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home
about us
Investment Approach
Client Service Approach
Market Analysis Summary
Mission Statement
Value Proposition
Team Biographies
Firm ADV PDFs
Form CRS
Firm Brochure-Part 2A of Form ADV
Brochure Supplement Amit Stavinsky
Brochure Supplement Frank Parks
Brochure Supplement Dominick Savo
Brochure Supplement Richard Mason
Brochure Supplement Joe Estes
Brochure Supplement Jonathan Ezra
Statement Of Financial Strength
Job Opportunities
Tamar Advisors
Own Your Practice
Letter to Clients
member log-in
contact us
PRODUCTS
Fixed Income Portfolio (FIP)
FIP Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Total Asset Market (TAM)
TAM sm Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Total Asset Fund (TAF)
TAF sm Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Market Value Securities (MVS)
MVS Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Total Asset Value (TAV)
TAV Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Municipal Bonds
Taxable Bonds
Par, Premium, and Discount Bonds
Rating and Analyzing Bonds
Refunding & Pre-refunding
Bond Yields
Yield Curve
Secured Bonds
Mortgage Bonds
Unsecured Bonds
Debentures
Subordinated Debentures
Zero-Coupon Bonds
Convertible Bonds
High Yield Dividend Stocks
Independent Money Managers
Fees & Compensation
Corporate Cash Management
Fees & Compensation
Estate Planning
Financial Planning
Client Service Approach
Client's Responsibilities
Fees
Implementation
Legal Services
Termination
Professional Alliance Network
Client Service Approach
Client's Responsibilities
Fees
Implementation
Legal Services
Termination
MUNICIPAL BONDS
Municipal Bond Presentation
About Us
The Management
Global Asset Allocation Products
FIP Program
Classifying Municipal Bonds
Revenue Bonds
Credit Factors Affecting General Obligation Bonds
Credit Factors Affecting the Quality of Local Municipal Bonds
Analyzing the Credit Quality of General Obligation Bonds
Analyzing the Credit Quality of Revenue Municipal Bonds
What We Normally Buy
What We Normally Don’t Buy
Municipal Bonds – Unique Asset Class
Default Rates
Yield Difference
Turnkey Operation Platform
Advantages of Our Bid Wanted System
Advantages of Our Clearing System
Preferred Custodian Settlement
Advantages of Same-Day Allocation
TSL’s Turnkey Operation Platform
Classifying Municipal Bonds
Revenue Municipal Bonds
Types of Revenue Municipal Bonds
Industrial Development Revenue Bonds
Lease-back Bonds
Special Tax Bonds
NHA/PHA Bonds
Moral Obligation Bonds
Municipal Notes
TANs/RANs
BANs
CLNs/GANs
Variable Rate Bonds/Notes
Build America Bonds
Double-Barreled Bonds
Bond Index Components
Open-end-Closed-end-Indenture
Sinking Fund
Bond Contracts
Bond Indenture
Official Statement
Bond Issuance Process
Analyzing GO Bonds
Analyzing Revenue Bonds
Debt Ratios
General Price Analysis of Municipal Bonds
Liquidity
Interest Rate Risk
Credit Risk
Coupon Risk
Maturity Risk
Municipal Bond Insurance
Municipal Bonds Unique Asset Class
Default Rates
What We Buy Currently
What We Normally Don’t Buy
Turnkey Operation Platform
Advantages of Our Bid Wanted System
Advantages of Our Clearing System
Preferred Custodian Settlement
Advantages of Same Day Allocation
Traditional Broker/Dealer Execution Flow
TSL's Turnkey Operation Platform
INDEX FUNDS
Total Asset Fund (TAF)
TAF® Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Additional Information
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
EVENTS
FIP
Event Schedule
TAM
Event Schedule
Total Asset Market (TAM sm) Presentation
TAF
Event Schedule
Total Asset Fund (TAF sm) Presentation
MVS
Event Schedule
Market Value Securities (MVS sm) Presentation
Featured Event
Calendar of Events
Events History
Investing During Uncertain Times
Read FULL Seminar Here
Tax-Free Income Seminar
Bond Fund Seminar
RSVP-Signup Form
MARKET RESEARCH
Featured Quarterly Newsletter
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Charles Schwab
(NY:
SCHW
)
96.04
+0.80 (+0.84%)
Official Closing Price
Updated: 7:00 PM EST, Mar 4, 2026
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IEMG Holds More Assets and Stocks Than SCHE
↗
February 13, 2026
Explore how differences in scale, holdings, and structure may impact your choice between these two emerging markets ETFs.
