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home
about us
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Firm ADV PDFs
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Brochure Supplement Amit Stavinsky
Brochure Supplement Frank Parks
Brochure Supplement Dominick Savo
Brochure Supplement Richard Mason
Brochure Supplement Joe Estes
Brochure Supplement Jonathan Ezra
Statement Of Financial Strength
Job Opportunities
Tamar Advisors
Own Your Practice
Letter to Clients
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contact us
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Fixed Income Portfolio (FIP)
FIP Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Total Asset Market (TAM)
TAM sm Program
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Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
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Back Dated Performance Reports
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TAV Program
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Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Municipal Bonds
Taxable Bonds
Par, Premium, and Discount Bonds
Rating and Analyzing Bonds
Refunding & Pre-refunding
Bond Yields
Yield Curve
Secured Bonds
Mortgage Bonds
Unsecured Bonds
Debentures
Subordinated Debentures
Zero-Coupon Bonds
Convertible Bonds
High Yield Dividend Stocks
Independent Money Managers
Fees & Compensation
Corporate Cash Management
Fees & Compensation
Estate Planning
Financial Planning
Client Service Approach
Client's Responsibilities
Fees
Implementation
Legal Services
Termination
Professional Alliance Network
Client Service Approach
Client's Responsibilities
Fees
Implementation
Legal Services
Termination
MUNICIPAL BONDS
Municipal Bond Presentation
About Us
The Management
Global Asset Allocation Products
FIP Program
Classifying Municipal Bonds
Revenue Bonds
Credit Factors Affecting General Obligation Bonds
Credit Factors Affecting the Quality of Local Municipal Bonds
Analyzing the Credit Quality of General Obligation Bonds
Analyzing the Credit Quality of Revenue Municipal Bonds
What We Normally Buy
What We Normally Don’t Buy
Municipal Bonds – Unique Asset Class
Default Rates
Yield Difference
Turnkey Operation Platform
Advantages of Our Bid Wanted System
Advantages of Our Clearing System
Preferred Custodian Settlement
Advantages of Same-Day Allocation
TSL’s Turnkey Operation Platform
Classifying Municipal Bonds
Revenue Municipal Bonds
Types of Revenue Municipal Bonds
Industrial Development Revenue Bonds
Lease-back Bonds
Special Tax Bonds
NHA/PHA Bonds
Moral Obligation Bonds
Municipal Notes
TANs/RANs
BANs
CLNs/GANs
Variable Rate Bonds/Notes
Build America Bonds
Double-Barreled Bonds
Bond Index Components
Open-end-Closed-end-Indenture
Sinking Fund
Bond Contracts
Bond Indenture
Official Statement
Bond Issuance Process
Analyzing GO Bonds
Analyzing Revenue Bonds
Debt Ratios
General Price Analysis of Municipal Bonds
Liquidity
Interest Rate Risk
Credit Risk
Coupon Risk
Maturity Risk
Municipal Bond Insurance
Municipal Bonds Unique Asset Class
Default Rates
What We Buy Currently
What We Normally Don’t Buy
Turnkey Operation Platform
Advantages of Our Bid Wanted System
Advantages of Our Clearing System
Preferred Custodian Settlement
Advantages of Same Day Allocation
Traditional Broker/Dealer Execution Flow
TSL's Turnkey Operation Platform
INDEX FUNDS
Total Asset Fund (TAF)
TAF® Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Additional Information
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
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Event Schedule
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Event Schedule
Total Asset Market (TAM sm) Presentation
TAF
Event Schedule
Total Asset Fund (TAF sm) Presentation
MVS
Event Schedule
Market Value Securities (MVS sm) Presentation
Featured Event
Calendar of Events
Events History
Investing During Uncertain Times
Read FULL Seminar Here
Tax-Free Income Seminar
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RSVP-Signup Form
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Bank of America
(NY:
BAC
)
52.04
+1.76 (+3.50%)
Streaming Delayed Price
Updated: 9:43 AM EDT, Apr 8, 2026
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Wells Fargo Shatters Growth Estimates as Asset Cap Removal Fuels New Era of Expansion
January 19, 2026
Wells Fargo & Company (NYSE: WFC) reported its fourth-quarter and full-year 2025 financial results on January 14, 2026, delivering a performance that signaled a definitive end to its years of...
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Resilience and Reform: Bank of America CEO Brian Moynihan Projects a 2026 Economic Surge
January 19, 2026
As the financial world gathers for the start of the 2026 fiscal year, Bank of America (NYSE:BAC) CEO Brian Moynihan has delivered a strikingly optimistic assessment of the U.S. economy. Speaking at the...
