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home
about us
Investment Approach
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Market Analysis Summary
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Value Proposition
Team Biographies
Firm ADV PDFs
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Brochure Supplement Amit Stavinsky
Brochure Supplement Frank Parks
Brochure Supplement Dominick Savo
Brochure Supplement Richard Mason
Brochure Supplement Joe Estes
Brochure Supplement Jonathan Ezra
Statement Of Financial Strength
Job Opportunities
Tamar Advisors
Own Your Practice
Letter to Clients
member log-in
contact us
PRODUCTS
Fixed Income Portfolio (FIP)
FIP Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Total Asset Market (TAM)
TAM sm Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Total Asset Fund (TAF)
TAF sm Program
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Back Dated Performance Reports
Quarterly Performance Reports
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MVS Program
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Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Total Asset Value (TAV)
TAV Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Municipal Bonds
Taxable Bonds
Par, Premium, and Discount Bonds
Rating and Analyzing Bonds
Refunding & Pre-refunding
Bond Yields
Yield Curve
Secured Bonds
Mortgage Bonds
Unsecured Bonds
Debentures
Subordinated Debentures
Zero-Coupon Bonds
Convertible Bonds
High Yield Dividend Stocks
Independent Money Managers
Fees & Compensation
Corporate Cash Management
Fees & Compensation
Estate Planning
Financial Planning
Client Service Approach
Client's Responsibilities
Fees
Implementation
Legal Services
Termination
Professional Alliance Network
Client Service Approach
Client's Responsibilities
Fees
Implementation
Legal Services
Termination
MUNICIPAL BONDS
Municipal Bond Presentation
About Us
The Management
Global Asset Allocation Products
FIP Program
Classifying Municipal Bonds
Revenue Bonds
Credit Factors Affecting General Obligation Bonds
Credit Factors Affecting the Quality of Local Municipal Bonds
Analyzing the Credit Quality of General Obligation Bonds
Analyzing the Credit Quality of Revenue Municipal Bonds
What We Normally Buy
What We Normally Don’t Buy
Municipal Bonds – Unique Asset Class
Default Rates
Yield Difference
Turnkey Operation Platform
Advantages of Our Bid Wanted System
Advantages of Our Clearing System
Preferred Custodian Settlement
Advantages of Same-Day Allocation
TSL’s Turnkey Operation Platform
Classifying Municipal Bonds
Revenue Municipal Bonds
Types of Revenue Municipal Bonds
Industrial Development Revenue Bonds
Lease-back Bonds
Special Tax Bonds
NHA/PHA Bonds
Moral Obligation Bonds
Municipal Notes
TANs/RANs
BANs
CLNs/GANs
Variable Rate Bonds/Notes
Build America Bonds
Double-Barreled Bonds
Bond Index Components
Open-end-Closed-end-Indenture
Sinking Fund
Bond Contracts
Bond Indenture
Official Statement
Bond Issuance Process
Analyzing GO Bonds
Analyzing Revenue Bonds
Debt Ratios
General Price Analysis of Municipal Bonds
Liquidity
Interest Rate Risk
Credit Risk
Coupon Risk
Maturity Risk
Municipal Bond Insurance
Municipal Bonds Unique Asset Class
Default Rates
What We Buy Currently
What We Normally Don’t Buy
Turnkey Operation Platform
Advantages of Our Bid Wanted System
Advantages of Our Clearing System
Preferred Custodian Settlement
Advantages of Same Day Allocation
Traditional Broker/Dealer Execution Flow
TSL's Turnkey Operation Platform
INDEX FUNDS
Total Asset Fund (TAF)
TAF® Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Additional Information
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
EVENTS
FIP
Event Schedule
TAM
Event Schedule
Total Asset Market (TAM sm) Presentation
TAF
Event Schedule
Total Asset Fund (TAF sm) Presentation
MVS
Event Schedule
Market Value Securities (MVS sm) Presentation
Featured Event
Calendar of Events
Events History
Investing During Uncertain Times
Read FULL Seminar Here
Tax-Free Income Seminar
Bond Fund Seminar
RSVP-Signup Form
MARKET RESEARCH
Featured Quarterly Newsletter
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Target Corp
(NY:
TGT
)
149.70
+2.62 (+1.78%)
Official Closing Price
Updated: 7:00 PM EDT, Aug 7, 2026
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The Great Retail Divergence: Why Walmart’s Beat Left Investors Cold While Home Depot Found Solid Ground
January 20, 2026
As the financial world braces for the upcoming 2026 fiscal year-end reports, the shadow of last year’s mid-cycle performance continues to loom large over the retail sector. On January 20, 2026, market...
