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about us
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Brochure Supplement Amit Stavinsky
Brochure Supplement Frank Parks
Brochure Supplement Dominick Savo
Brochure Supplement Richard Mason
Brochure Supplement Joe Estes
Brochure Supplement Jonathan Ezra
Statement Of Financial Strength
Job Opportunities
Tamar Advisors
Own Your Practice
Letter to Clients
member log-in
contact us
PRODUCTS
Fixed Income Portfolio (FIP)
FIP Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Total Asset Market (TAM)
TAM sm Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Total Asset Fund (TAF)
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Back Dated Performance Reports
Quarterly Performance Reports
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Back Dated Performance Reports
Quarterly Performance Reports
Total Asset Value (TAV)
TAV Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Municipal Bonds
Taxable Bonds
Par, Premium, and Discount Bonds
Rating and Analyzing Bonds
Refunding & Pre-refunding
Bond Yields
Yield Curve
Secured Bonds
Mortgage Bonds
Unsecured Bonds
Debentures
Subordinated Debentures
Zero-Coupon Bonds
Convertible Bonds
High Yield Dividend Stocks
Independent Money Managers
Fees & Compensation
Corporate Cash Management
Fees & Compensation
Estate Planning
Financial Planning
Client Service Approach
Client's Responsibilities
Fees
Implementation
Legal Services
Termination
Professional Alliance Network
Client Service Approach
Client's Responsibilities
Fees
Implementation
Legal Services
Termination
MUNICIPAL BONDS
Municipal Bond Presentation
About Us
The Management
Global Asset Allocation Products
FIP Program
Classifying Municipal Bonds
Revenue Bonds
Credit Factors Affecting General Obligation Bonds
Credit Factors Affecting the Quality of Local Municipal Bonds
Analyzing the Credit Quality of General Obligation Bonds
Analyzing the Credit Quality of Revenue Municipal Bonds
What We Normally Buy
What We Normally Don’t Buy
Municipal Bonds – Unique Asset Class
Default Rates
Yield Difference
Turnkey Operation Platform
Advantages of Our Bid Wanted System
Advantages of Our Clearing System
Preferred Custodian Settlement
Advantages of Same-Day Allocation
TSL’s Turnkey Operation Platform
Classifying Municipal Bonds
Revenue Municipal Bonds
Types of Revenue Municipal Bonds
Industrial Development Revenue Bonds
Lease-back Bonds
Special Tax Bonds
NHA/PHA Bonds
Moral Obligation Bonds
Municipal Notes
TANs/RANs
BANs
CLNs/GANs
Variable Rate Bonds/Notes
Build America Bonds
Double-Barreled Bonds
Bond Index Components
Open-end-Closed-end-Indenture
Sinking Fund
Bond Contracts
Bond Indenture
Official Statement
Bond Issuance Process
Analyzing GO Bonds
Analyzing Revenue Bonds
Debt Ratios
General Price Analysis of Municipal Bonds
Liquidity
Interest Rate Risk
Credit Risk
Coupon Risk
Maturity Risk
Municipal Bond Insurance
Municipal Bonds Unique Asset Class
Default Rates
What We Buy Currently
What We Normally Don’t Buy
Turnkey Operation Platform
Advantages of Our Bid Wanted System
Advantages of Our Clearing System
Preferred Custodian Settlement
Advantages of Same Day Allocation
Traditional Broker/Dealer Execution Flow
TSL's Turnkey Operation Platform
INDEX FUNDS
Total Asset Fund (TAF)
TAF® Program
Services, Fees and Compensation
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Client Contact with Portfolio Manager(s)
Additional Information
Sample Portfolio
Back Dated Performance Reports
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Event Schedule
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Event Schedule
Total Asset Market (TAM sm) Presentation
TAF
Event Schedule
Total Asset Fund (TAF sm) Presentation
MVS
Event Schedule
Market Value Securities (MVS sm) Presentation
Featured Event
Calendar of Events
Events History
Investing During Uncertain Times
Read FULL Seminar Here
Tax-Free Income Seminar
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Zions Bancorp
(NQ:
ZION
)
60.93
+1.84 (+3.11%)
Streaming Delayed Price
Updated: 12:40 PM EST, Jan 21, 2026
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Market Jitters: Dow Dips Amid Bank Fears While Eli Lilly and Novo Nordisk Tumble on Trump's Drug Pricing Comments
October 17, 2025
The financial markets experienced a turbulent Friday, October 17, 2025, as the Dow Jones Industrial Average faced a downturn driven by a resurgence of fears within the banking sector. Concurrently,...
