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home
about us
Investment Approach
Client Service Approach
Market Analysis Summary
Mission Statement
Value Proposition
Team Biographies
Firm ADV PDFs
Form CRS
Firm Brochure-Part 2A of Form ADV
Brochure Supplement Amit Stavinsky
Brochure Supplement Frank Parks
Brochure Supplement Dominick Savo
Brochure Supplement Richard Mason
Brochure Supplement Joe Estes
Brochure Supplement Jonathan Ezra
Statement Of Financial Strength
Job Opportunities
Tamar Advisors
Own Your Practice
Letter to Clients
member log-in
contact us
PRODUCTS
Fixed Income Portfolio (FIP)
FIP Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Total Asset Market (TAM)
TAM sm Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Total Asset Fund (TAF)
TAF sm Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Market Value Securities (MVS)
MVS Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Total Asset Value (TAV)
TAV Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Municipal Bonds
Taxable Bonds
Par, Premium, and Discount Bonds
Rating and Analyzing Bonds
Refunding & Pre-refunding
Bond Yields
Yield Curve
Secured Bonds
Mortgage Bonds
Unsecured Bonds
Debentures
Subordinated Debentures
Zero-Coupon Bonds
Convertible Bonds
High Yield Dividend Stocks
Independent Money Managers
Fees & Compensation
Corporate Cash Management
Fees & Compensation
Estate Planning
Financial Planning
Client Service Approach
Client's Responsibilities
Fees
Implementation
Legal Services
Termination
Professional Alliance Network
Client Service Approach
Client's Responsibilities
Fees
Implementation
Legal Services
Termination
MUNICIPAL BONDS
Municipal Bond Presentation
About Us
The Management
Global Asset Allocation Products
FIP Program
Classifying Municipal Bonds
Revenue Bonds
Credit Factors Affecting General Obligation Bonds
Credit Factors Affecting the Quality of Local Municipal Bonds
Analyzing the Credit Quality of General Obligation Bonds
Analyzing the Credit Quality of Revenue Municipal Bonds
What We Normally Buy
What We Normally Don’t Buy
Municipal Bonds – Unique Asset Class
Default Rates
Yield Difference
Turnkey Operation Platform
Advantages of Our Bid Wanted System
Advantages of Our Clearing System
Preferred Custodian Settlement
Advantages of Same-Day Allocation
TSL’s Turnkey Operation Platform
Classifying Municipal Bonds
Revenue Municipal Bonds
Types of Revenue Municipal Bonds
Industrial Development Revenue Bonds
Lease-back Bonds
Special Tax Bonds
NHA/PHA Bonds
Moral Obligation Bonds
Municipal Notes
TANs/RANs
BANs
CLNs/GANs
Variable Rate Bonds/Notes
Build America Bonds
Double-Barreled Bonds
Bond Index Components
Open-end-Closed-end-Indenture
Sinking Fund
Bond Contracts
Bond Indenture
Official Statement
Bond Issuance Process
Analyzing GO Bonds
Analyzing Revenue Bonds
Debt Ratios
General Price Analysis of Municipal Bonds
Liquidity
Interest Rate Risk
Credit Risk
Coupon Risk
Maturity Risk
Municipal Bond Insurance
Municipal Bonds Unique Asset Class
Default Rates
What We Buy Currently
What We Normally Don’t Buy
Turnkey Operation Platform
Advantages of Our Bid Wanted System
Advantages of Our Clearing System
Preferred Custodian Settlement
Advantages of Same Day Allocation
Traditional Broker/Dealer Execution Flow
TSL's Turnkey Operation Platform
INDEX FUNDS
Total Asset Fund (TAF)
TAF® Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Additional Information
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
EVENTS
FIP
Event Schedule
TAM
Event Schedule
Total Asset Market (TAM sm) Presentation
TAF
Event Schedule
Total Asset Fund (TAF sm) Presentation
MVS
Event Schedule
Market Value Securities (MVS sm) Presentation
Featured Event
Calendar of Events
Events History
Investing During Uncertain Times
Read FULL Seminar Here
Tax-Free Income Seminar
Bond Fund Seminar
RSVP-Signup Form
MARKET RESEARCH
Featured Quarterly Newsletter
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Target Corp
(NY:
TGT
)
149.70
+2.62 (+1.78%)
Official Closing Price
Updated: 7:00 PM EDT, Aug 7, 2026
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The Great Deflation Export: How China’s Factory Woes are Colliding with the New Tariff Era
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February 10, 2026
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Retail Stagnation Shocker: Flat December Sales Report Triggers Massive Pivot to Bonds and Rate Cut Bets
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The American consumer, long the resilient engine of the global economy, appears to have finally stalled. A highly anticipated retail sales report released today, February 10, 2026, revealed that...