Via
The Motley Fool
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ETFs
The Great Wealth Management Rout: AI "Agents" Spark Crisis of Confidence for Traditional Finance
February 13, 2026
NEW YORK — The long-anticipated "AI reckoning" for the financial services sector arrived with a vengeance this week, as a wave of selling hit traditional wealth managers and regional banks. Investors,...
Via
MarketMinute
Topics
Artificial Intelligence
Peering Into Charles Schwab Corp's Recent Short Interest
↗
February 13, 2026
Via
Benzinga
Schwab Reports Monthly Activity Highlights
February 13, 2026
From
The Charles Schwab Corporation
Via
Business Wire
CPI Could Come In Hotter Than Expected, Warn Experts: 'The Devil Will Be In The Details'
↗
February 13, 2026
Wall Street analysts expect the headline and core CPI to rise 0.3% in January.
Via
Stocktwits
Topics
Economy
Stocks
Is the Schwab US Dividend Equity ETF a Buy Now?
↗
February 12, 2026
For three years, the Schwab U.S. Dividend Equity ETF has badly lagged the S&P 500. That all changed in 2026.
Via
The Motley Fool
Topics
Artificial Intelligence
ETFs
Economy
IGSB Offers Broader Bond Exposure Than SCHO
↗
February 12, 2026
Explore how these two short-term bond ETFs differ in risk, yield, and portfolio makeup for investors seeking stability or diversification.
Via
The Motley Fool
Topics
Bonds
ETFs
The 'AI Panic' of 2026: Real Estate Service Stocks Suffer Deepest Losses Since Pandemic
February 12, 2026
In what is being described by Wall Street analysts as the "AI Scare Trade," the commercial real estate services sector experienced its most brutal day of trading since the 2020 pandemic. On February...
Via
MarketMinute
Topics
Artificial Intelligence
Let's take a look at the S&P500 stocks that are experiencing unusual volume in today's session.
↗
February 12, 2026
Via
Chartmill
From Meme to Mainstream: A 2026 Deep-Dive Research Report on Robinhood Markets (HOOD)
February 12, 2026
As of February 12, 2026, Robinhood Markets (NASDAQ: HOOD) has officially shed its reputation as a mere "meme stock" platform, evolving into a sophisticated financial titan that dominates the retail...
Via
Finterra
Topics
Artificial Intelligence
Bonds
Credit Cards
In December, I Picked the Schwab U.S. Dividend Equity ETF as My Top High-Yield ETF to Buy, and It's Already Up 15% in 2026. Here's Why It's Still a Buy Now.
↗
February 12, 2026
Value stocks are crushing growth stocks in 2026, benefiting the Schwab U.S. Dividend Equity ETF.
Via
The Motley Fool
Topics
Bonds
ETFs
MergersAndAcquisitions.net Releases Energy & Power M&A Report, Highlighting Capital Flows, Deal Structures, and Sector Consolidation Trends
February 11, 2026
Via
Press Release Distribution Service
Topics
Economy
Energy
Here's How Much $100 Invested In Charles Schwab 10 Years Ago Would Be Worth Today
↗
February 11, 2026
Via
Benzinga
Stock Market Today, Feb. 11: Robinhood Falls 9% After Revenue Miss
↗
February 11, 2026
The recent cryptocurrency slump may have reduced Robinhood’s Q4 revenues, but it hasn't stopped its blockchain investment, today, Feb. 11, 2026.
Via
The Motley Fool
Topics
Stocks
Is Now a Good Time to Revisit International ETFs Like SCHF?
↗
February 11, 2026
The "ABUSA" trend might drive more investors toward international ETFs.
Via
The Motley Fool
Topics
ETFs
Economy
Government
Unusual volume S&P500 stocks in Wednesday's session
↗
February 11, 2026
Via
Chartmill
Prediction Markets Emerge as Robinhood’s New Growth Engine Despite Earnings Revenue Miss
February 11, 2026
In a dramatic shift for the retail brokerage landscape, Robinhood Markets, Inc. (NASDAQ:HOOD) reported its fourth-quarter and full-year 2025 financial results on February 10, 2026. While the company...