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Trump Shatters the Duopoly: President Endorses Credit Card Competition Act in Populist Shift
January 20, 2026
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American Resilience: Surprise November Retail Surge Defies Shutdown and Sets High Bar for 2026
January 19, 2026
The U.S. economy entered 2026 on a surprisingly firm footing as newly released data for November 2025 showed retail sales jumped by 0.6%, comfortably outpacing the 0.4% growth forecasted by Wall Street...
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Trump Shakes Financial Markets with Endorsement of Credit Card Competition Act
January 19, 2026
WASHINGTON, D.C. — In a move that has sent shockwaves through Wall Street and the payments industry, President Donald Trump officially endorsed the Credit Card Competition Act (CCCA) on January 13,...
Via
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Inflation in the Dark: Why the Delayed December CPI is Wall Street’s Most Anticipated Report
January 19, 2026
Following a historic 43-day federal government shutdown that paralyzed the nation’s data-gathering apparatus, investors are finally bracing for the most critical economic barometer of the year. The...
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Energy Tailwinds: How Falling Crude Prices Are Set to Supercharge 2026 Corporate Earnings
January 19, 2026
As the 2026 fiscal year begins to unfold, a dramatic shift in global energy markets is emerging as the unexpected hero for the American corporate bottom line. Following a period of stubborn...
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Electric Vehicles
Bond Yields Retreat: 10-Year Treasury Slips Below 4.15% as Inflation Cools and Retail Sales Hold Firm
January 19, 2026
The U.S. bond market reached a significant technical and psychological milestone this week as the yield on the benchmark 10-year Treasury note slipped below the 4.15% threshold for the first time in...
Via
MarketMinute
Topics
Artificial Intelligence
Bonds
Credit Cards
U.S. Retail Sales Surge 0.6% in November, Beating Expectations Amidst Economic Uncertainty
January 19, 2026
In a surprising display of late-year momentum, U.S. retail sales rose by 0.6% in November 2025, handily beating the 0.4% growth forecasted by Wall Street economists. The data, released by the Commerce...
Via
MarketMinute
Topics
Economy
Energy
World Trade
Wholesale Cooling: November PPI Beats Expectations Amid Post-Shutdown Data Deluge
January 19, 2026
The latest Producer Price Index (PPI) report for November 2025 has provided a rare glimmer of hope for a cooling economy, as wholesale prices rose by just 0.2%, undershooting the 0.3% increase forecast...
Via
MarketMinute
Topics
Bonds
Economy
Energy
Trump’s Populist Pivot: A 10% Interest Cap and the End of the Visa-Mastercard Duopoly?
January 19, 2026
WASHINGTON D.C. — In a series of sweeping policy declarations that have sent shockwaves through the financial corridors of Wall Street, President Trump has set the stage for a radical restructuring of...
Via
MarketMinute
Topics
Credit Cards
Economy
Fraud
The Bullseye at a Crossroads: Navigating Target’s Identity Crisis and Operational Overhaul
January 19, 2026
As we enter early 2026, Target Corporation (NYSE: TGT) finds itself at one of the most critical junctures in its 124-year history. Long celebrated as the "cheap chic" alternative to traditional big-box...
Via
Finterra
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Data Breach
Economy
3 No-Brainer Dividend Stocks to Buy Right Now
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January 17, 2026
These three dividend stocks offer a strong combination of yield, growth, and payout sustainability.
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The Payment Paradox: Record Profits Meet a Regulatory Reckoning for Visa and Mastercard
January 16, 2026
As of mid-January 2026, the global payment landscape is caught in a profound contradiction. While industry giants Visa (NYSE: V) and Mastercard (NYSE: MA) continue to report record-breaking revenues...
Via
MarketMinute
Topics
Credit Cards
Fraud
Law Enforcement
Consumer Resilience Defies Political Paralysis: US Retail Sales Surge 0.6% in Delayed November Report
January 16, 2026
The American consumer remains the bedrock of the economy, showing unexpected vigor even during a period of intense political and economic uncertainty. According to the long-delayed November 2025 retail...
Via
MarketMinute
Topics
ETFs
Earnings
Economy
S&P 500 Ascends to Historic Peaks: Stimulus and AI Rebound Fuel January Rally
January 16, 2026
The S&P 500 index reached a historic milestone this week, scaling new all-time highs as a potent combination of robust fourth-quarter bank earnings and a rejuvenated technology sector propelled...
