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home
about us
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Brochure Supplement Amit Stavinsky
Brochure Supplement Frank Parks
Brochure Supplement Dominick Savo
Brochure Supplement Richard Mason
Brochure Supplement Joe Estes
Brochure Supplement Jonathan Ezra
Statement Of Financial Strength
Job Opportunities
Tamar Advisors
Own Your Practice
Letter to Clients
member log-in
contact us
PRODUCTS
Fixed Income Portfolio (FIP)
FIP Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Total Asset Market (TAM)
TAM sm Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
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TAF sm Program
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Quarterly Performance Reports
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Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Total Asset Value (TAV)
TAV Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Municipal Bonds
Taxable Bonds
Par, Premium, and Discount Bonds
Rating and Analyzing Bonds
Refunding & Pre-refunding
Bond Yields
Yield Curve
Secured Bonds
Mortgage Bonds
Unsecured Bonds
Debentures
Subordinated Debentures
Zero-Coupon Bonds
Convertible Bonds
High Yield Dividend Stocks
Independent Money Managers
Fees & Compensation
Corporate Cash Management
Fees & Compensation
Estate Planning
Financial Planning
Client Service Approach
Client's Responsibilities
Fees
Implementation
Legal Services
Termination
Professional Alliance Network
Client Service Approach
Client's Responsibilities
Fees
Implementation
Legal Services
Termination
MUNICIPAL BONDS
Municipal Bond Presentation
About Us
The Management
Global Asset Allocation Products
FIP Program
Classifying Municipal Bonds
Revenue Bonds
Credit Factors Affecting General Obligation Bonds
Credit Factors Affecting the Quality of Local Municipal Bonds
Analyzing the Credit Quality of General Obligation Bonds
Analyzing the Credit Quality of Revenue Municipal Bonds
What We Normally Buy
What We Normally Don’t Buy
Municipal Bonds – Unique Asset Class
Default Rates
Yield Difference
Turnkey Operation Platform
Advantages of Our Bid Wanted System
Advantages of Our Clearing System
Preferred Custodian Settlement
Advantages of Same-Day Allocation
TSL’s Turnkey Operation Platform
Classifying Municipal Bonds
Revenue Municipal Bonds
Types of Revenue Municipal Bonds
Industrial Development Revenue Bonds
Lease-back Bonds
Special Tax Bonds
NHA/PHA Bonds
Moral Obligation Bonds
Municipal Notes
TANs/RANs
BANs
CLNs/GANs
Variable Rate Bonds/Notes
Build America Bonds
Double-Barreled Bonds
Bond Index Components
Open-end-Closed-end-Indenture
Sinking Fund
Bond Contracts
Bond Indenture
Official Statement
Bond Issuance Process
Analyzing GO Bonds
Analyzing Revenue Bonds
Debt Ratios
General Price Analysis of Municipal Bonds
Liquidity
Interest Rate Risk
Credit Risk
Coupon Risk
Maturity Risk
Municipal Bond Insurance
Municipal Bonds Unique Asset Class
Default Rates
What We Buy Currently
What We Normally Don’t Buy
Turnkey Operation Platform
Advantages of Our Bid Wanted System
Advantages of Our Clearing System
Preferred Custodian Settlement
Advantages of Same Day Allocation
Traditional Broker/Dealer Execution Flow
TSL's Turnkey Operation Platform
INDEX FUNDS
Total Asset Fund (TAF)
TAF® Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Additional Information
Sample Portfolio
Back Dated Performance Reports
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Event Schedule
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Total Asset Market (TAM sm) Presentation
TAF
Event Schedule
Total Asset Fund (TAF sm) Presentation
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Event Schedule
Market Value Securities (MVS sm) Presentation
Featured Event
Calendar of Events
Events History
Investing During Uncertain Times
Read FULL Seminar Here
Tax-Free Income Seminar
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State Street Real Estate Select Sector SPDR ETF
(NY:
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Updated: 8:00 PM EST, Jan 9, 2026
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US Housing Market Sends Mixed Signals: October New Home Sales Fall, Yet Building Permits Rise
↗
November 27, 2023
U.S. housing market in Oct 2023 showed mixed signals, with new single-family home sales falling while building permits showed resilience. Real estate stocks reacted differently to the data.
Via
Benzinga
S&P 500 Flirts With Key Resistance, VIX Drops, Nvidia In Focus: What's Driving Markets Wednesday?
↗
November 22, 2023
Wall Street is cloaked in green in the session leading up to Thanksgiving, with the S&P 500 index reaching 4,560 points, a level closely watched by analysts, at midday trading in New York.
Via
Benzinga
Topics
Stocks
US Mortgage Applications Surge As Rates Dip: Is The Industry Moving Out Of The Woods? Plus: Stocks, ETFs To Watch
↗
November 22, 2023
The latest data from the Mortgage Bankers Association (MBA) revealed a significant uptick in U.S. mortgage applications.
Via
Benzinga
Topics
ETFs
A Tactical Look At Sectors
↗
November 21, 2023
A discussion of practical applications for sector indices.
Via
Talk Markets
Stocks Edge Down Ahead Of Fed Minutes, Nvidia Earnings, While Gold Hits $2,000: What's Driving Markets Tuesday?
↗
November 21, 2023
Wall Street took a brief respite during midday trading on Tuesday, marked by modest losses in major stock averages.
Via
Benzinga
Topics
Economy
US Housing Market Braces For Affordability As Mortgage Rates Ease: What Analysts Expect For 2024
↗
November 21, 2023
The U.S. housing market is adapting to changing mortgage rates in 2024; analysts forecast more affordable housing and a 3-5% price drop.
Via
Benzinga
You Don't Have to Pick a Winner In REITs. Here's Why.