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Target To Reportedly Beef Up Store Staffing But Cut 500 Jobs Elsewhere To Address Customer Complaints
↗
February 09, 2026
According to a report from CNBC, citing an internal employee memo, the company is overhauling the way it operates its stores to improve experience and win back customers who had complaints about its...
Via
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Walmart Joins the Trillion-Dollar Club. Is the Stock Overvalued?
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February 09, 2026
Shares of the big-box retailer have soared by 167% over the past five years.
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Delayed January CPI Release: Why Friday’s 2.5% Forecast is the Fed’s 2026 Litmus Test
February 09, 2026
The financial world is bracing for a high-stakes data dump this Friday, as the Bureau of Labor Statistics prepares to release the January Consumer Price Index (CPI) following a disruptive four-day...
Via
MarketMinute
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Economy
Kroger Taps Former Walmart Heavyweight Greg Foran as CEO; Shares Surge 7%
February 09, 2026
CINCINNATI — In a move that has electrified the retail sector, The Kroger Co. (NYSE:KR) announced on Monday morning that it has appointed Greg Foran, the former head of Walmart’s U.S. operations, as...
Via
MarketMinute
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Earnings
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3 Low-Volatility Stocks We Steer Clear Of
February 08, 2026
Stability is great, but low-volatility stocks may struggle to deliver market-beating returns over time as they sometimes underperform during bull markets.
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Costco Stock Is Up 15% This Year. Time to Buy?
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February 08, 2026
Amid declines over the last 12 months, Costco stock is rising again.
Via
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The Sticky Inflation Trap: How Trade Tensions are Cornering the Federal Reserve
February 06, 2026
As of February 6, 2026, the American economy finds itself in a precarious balancing act. The "Liberation Day" tariffs, a cornerstone of the current administration’s trade policy, have successfully...
Via
MarketMinute
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The K-Shaped Divide: Stock Market Riches Fuel Affluent Spending While Inflation Squeezes the Main Street Wallet
February 06, 2026
As of February 6, 2026, the American consumer landscape has fractured into two distinct realities, creating a "K-shaped" economic environment that is redefining the retail and service sectors. While a...
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3 Large-Cap Stocks We Keep Off Our Radar
February 05, 2026
Large-cap stocks are known for their staying power and ability to weather market storms better than smaller competitors. However, their sheer size makes it more challenging to maintain high growth...
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The Great Rebalancing: Why Investors are Fleeing Big Tech for the 'Safety' of Utilities and Healthcare
February 05, 2026
As of early February 2026, the long-standing dominance of high-growth technology and artificial intelligence (AI) stocks has hit a significant wall, triggering a massive "Great Rebalancing" across the...
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MarketMinute
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Artificial Intelligence
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World Trade
Consumer Confidence Plunges to 8-Month Low: Tariffs and Workforce Cuts Spark Economic Anxiety
February 05, 2026
In a sharp reversal of the optimistic momentum seen at the end of last year, U.S. consumer confidence has tumbled to an eight-month low, with the Conference Board’s Consumer Confidence Index falling to...