Via
MarketMinute
Topics
Artificial Intelligence
Economy
The AI Crosshairs: Wall Street’s $1 Trillion ‘Software-mageddon’ Marks the Great Disruption Pivot
February 11, 2026
The second week of February 2026 has sent a chilling reminder through global equity markets that the "AI Gold Rush" has a darker, more destructive twin: the "AI Crosshairs." In what analysts are now...
Via
MarketMinute
Topics
Artificial Intelligence
Bankruptcy
ETFs
The Algorithmic Alpha: How AI Disruptors are Eroding the Foundations of Traditional Wealth Management
February 11, 2026
The wealth management industry faced a brutal reckoning this week as a wave of selling wiped billions in market capitalization from traditional financial institutions. On February 10, 2026, a...
Via
MarketMinute
Topics
Artificial Intelligence
Regulatory Compliance
Deep Dive: Robinhood (HOOD) Transitions to Financial SuperApp Following Q4 2025 Earnings
February 11, 2026
Date: February 11, 2026 Introduction Robinhood Markets, Inc. (NASDAQ: HOOD) has long been the primary antagonist in the narrative of modern retail finance—a disruptor that some blamed for "gamifying"...
Via
Finterra
Topics
Credit Cards
Economy
Initial Public Offering
The AI Reckoning: A Deep-Dive into LPL Financial (LPLA) Amidst a New Technological Frontier
February 11, 2026
On February 10, 2026, the wealth management industry faced a "Sputnik moment" that sent ripples through the financial markets. LPL Financial Holdings (NASDAQ: LPLA), the largest independent...
Via
Finterra
Topics
Artificial Intelligence
Economy
Regulatory Compliance
Vertex (VERX) Q4 2025 Earnings Call Transcript
↗
February 11, 2026
Vertex (VERX) Q4 2025 Earnings Call Transcript
Via
The Motley Fool
Topics
Artificial Intelligence
Earnings
Charles Schwab CEO Reportedly Explains Why AI Won’t Disrupt Wealth Management Industry: ‘We Are Able To Help A Whole New Group Of Clients’
↗
February 11, 2026
CEO Rick Wurster said that AI should be viewed as a supportive tool rather than a replacement for human expertise, according to an interview with Bloomberg on Wednesday.
Via
Stocktwits
Topics
Artificial Intelligence
Tom Lee Explains MrBeast Could Be ‘Robinhood, Sofi, Chime Combined’ And Why That’s Good News For Bitmine
↗
February 11, 2026
Tom Lee said Bitmine’s $200 million investment in MrBeast could evolve into a financial platform that captures Gen Z and Gen Alpha, reaping boons for the company as well.
Via
Stocktwits
AI Anxiety Rattles Wall Street's Old Guard
↗
February 11, 2026
Via
Chartmill
Topics
Artificial Intelligence
2 Cash-Heavy Stocks to Target This Week and 1 Facing Headwinds
February 10, 2026
Companies with more cash than debt can be financially resilient, but that doesn’t mean they’re all strong investments. Some lack leverage because they struggle to grow or generate consistent profits,...
Via
StockStory
Dow, S&P 500, Nasdaq Futures Rise After Mixed Session: Why ASTS, HOOD, MAT, LYFT, F Stocks Are Trending After-Hours
↗
February 10, 2026
Investor focus shifted to Wednesday’s U.S. jobs report, wage data, Fed remarks, and the federal budget release.
Via
Stocktwits
Topics
Artificial Intelligence
ETFs
Economy
SCHQ Offers Pure Treasury Focus While SPLB Yields More
↗
February 10, 2026
Explore how SCHQ’s government focus and SPLB’s corporate breadth shape risk profiles and income potential for long-term bond investors.
Via
The Motley Fool
Topics
Bonds
ETFs
AI Disruption Fears Slam Charles Schwab, Wealth Managers
↗
February 10, 2026
Altruist reveals an AI tax planning tool for wealth advisors, clients. Charles Schwab, Raymond James and related stocks tumbled Tuesday.
Via
Investor's Business Daily
Topics
Artificial Intelligence
Why Charles Schwab (SCHW) Shares Are Sliding Today
February 10, 2026
Shares of financial services giant Charles Schwab (NYSE:SCHW) fell 6.9% in the afternoon session after the launch of a new artificial intelligence tool by financial software provider Altruist sparked...
Via
StockStory
Topics
Artificial Intelligence
Economy
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