors.
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BlackRock and Partners Group Launch First-of-Its-Kind Private Markets SMA for Wealth Platforms
January 29, 2026
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MSCI (MSCI) Q4 2025 Earnings Call Transcript
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January 28, 2026
MSCI (MSCI) Q4 2025 Earnings Call Transcript
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The Tech Tsunami: S&P 500 Hits 7,000 as Tech Concentration Reaches Historic 34%
January 28, 2026
On January 28, 2026, the S&P 500 reached a momentous milestone, crossing the 7,000-point threshold for the first time in history. While the headline figure suggests a broad-based economic triumph, the...
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The Sovereignty Shift: Satya Nadella Proposes ‘Firm Sovereignty’ as the New Benchmark for Corporate AI Value
January 28, 2026
In a move that has sent shockwaves through boardrooms from Silicon Valley to Zurich, Microsoft (NASDAQ: MSFT) CEO Satya Nadella recently introduced a provocative new performance metric: "Firm...
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The Connectivity Powerhouse: A Deep Dive into Astera Labs (ALAB) and the Future of AI Fabrics
January 28, 2026
Today’s Date: January 28, 2026 Introduction In the high-stakes arms race of Artificial Intelligence (AI) infrastructure, the spotlight often falls on the "brains" of the operation—the high-performance...
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The AI Data Lake: A Deep-Dive into Western Digital’s (WDC) Resurgence in 2026
January 28, 2026
Date: January 28, 2026 Introduction As of January 2026, Western Digital Corporation (NASDAQ: WDC) finds itself at the epicentre of a technological renaissance. Long viewed as a legacy manufacturer of...
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Palantir (PLTR) 2026 Deep Dive: From Secretive Startup to AI Operating System
January 28, 2026
As of January 28, 2026, Palantir Technologies Inc. (NYSE: PLTR) has transcended its origins as a secretive data-mining firm to become the definitive "AI Operating System" for both the modern enterprise...
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The Engine of Agile: A Deep Dive into Atlassian’s AI-Driven Renaissance
January 28, 2026
As we enter 2026, Atlassian Corporation (NASDAQ: TEAM) stands at a pivotal crossroads in its 24-year history. Known globally for the ubiquitous Jira and Confluence platforms, the Australian software...
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Finterra
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Artificial Intelligence
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Initial Public Offering
The Silicon Architect: A Deep-Dive into Applied Materials (AMAT) in 2026
January 28, 2026
As of January 28, 2026, the semiconductor industry has moved past the volatile "AI infrastructure build-out" phase of the early 2020s and into a sustained era of architectural revolution. At the heart...
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Finterra
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The Architect of the Grid: Why GE Vernova (GEV) Tumbled 3.3% Amidst a Blockbuster Earnings Beat
January 28, 2026
Date: January 28, 2026 Introduction The paradox of the "perfect report" met its match on Wall Street today. GE Vernova (NYSE: GEV), the energy-focused powerhouse spun off from the historic General...
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Finterra
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The Master of the Microscopic: ASML and the Future of AI
January 28, 2026
Published: January 28, 2026 Introduction As the global economy grapples with the accelerating transition to Artificial Intelligence, one company remains the undisputed gatekeeper of the digital...
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Finterra
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Earnings
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ADP’s Fiscal 2026 Resurgence: Inside the ‘Sleepy Giant’s’ 11% EPS Growth and Tech Pivot
January 28, 2026
In the complex machinery of the global economy, few companies are as foundational yet understated as Automatic Data Processing, Inc. (NASDAQ: ADP). As of today, January 28, 2026, ADP has once again...
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The Intelligence Utility: A Deep Dive into Meta Platforms (META) in 2026
January 28, 2026
Date: January 28, 2026 Introduction As we enter the early weeks of 2026, Meta Platforms, Inc. (NASDAQ: META) finds itself at a pivotal crossroads that echoes the magnitude of its 2021 rebranding. No...
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The Frictionless Engine: A Deep Dive into Synchrony Financial (SYF) in 2026
January 28, 2026
Date: January 28, 2026 Introduction In the high-stakes world of consumer credit, few names command as much quiet authority as Synchrony Financial (NYSE: SYF). As the largest provider of private-label...