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MarketMinute
Topics
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The Evolution of e.l.f. Beauty (ELF): From $1 Disruptor to Multi-Brand Powerhouse
January 16, 2026
The story of e.l.f. Beauty (NYSE: ELF) is one of the most compelling narratives in the modern consumer discretionary sector. Once a niche brand known for selling $1 cosmetics in the corners of retail...
Via
Finterra
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Economy
Initial Public Offering
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Macy’s (M): Can ‘A Bold New Chapter’ Save the American Icon?
January 16, 2026
Date: January 16, 2026 Introduction In the high-stakes world of American retail, few names carry as much historical weight—or have faced as much skepticism—as Macy’s, Inc. (NYSE: M). For the better...
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Finterra
Topics
Artificial Intelligence
Credit Cards
Earnings
Target (TGT) at a Crossroads: Deep-Dive into the ‘Tar-zhay’ Reset and 2026 Outlook
January 16, 2026
As of January 16, 2026, Target Corporation (NYSE: TGT) finds itself at a pivotal crossroads. Long celebrated as the "cheap chic" darling of American retail, Target is currently navigating a period of...
Via
Finterra
Topics
Artificial Intelligence
Data Breach
Earnings
Constitutional Crossroads: Wall Street on Edge as SCOTUS Weighs Presidential Tariff Power
January 15, 2026
As of January 15, 2026, the global financial community is held in a state of suspended animation. The U.S. Supreme Court is on the precipice of delivering a verdict in Learning Resources, Inc. v....
Via
MarketMinute
Topics
Economy
Government
World Trade
Resilience Amidst Gridlock: U.S. Retail Sales Surge 0.6% as Consumers Defy Historic Shutdown
January 15, 2026
The American consumer has once again proven to be the bedrock of the national economy, delivering a surprising 0.6% increase in retail sales for November 2025. This figure, released on January 14,...
Via
MarketMinute
Topics
Earnings
Economy
World Trade
Regulatory "Perfect Storm" Sends Payment Giants Reeling: Visa and Mastercard Face Historic Slump
January 15, 2026
The global payments landscape was sent into a tailspin this week as a series of aggressive regulatory maneuvers and political shifts converged on the industry's dominant players. Visa (NYSE: V) saw its...
Via
MarketMinute
Topics
Brexit
Credit Cards
Fraud
The Populist Pivot: Trump’s Endorsement of Credit Card Reform Sends Shockwaves Through Wall Street
January 15, 2026
In a move that has sent the shares of the world’s largest payment processors into a tailspin, President Donald Trump officially threw his weight behind the Credit Card Competition Act (CCCA) on January...
Via
MarketMinute
Topics
Credit Cards
Economy
Government
"You're Never Going to Run Out of Laundry Detergent Again": Inside Walmart's AI Vision
↗
January 15, 2026
The retailer is ready to start building game-changing AI features for its customers.
Via
The Motley Fool
Topics
Artificial Intelligence
Judicial Reckoning: Supreme Court Prepared to Rule on Executive Tariff Authority as Trade Sectors Brace for Impact
January 14, 2026
As the calendar turns to mid-January 2026, the global trade landscape sits on the precipice of a seismic shift. The U.S. Supreme Court is currently deliberating on a series of landmark cases that could...
Via
MarketMinute
Topics
Economy
Government
Lawsuit
4 Top Dividend Stocks Yielding More Than 4% to Buy Hand Over Fist This Year
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January 14, 2026
These four dividend stocks have the potential to generate both strong gains and steady payouts in 2026.
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The Motley Fool
The Great Tariff-Inflation Tug-of-War: Why the Fed’s 2% Target Remains Elusive in 2026
January 14, 2026
As the United States enters the first quarter of 2026, the global economy is grappling with a radical shift in trade dynamics that has upended decades of globalization. The aggressive...
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MarketMinute
Topics
Economy
Supply Chain
World Trade
Trump Endorsement of Credit Card Competition Act Sends Payment Giants Reeling
January 14, 2026
In a move that has sent shockwaves through the financial services sector, shares of payment processing titans Visa and Mastercard plummeted on Tuesday following a surprise endorsement from President...
Via
MarketMinute
Topics
Credit Cards
Economy
Government
Consumer Resilience Shines Through: US Retail Sales Defy Expectations with November Surge
January 14, 2026
The American consumer remains the bedrock of the economy, as evidenced by a surprise jump in November retail sales data released today, January 14, 2026. Despite a backdrop of political uncertainty and...
Via
MarketMinute
Topics
Economy
Energy
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