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home
about us
Investment Approach
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Market Analysis Summary
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Team Biographies
Firm ADV PDFs
Form CRS
Firm Brochure-Part 2A of Form ADV
Brochure Supplement Amit Stavinsky
Brochure Supplement Frank Parks
Brochure Supplement Dominick Savo
Brochure Supplement Richard Mason
Brochure Supplement Joe Estes
Brochure Supplement Jonathan Ezra
Statement Of Financial Strength
Job Opportunities
Tamar Advisors
Own Your Practice
Letter to Clients
member log-in
contact us
PRODUCTS
Fixed Income Portfolio (FIP)
FIP Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Total Asset Market (TAM)
TAM sm Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Total Asset Fund (TAF)
TAF sm Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Market Value Securities (MVS)
MVS Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Total Asset Value (TAV)
TAV Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Municipal Bonds
Taxable Bonds
Par, Premium, and Discount Bonds
Rating and Analyzing Bonds
Refunding & Pre-refunding
Bond Yields
Yield Curve
Secured Bonds
Mortgage Bonds
Unsecured Bonds
Debentures
Subordinated Debentures
Zero-Coupon Bonds
Convertible Bonds
High Yield Dividend Stocks
Independent Money Managers
Fees & Compensation
Corporate Cash Management
Fees & Compensation
Estate Planning
Financial Planning
Client Service Approach
Client's Responsibilities
Fees
Implementation
Legal Services
Termination
Professional Alliance Network
Client Service Approach
Client's Responsibilities
Fees
Implementation
Legal Services
Termination
MUNICIPAL BONDS
Municipal Bond Presentation
About Us
The Management
Global Asset Allocation Products
FIP Program
Classifying Municipal Bonds
Revenue Bonds
Credit Factors Affecting General Obligation Bonds
Credit Factors Affecting the Quality of Local Municipal Bonds
Analyzing the Credit Quality of General Obligation Bonds
Analyzing the Credit Quality of Revenue Municipal Bonds
What We Normally Buy
What We Normally Don’t Buy
Municipal Bonds – Unique Asset Class
Default Rates
Yield Difference
Turnkey Operation Platform
Advantages of Our Bid Wanted System
Advantages of Our Clearing System
Preferred Custodian Settlement
Advantages of Same-Day Allocation
TSL’s Turnkey Operation Platform
Classifying Municipal Bonds
Revenue Municipal Bonds
Types of Revenue Municipal Bonds
Industrial Development Revenue Bonds
Lease-back Bonds
Special Tax Bonds
NHA/PHA Bonds
Moral Obligation Bonds
Municipal Notes
TANs/RANs
BANs
CLNs/GANs
Variable Rate Bonds/Notes
Build America Bonds
Double-Barreled Bonds
Bond Index Components
Open-end-Closed-end-Indenture
Sinking Fund
Bond Contracts
Bond Indenture
Official Statement
Bond Issuance Process
Analyzing GO Bonds
Analyzing Revenue Bonds
Debt Ratios
General Price Analysis of Municipal Bonds
Liquidity
Interest Rate Risk
Credit Risk
Coupon Risk
Maturity Risk
Municipal Bond Insurance
Municipal Bonds Unique Asset Class
Default Rates
What We Buy Currently
What We Normally Don’t Buy
Turnkey Operation Platform
Advantages of Our Bid Wanted System
Advantages of Our Clearing System
Preferred Custodian Settlement
Advantages of Same Day Allocation
Traditional Broker/Dealer Execution Flow
TSL's Turnkey Operation Platform
INDEX FUNDS
Total Asset Fund (TAF)
TAF® Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Additional Information
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
EVENTS
FIP
Event Schedule
TAM
Event Schedule
Total Asset Market (TAM sm) Presentation
TAF
Event Schedule
Total Asset Fund (TAF sm) Presentation
MVS
Event Schedule
Market Value Securities (MVS sm) Presentation
Featured Event
Calendar of Events
Events History
Investing During Uncertain Times
Read FULL Seminar Here
Tax-Free Income Seminar
Bond Fund Seminar
RSVP-Signup Form
MARKET RESEARCH
Featured Quarterly Newsletter
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Charles Schwab
(NY:
SCHW
)
90.88
+1.44 (+1.61%)
Official Closing Price
Updated: 7:00 PM EDT, May 15, 2026
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The $112 Million Regulatory Heist: Polymarket’s QCX Acquisition and the Battle for America’s Prediction Market
January 20, 2026
In a move that has sent shockwaves through the burgeoning "information economy," Polymarket has officially staged its return to the United States. Following a multi-year exile by federal regulators,...
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1 REIT That Should Be on Every Investor's Radar Plus 1 Promising REIT ETF
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January 20, 2026
Two great ways to invest in REITs.
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Charles Schwab (SCHW) Q4 Earnings: What To Expect
January 19, 2026
Financial services giant Charles Schwab (NYSE:SCHW) will be reporting earnings this Wednesday before market open. Here’s what you need to know.
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SCHW Stock Gets Multiple Wall Street Price Target Updates — What’s Driving The Optimism?
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January 15, 2026
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BlackRock Shatters Records: Assets Under Management Hit Historic $14 Trillion Amid Surge in Inflows
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BlackRock (NYSE: BLK) has solidified its position as the undisputed king of the financial world, reporting a staggering Q4 2025 earnings result that pushed its total Assets Under Management (AUM) to a...
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What's Driving the Market Sentiment Around Charles Schwab Corp?
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January 19, 2026
Via
Benzinga
This Could Be Your Last Chance to Buy Into SpaceX Before the 2026 IPO
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January 19, 2026
The SpaceX IPO, if it happens, will be insanely expensive. Here are three ways to buy into Musk's rocket company before then.