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JPMorgan Chase Kicks Off 2026 Earnings Season: Mixed Results Amid AI Investments and M&A Backlogs
January 19, 2026
NEW YORK — JPMorgan Chase (NYSE:JPM) officially inaugurated the 2026 bank earnings season this week, delivering a complex financial performance that left Wall Street grappling with a "mixed bag" of...
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Wholesale Inflation Eases: November PPI Beats Expectations as Core Prices Flatline
January 19, 2026
The release of the November Producer Price Index (PPI) has provided a much-needed sigh of relief for economists and market participants alike. Wholesale prices rose by a modest 0.2% for the month,...
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MarketMinute
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Trump Shakes Financial Markets with Endorsement of Credit Card Competition Act
January 19, 2026
WASHINGTON, D.C. — In a move that has sent shockwaves through Wall Street and the payments industry, President Donald Trump officially endorsed the Credit Card Competition Act (CCCA) on January 13,...
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MarketMinute
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Trump’s Proposed 10% Credit Card Interest Cap Sends Shockwaves Through Wall Street
January 19, 2026
The financial sector faced a turbulent start to the week as President Donald Trump intensified his push for a federal 10% cap on credit card interest rates, a cornerstone of his populist economic...
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MarketMinute
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Credit Cards
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Government
The US Economy May Surprise In 2026 — And Small Caps Could Benefit
↗
January 19, 2026
Wall Street economists are turning bullish on the U.S. economy in 2026. Bank of America sees growth beating consensus — with potential upside for small caps.
Via
Benzinga
Topics
Economy
Inflation in the Dark: Why the Delayed December CPI is Wall Street’s Most Anticipated Report
January 19, 2026
Following a historic 43-day federal government shutdown that paralyzed the nation’s data-gathering apparatus, investors are finally bracing for the most critical economic barometer of the year. The...
Via
MarketMinute
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Bonds
Economy
Government
The Great Defensive Pivot: Why Investors are Fleeing Banks for Big Box and Beverages in 2026
January 19, 2026
The global financial landscape as of January 19, 2026, is witnessing a dramatic reallocation of capital. Investors are rapidly rotating out of the once-favored financial services sector and into...
Via
MarketMinute
Topics
Credit Cards
Economy
Bond Yields Retreat: 10-Year Treasury Slips Below 4.15% as Inflation Cools and Retail Sales Hold Firm
January 19, 2026
The U.S. bond market reached a significant technical and psychological milestone this week as the yield on the benchmark 10-year Treasury note slipped below the 4.15% threshold for the first time in...
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MarketMinute
Topics
Artificial Intelligence
Bonds
Credit Cards
Precious Metals Surge to Record Highs: Gold Hits $4,689, Silver Nears $100 Amid Geopolitical Crisis
January 19, 2026
CHICAGO — January 19, 2026 — In a historic session for commodities, gold and silver futures have rocketed to fresh all-time highs, marking a seismic shift in global asset allocation. As of midday...
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MarketMinute
Topics
Artificial Intelligence
Bonds
Credit Cards
Big Bank Stocks Slump as Earnings and Policy Shocks Hit Wall Street
January 19, 2026
NEW YORK — The third week of January 2026 has proven to be a sobering reality check for the U.S. financial sector. As of Monday, January 19, 2026, investors are still parsing a turbulent week that saw...
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MarketMinute
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Credit Cards
Economy
Initial Public Offering
Big Banks Forecast Gold Could Hit $6,000: Is Wheaton Precious Metals a Buy?
↗
January 19, 2026
This stock provides investors something that no precious metal can provide.
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The Motley Fool
The Efficiency Trap: Why Rising Costs are Squeezing Margins for America’s Banking Giants
January 19, 2026
In the first weeks of 2026, the American banking sector has reached a critical inflection point. While the broader markets have flirted with record highs, the "earnings season" of January 2026 has...
Via
MarketMinute
Topics
Artificial Intelligence
Credit Cards
Economy
The Great Unwind Concludes: Federal Reserve Formally Ends Quantitative Tightening to Stabilize Market Liquidity
January 19, 2026
WASHINGTON, D.C. — In a landmark transition for global financial markets, the Federal Reserve has officially concluded its years-long campaign of quantitative tightening (QT), marking the end of an era...
Via
MarketMinute
Topics
Artificial Intelligence
Bonds
ETFs
Cracks in the Digital Storefront: Shopify’s 5.9% Slide Signals Macro Anxiety in a Post-Holiday Market
January 19, 2026
The e-commerce landscape, long considered the resilient engine of the modern economy, faced a sharp reality check as Shopify Inc. (NYSE: SHOP) saw its shares tumble 5.9% in mid-January 2026. The...