↗
November 20, 2023
Real estate can be an appealing kind of investment, and REITs make it easy.
Via
The Motley Fool
Nasdaq Fearing Short End Yields
↗
November 19, 2023
Financials keep confirming the bullish turn – there is no solid upleg without XLF participating. The degree of enthusiasm is promising. Potential for an inverted yield curve (where short term yields...
Via
Talk Markets
Topics
Economy
US Stock Market Posts Another Week Of Gains As Inflation Softens: This Week In The Markets
↗
November 17, 2023
Stock markets have notched their third successive week of gains, buoyed by inflation data falling short of forecasts. The Fed futures market anticipates four rate cuts in 2024.
Via
Benzinga
Topics
Economy
Wall Street Just Declared Victory Over Inflation
↗
November 14, 2023
Will the Federal Reserve spoil the party?
Via
The Motley Fool
Topics
Economy
Market Freaked Out By Fed
↗
November 09, 2023
In today's video, we look at the 30-year bond auction and Fed Chair Jerome Powell's statement. We discuss the worst performance in the 30-year bond auction in years and we review the Fed's tacit...
Via
Talk Markets
Topics
Bonds
Economy
Is It Time to Sell Your REITs?
↗
November 08, 2023
Most REITs are not doing so well this year, up to the point that many investors wonder if they should sell them.
Via
Talk Markets
Mortgage Applications Snap 3 Weeks Of Decline As 30-Year Rates Fall By The Most In Over A Year
↗
November 08, 2023
A rise in mortgage activity coincides with a drop in U.S. Treasury yields and buyers' willingness to accept loans with high-interest rates.
Via
Benzinga
A Landmark Verdict Could Change How Much You Pay For Your Next House
↗
November 02, 2023
With mortgage rates nearing 8%, one key decision is creating a stir across the real estate sector by lowering commission costs.
Via
Benzinga
Taking Advantage Of Bond Market Volatility
↗
October 26, 2023
In today's video, we look at increased volatility in bond prices. We discuss a possible bounce and bond yield peak. We also discuss which areas of the market should benefit from peak yields.
Via
Talk Markets
Topics
Bonds
Mortgage Rates Flirt With 8% As Demand Slumps To Lowest Since 1995: This City's Housing Market Displays Cracks
↗
October 25, 2023
Via
Benzinga
AskSlim Market Week - Friday, Oct. 20
↗
October 20, 2023
Projections for the next week. review of the previous in today's episode of the askSlim Market Week.
Via
Talk Markets
Housing Construction 'Boom' Ends, Data Shows: How Are Real Estate Stocks Reacting?
↗
October 18, 2023
Low-interest rates during the COVID-19 pandemic drove housing demand higher, incentivizing builders to start new projects. But now, higher rates are killing demand and construction is slowing down...
Via
Benzinga
Real Estate Stocks Decline, Ending Six-Day Winning Streak As Mortgage Rates Surge To 23-Year Highs
↗
October 12, 2023
Mortgage rate data revealed worrisome increases, with the average rate on a 30-year fixed mortgage reaching 7.57%, marking the highest level in 23 years. The average rate on a 15-year fixed mortgage...
Via
Benzinga
Rising Bond Yields Fuel Surge in Tech and Growth Stocks
October 05, 2023
Amid rising bond yields, investors shift from dividend stocks to tech and consumer sectors, driven by earnings potential and shifting risk perceptions.
Via
MarketBeat
Topics
Bonds
Yield Curve Inversion May Not Predict Recession, But Analyst Says Too Early To Declare 'All Clear' On Downturn
↗
October 04, 2023
Via
Benzinga
Topics
Economy
Here's Why Real Estate Stocks Got Crushed Tuesday
↗
October 04, 2023
The stock market took a hit on Tuesday as treasury yields continued to inch higher. But real estate stocks got hit particularly hard, with the Real Estate Select Sector SPDR Fund (NYSEARCA: XLRE)...
Via
Benzinga
Ranked: The Most Carbon-Intensive Sectors In The World
↗
October 02, 2023
Utilities is the most carbon-intensive sector in the world, emitting a staggering 2,634 tonnes of CO2 per $1 million of revenue.
Via
Talk Markets
Office Real Estate Market Teeters On Brink: Experts See $1.5 Trillion Debt Due 2025 As Perfect Storm
↗
October 02, 2023
Via
Benzinga
Downsizing Homeowners Hit The Jackpot Amid Skyrocketing Property Values
↗
October 01, 2023
As the U.S. housing market continues its meteoric rise, homeowners looking to downsize are reaping unexpected benefits. What Happened: The significant appreciation in property values has positioned...
Via
Benzinga
Morgan Stanley Strategist Advocates Defensive Stance As Market Dynamics Shift
↗
September 25, 2023
A Morgan Stanley equity strategist advocates a cautious stance, favoring defensive sectors while highlighting challenges in other sectors.
Via
Benzinga
Fed Holds But Signals Hawkish Path Ahead, Treasury Yields Rise: The Week In The Markets
↗
September 22, 2023
Via
Benzinga
Topics
Economy
Fed Beige Book Reveals Slower Consumer Spending, Higher Delinquencies
↗
September 06, 2023
Via
Benzinga
Topics
Economy
Challenges Of Residential Real Estate
↗
September 06, 2023
While the world was acutely focused on inflation and the consumer-felt impacts, the cousin of inflation, rising rates, is now being seen in various parts of the economy.
Via
Talk Markets
Topics
Economy
Mortgage Rates Climb To 7.31%, Highest in 23 Years: Shocking Chart Reveals Tremors in Housing Market
↗
August 23, 2023
Via
Benzinga
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