Via
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Unlocking the Nest Egg: Trump Proposes 401(k) 'Equity Swaps' to Combat Housing Crisis
January 19, 2026
The Trump administration has officially unveiled a high-stakes proposal to allow Americans to tap into their 401(k) retirement accounts to purchase homes, a move that could fundamentally redefine the...
Via
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Government
Digital Gold Touches New Heights: Bitcoin Reclaims $97,000 as Regulatory Clarity Ignites Institutional Frenzy
January 19, 2026
In a move that has sent shockwaves through the global financial landscape, Bitcoin has reclaimed the $97,000 milestone as of January 19, 2026, marking a powerful resurgence after a volatile end to the...
Via
MarketMinute
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ETFs
Economy
SCHD vs. NOBL: High Yield vs. Dividend Growth ETF Showdown
↗
January 19, 2026
Dividend-growth and high-yield strategies can produce very different portfolios and results, but one strategy looks better right now.
Via
The Motley Fool
Topics
Artificial Intelligence
ETFs
Economy
Is Robinhood Stock a Millionaire Maker?
↗
January 19, 2026
It's certainly performed as if it wants to be one.
Via
The Motley Fool
SCHD vs. VIG: Which Dividend ETF Is the Better Buy?
↗
January 18, 2026
Choosing between the Vanguard Dividend Appreciation ETF (VIG) and the Schwab U.S. Dividend Equity ETF (SCHD) really comes down to how you feel about the current market rotation.
Via
The Motley Fool
Topics
ETFs
Stocks
Prediction: This Growth ETF Will Crush the S&P 500 Over the Next 10 Years
↗
January 18, 2026
This ETF could be poised for substantial growth over the next decade.
Via
The Motley Fool
Topics
Artificial Intelligence
ETFs
Stocks
SCHD vs VYM: What's the Better High-Yield Dividend ETF Buy?
↗
January 18, 2026
These exchange-traded funds are two of the most popular dividend ETFs. One of them is clearly better than the other.
Via
The Motley Fool
Topics
ETFs
Economy
Stocks
SCHG vs. VOOG: Which Popular Large-Cap Growth ETF Is the Better Buy Right Now?
↗
January 18, 2026
Fee structure, portfolio concentration, and sector exposure set these two growth ETFs apart for investors weighing long-term strategy.
Via
The Motley Fool
Topics
ETFs
SCHG vs. VUG: Here's How to Decide on the Right Growth ETF for Your Portfolio
↗
January 17, 2026
Explore how portfolio breadth and sector exposure set these two low-cost growth ETFs apart for investors seeking diversification.
Via
The Motley Fool
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You've Never Heard of This Fintech Stock -- But You Will
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January 17, 2026
The largest institutional investors in the market rely on this little-known service provider.
Via
The Motley Fool
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Bonds
Is Robinhood Stock a Buy Now?
↗
January 17, 2026
Robinhood has built a great business in a largely rising market. What happens when the next big bear arrives?
Via
The Motley Fool
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ETFs
Here's How Much You Would Have Made Owning Schwab U.S. Large-Cap Growth ETF Stock In The Last 15 Years
↗
January 16, 2026
Via
Benzinga
Topics
ETFs
Active ETFs Face New Cost Pressure As Schwab Weighs Distribution Fees, JPMorgan Says
↗
January 16, 2026
Active ETFs could face new costs as JPMorgan flags a $500M opportunity for Schwab to charge ETF issuers for data, marketing and platform access.
Via
Benzinga
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ETFs
Want to Collect Dividends Every Month? Invest in These 2 ETFs
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January 16, 2026
These dividend-paying ETFs have high yields and can provide you with some great diversification.
Via
The Motley Fool
Topics
ETFs
The $7.8 Trillion Dam Breaks: How the 'Cash Wall' is Fueling a Historic January Effect
January 15, 2026
As of January 15, 2026, the global financial markets are witnessing a tectonic shift in capital allocation. After three years of investors huddling in the safety of high-yield cash vehicles, the...
Via
MarketMinute
Topics
ETFs
Economy
The $7.8 Trillion 'Wall of Cash' Meets the January Effect: A Great Rotation Underway
January 15, 2026
As the calendar turned to 2026, the financial world found itself staring at a numerical monolith: a record $7.8 trillion sitting in U.S. money market funds. This unprecedented "wall of cash," which has...
Via
MarketMinute
Topics
Artificial Intelligence
Bonds
Credit Cards
An SCHD Comeback in 2026? Why I'm Not Seeing It Yet.
↗
January 15, 2026
The Schwab U.S. Dividend Equity ETF (SCHD) has been on a miserable three-year run. Is this the year that things finally turn around?
Via
The Motley Fool
Topics
Artificial Intelligence
ETFs
Schwab Kicks Off 2026 With Expanded Education Experiences
January 15, 2026
From
The Charles Schwab Corporation
Via
Business Wire
12 Top ETFs to Buy in January for Higher Passive Income in 2026 -- Including the Schwab U.S. Dividend Equity ETF (SCHD)
↗
January 14, 2026
Who wouldn't love to have streams of cash coming to them regularly?
Via
The Motley Fool
Topics
ETFs
Economy
Coinbase (COIN) 2026 Deep-Dive: From Crypto Proxy to S&P 500 Pillar
January 14, 2026
As of January 14, 2026, Coinbase Global, Inc. (NASDAQ: COIN) stands as a radically different entity than the one that debuted on the public markets five years ago. Once viewed as a high-beta proxy for...
Via
Finterra
Topics
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ETFs
Economy
3 Top Dividend Stocks to Buy and Hold Forever for Growing Income
↗
January 13, 2026
Buying the best dividend stocks combines long-term gains with rising dividend income.
Via
The Motley Fool
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