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Finterra
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The Quiet Compounder’s Reckoning: A Deep Dive into Roper Technologies (ROP)
January 28, 2026
In the high-stakes world of the S&P 500, few companies have mastered the art of the "quiet compounder" as effectively as Roper Technologies, Inc. (NYSE: ROP). Long known as the textbook example of a...
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Earnings
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PACCAR Inc (PCAR): A Century of Profitability Meets the Autonomous Frontier
January 28, 2026
As of January 28, 2026, PACCAR Inc (NASDAQ: PCAR) stands at a pivotal crossroads between industrial tradition and a high-tech future. For over a century, the Bellevue-based manufacturer has been the...
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The Omaha Giant at a Crossroads: A 2026 Deep-Dive into Union Pacific Corporation (UNP)
January 28, 2026
Today’s Date: January 28, 2026 Introduction As we enter the first quarter of 2026, Union Pacific Corporation (NYSE: UNP) finds itself at the center of the most significant upheaval in the North...
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Finterra
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Profits Over Hype: Why Corporate Earnings Now Drive 84% of S&P 500 Gains
January 28, 2026
As the S&P 500 continues its ascent in early 2026, a fundamental shift has quietly redefined the mechanics of the bull market. For years, skeptics pointed to "multiple expansion"—the phenomenon where...
Via
MarketMinute
Topics
Artificial Intelligence
Earnings
Economy
The Federal Reserve’s Strategic Plateau: Why the FOMC is Holding the Line at 3.5%
January 28, 2026
In a move that underscored the complexity of the current "Great Normalization" era, the Federal Reserve concluded its first meeting of 2026 by electing to hold the federal funds rate steady at the...
Via
MarketMinute
Topics
Artificial Intelligence
Bonds
Economy
Deep Dive: Lam Research Corporation (LRCX) – The Architect of the AI Era
January 28, 2026
As of January 28, 2026, the global semiconductor industry finds itself at a pivotal crossroads. While the "AI Gold Rush" of 2023–2024 has matured, the infrastructure required to sustain the next...
Via
Finterra
Topics
Artificial Intelligence
Earnings
Economy
The Memory King: A Deep Dive into Micron Technology’s AI-Driven Supercycle
January 28, 2026
Today’s Date: January 28, 2026 Introduction As of January 2026, the global technology landscape is undergoing a fundamental shift, moving from the "AI experimentation" phase of 2023–2024 into a...
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Finterra
Topics
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Bankruptcy
Economy
BlackRock’s New Covered Call Bitcoin ETF Is Another Red Flag for a Dangerous Investing Trend
January 28, 2026
The product glut in covered call ETFs is downright dangerous. Here’s why.
Via
Barchart.com
Topics
Artificial Intelligence
ETFs
The Analog Architect: Why 2026 is the “Harvest Year” for Texas Instruments
January 28, 2026
As the global semiconductor industry enters a new era of domestic resilience and advanced manufacturing, few companies stand at a more significant crossroads than Texas Instruments Incorporated...
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Finterra
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Artificial Intelligence
Economy
Electric Vehicles
Defending the High Ground: A 2026 Deep Dive into Northrop Grumman (NOC)
January 28, 2026
Date: January 28, 2026 Introduction As we enter the first quarter of 2026, Northrop Grumman Corporation (NYSE: NOC) stands as a cornerstone of the Western defense architecture. Amidst a geopolitical...
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Finterra
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The Glass Architect of the AI Era: A Deep Dive into Corning Incorporated (NYSE: GLW)
January 28, 2026
Introduction As of January 28, 2026, Corning Incorporated (NYSE: GLW) has transformed from a steady, century-old materials science firm into a high-octane growth engine for the generative AI...
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Finterra
Topics
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Emissions
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A Fed Pause Is Priced In. Here’s The ‘Wild Card’ That Investors Are Watching
↗
January 28, 2026
In his latest note, Jeremy Siegel expects the FOMC meeting to be uneventful, with no changes to the dot plot or the central bank’s monetary policy.
Via
Stocktwits
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Economy
Stocks
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