Via
MarketMinute
Topics
Artificial Intelligence
Economy
World Trade
High Stakes: December CPI Data Looms as Market Navigates Post-Shutdown Economic Fog
January 19, 2026
The financial world has been gripped by intense anticipation over the release of the December Consumer Price Index (CPI) data, a reading that many investors consider the most pivotal economic report of...
Via
MarketMinute
Topics
Artificial Intelligence
Bonds
Credit Cards
The Great Convergence: Market Leadership Broadens as the 'Magnificent Seven' Era Hits a Valuation Ceiling
January 19, 2026
As of January 19, 2026, the era of "narrow leadership" that defined the post-pandemic bull market has officially given way to a new regime: the "Great Convergence." For nearly three years, a handful of...
Via
MarketMinute
Topics
Artificial Intelligence
ETFs
Economy
The 10% Ceiling: Wall Street Shudders as Populist Push to Cap Credit Card Rates Gains Steam
January 19, 2026
In a move that has sent shockwaves through the American financial sector, a bipartisan coalition of lawmakers and the White House have intensified their push for a federal 10% cap on credit card...
Via
MarketMinute
Topics
Credit Cards
Economy
Government
Citi’s "Productivity Dividend" Overshadowed: Stock Dips as Macro Clouds and Rate Cap Fears Loom
January 19, 2026
The final act of Citigroup’s multi-year structural overhaul met with a cold reception on Wall Street this week. Despite showing significant fundamental progress in its fourth-quarter 2025 earnings...
Via
MarketMinute
Topics
Credit Cards
Earnings
Economy
Bank of America Shares Retreat as Expense Growth and Waning Revenue Outlook Overshadow Earnings Beat
January 19, 2026
Investors sent shares of Bank of America (NYSE: BAC) tumbling 3.8% this week, a sharp reaction that underscored growing anxiety over the banking giant's ability to maintain its momentum in a cooling...
Via
MarketMinute
Topics
Artificial Intelligence
Credit Cards
Earnings
Wells Fargo Shares Plunge 4.6% as Q4 Revenue Miss and Trading Slump Rattle Investors
January 19, 2026
In a stark reminder that regulatory relief does not guarantee immediate financial prosperity, shares of Wells Fargo & Co. (NYSE: WFC) plummeted 4.61% on Wednesday, January 14, 2026, after the lender...
Via
MarketMinute
Topics
Artificial Intelligence
Credit Cards
Earnings
Visa Inc. (V): The Global Toll-Bridge Navigating a Regulatory Storm
January 19, 2026
The global financial landscape in early 2026 finds itself at a peculiar crossroads, and at the center of this transition sits Visa Inc. (NYSE: V). Long considered the ultimate "toll-bridge" of the...
Via
Finterra
Topics
Artificial Intelligence
Credit Cards
Economy
Berkshire Hathaway Has 56% of Its Portfolio in These 4 Stocks. Are They Buys to Begin 2026?
↗
January 19, 2026
You can't go wrong with adding blue chip stocks to your portfolio.
Via
The Motley Fool
Topics
Artificial Intelligence
Amazon, Carvana And Others: Bank Of America Reveals 5 Stocks It Thinks Will Win This Earnings Season
↗
January 19, 2026
Bank of America has identified a list of stocks that are well-positioned for the upcoming earnings season. The suggested stocks include Amazon.com Inc. (NASDAQ: AMZN), Brookdale Senior Living Inc....
Via
Benzinga
Palantir Stock Drops 17% From Its High. Wall Street Has Best- and Worst-Case Scenarios for What Happens Next.
↗
January 19, 2026
Most Wall Street analysts expect Palantir to reach or exceed $200 per share in 2026.
Via
The Motley Fool
Topics
Artificial Intelligence
Economy
U.S. Bancorp (USB) Q4 Earnings: What To Expect
January 18, 2026
Financial services giant U.S. Bancorp (NYSE:USB) will be reporting earnings this Tuesday before market hours. Here’s what to expect.
Via
StockStory
Better Fidelity Bond ETF: FBND vs. FIGB
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January 18, 2026
Explore how key differences in size, holdings, and volatility set these two Fidelity bond ETFs apart for income-focused investors.
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Got $1,000? 2 Top Growth Stocks to Buy That Could Double Your Money.
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January 17, 2026
These companies are growing at a faster pace than the broader market and trading at attractive valuations.
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The Motley Fool
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With Financial Stocks Suddenly Tanking, Is Now the Time to Buy?
↗
January 17, 2026
Financial stocks are temporarily down, yet there may be good times ahead for the industry.
Via
The Motley Fool
Topics
Credit Cards
Government
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