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MarketMinute
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Amazon Eyes Historic $700 Billion Revenue Milestone as Technical Indicators Turn Bullish Ahead of Q4 Earnings
February 05, 2026
As the financial world turns its gaze toward Seattle, Amazon.com Inc. (NASDAQ:AMZN) is prepared to pull back the curtain on its fourth-quarter 2025 financial results this afternoon, February 5, 2026....
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Earnings
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With New CEOs, Is Walmart or Target the Better Buy Going Forward?
↗
February 05, 2026
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3 Consumer Dividend Stocks to Buy for High-Yield Dividend Growth
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February 04, 2026
These stocks may not bring about excitement, but they will generate considerable amounts of dividend income.
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1 Value Stock on Our Watchlist and 2 We Avoid
February 02, 2026
The low valuation multiples for value stocks provide a margin of safety that growth stocks rarely offer. However, the challenge lies in determining whether these cheap assets are genuinely undervalued...
Via
StockStory
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Inflation Re-Accelerates: PPI Shock Jolts Markets as Wholesale Prices Jump 0.5%
February 02, 2026
The battle against inflation took a sharp and unexpected turn as the Bureau of Labor Statistics released its latest Producer Price Index (PPI) report on January 30, 2026. The data revealed that...
Via
MarketMinute
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Energy
Government
Walmart And Target Hand Over The Reins — Why The New CEOs Are Putting AI At The Center Of Growth Plans
↗
February 01, 2026
Walmart and Target CEO’s take the helm on Sunday and are ushering in a new era of leadership for these two retail giants.
Via
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Looking for Passive Income in 2026? 3 Dividend Kings to Buy Hand Over Fist
↗
January 31, 2026
These market giants make great long-term investments.
Via
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Tractor Supply Company Can Plow New Highs in 2026
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January 30, 2026
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MarketBeat
US One-Year Inflation Expectations Ease to 4.0% as Consumer Sentiment Hits Five-Month High
January 30, 2026
The American consumer is beginning to see a light at the end of the inflationary tunnel. According to the final January 2026 reading from the University of Michigan Survey of Consumers, one-year...
Via
MarketMinute
Topics
Artificial Intelligence
Bonds
Economy
The Greenback’s Retreat: Global Markets Realign as the US Dollar Hits a Multi-Year Low
January 29, 2026
In a dramatic shift for global finance, the U.S. Dollar Index (DXY) has plummeted to its lowest level since early 2022, signaling an end to the "dollar exceptionalism" that defined the early 2020s. As...
Via
MarketMinute
Topics
Economy
World Trade
The Great Sentiment Paradox: US Consumer Confidence Rebounds as "One Big Beautiful Bill" Takes Effect
January 28, 2026
In a surprising turn for the 2026 economy, the University of Michigan’s Consumer Sentiment Index surged to a five-month high of 56.4 in late January, defying gloomy forecasts and a conflicting report...
Via
MarketMinute
Topics
Economy
World Trade
Constitutional Cliffhanger: Supreme Court Set to Rule on Executive Tariff Power as Market Braces for Margin Volatility
January 28, 2026
As the final days of January 2026 unfold, the financial world is fixed on the steps of the U.S. Supreme Court. A landmark decision in the consolidated cases of Learning Resources, Inc. v. Trump and...
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MarketMinute
Topics
Economy
Government
World Trade
Consumer Resilience vs. Economic Gravity: Why the Upcoming January Retail Sales Report is the Market’s Ultimate Litmus Test
January 28, 2026
As the calendar turns toward mid-February, Wall Street is fixated on a single data point: the U.S. Census Bureau’s Advance Monthly Sales for Retail and Food Services report for January 2026. Following...
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Kimberly-Clark's Mega-Bid for Kenvue: A $48.7 Billion Consumer Staples Shakeup
January 28, 2026
In a move that signals a seismic shift within the consumer staples landscape, Kimberly-Clark (NYSE:KMB) is on the precipice of finalizing its $48.7 billion acquisition of Kenvue (NYSE:KVUE). This...
Via
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Topics
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