Via
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Futures Rally on Trump's China Overture, But Regional Banks Grapple with Deepening Loan Worries
October 17, 2025
U.S. stock index futures, including the Dow, S&P 500, and Nasdaq, staged a notable recovery between October 15-17, 2025, buoyed by unexpected conciliatory remarks from former President Donald Trump...
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Dow Reels Amid Renewed Trade War Fears and Mounting Bad Loan Concerns
October 17, 2025
As of October 17, 2025, U.S. financial markets are gripped by a palpable sense of unease, with the Dow Jones Industrial Average, S&P 500, and Nasdaq Composite experiencing mixed and volatile trading....
Via
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Wall Street Jitters: Regional Banks Grapple with Credit Turmoil and Bad Loan Exposure
October 17, 2025
Wall Street is currently gripped by a palpable sense of unease, as jitters spread across financial markets concerning burgeoning credit market turmoil and regional banks' significant exposure to bad...
Via
MarketMinute
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Regional Bank Credit Concerns Send Ripples Through Markets, Dow Jones Shows Cautious Resilience
October 17, 2025
Financial markets found themselves navigating turbulent waters on Friday, October 17, 2025, as renewed anxieties surrounding credit quality within the regional banking sector triggered a significant...
Via
MarketMinute
Topics
Artificial Intelligence
Bankruptcy
Economy
Moody’s Dismisses Credit Quality Concerns Amid Worries Of Bad Loans At Regional Banks: Report
↗
October 17, 2025
During an interview on CNBC, Pinto stated that there is little evidence of deterioration in the asset quality in the banking system as a whole.
Via
Stocktwits
Topics
Bankruptcy
Fraud
Government
Jim Cramer Predicts Fed Rate Cuts As Regional Banks Stumble: 'Credit Cavalry Is Right On Time'
↗
October 17, 2025
Jim Cramer says bad bank loans will trigger Fed rate cuts. Here are stocks he's backing and which speculative plays he says to sell now.
Via
Benzinga
Topics
Economy
Regional Banks’ Credit Concerns Drag Dow Futures: NVO, WAL, ZION, IBKR Among Stocks To Watch
↗
October 17, 2025
While Dow Jones futures were down by 0.13% at the time of writing, the S&P 500 futures declined 0.41%.
Via
Stocktwits
Topics
ETFs
Earnings
Fraud
This AppFolio Analyst Turns Bullish; Here Are Top 4 Upgrades For Friday
↗
October 17, 2025
Via
Benzinga
Stock Market Today: S&P 500, Nasdaq Futures Dragged By Financial Stocks—American Express, CSX Corp, Standard Lithium In Focus
↗
October 17, 2025
U.S. stock futures slumped on Friday following Thursday’s declines. Futures of major benchmark indices dropped by nearly 1%.
Via
Benzinga
Topics
Stocks
AI Stocks Take a Breather as Bank Worries Resurface
↗
October 17, 2025
Wall Street lost momentum on Thursday as profit-taking hit AI names and regional banks tumbled again. Weak guidance from Hewlett Packard Enterprise and mounting credit concerns dragged sentiment, while...
Via
Chartmill
Topics
Artificial Intelligence
OWL Co-CEO Claps Back On Jamie Dimon's 'Cockroach' Remark: 'Might Be A Lot More Cockroaches At JPMorgan'
↗
October 17, 2025
Blue Owl's CEO refutes Jamie Dimon's 'cockroach' warning on credit, sparking a debate with Mohamed El-Erian over the market's true health.
Via
Benzinga
Gold and Silver Soar to Unprecedented Highs Amidst Global Instability and Investor FOMO
October 17, 2025
The financial markets are currently witnessing a historic and record-breaking rally in both gold and silver, with prices for the precious metals shattering all previous records as of October 2025. Gold...
Via
MarketMinute
Topics
Derivatives
ETFs
Economy
Zions Bancorporation, N.A. Investigated for Securities Fraud Violations - Contact the DJS Law Group to Discuss Your Rights – ZION
October 16, 2025
From
DJS Law Group
Via
Business Wire
Rosen Law Firm Encourages Zions Bancorporation, N.A. Investors to Inquire About Securities Class Action Investigation – ZION, ZIONP
October 16, 2025
From
The Rosen Law Firm, P.A.
Via
Business Wire
Deep Dive Into Zions Bancorp Stock: Analyst Perspectives (13 Ratings)
↗
October 16, 2025
Via
Benzinga
Contagion Fears Ripple Through Global Markets as US Regional Bank Woes Deepen
October 16, 2025
The stability of the global financial system is once again under scrutiny as mounting pressures on U.S. regional banks, particularly those with significant exposure to commercial real estate (CRE),...
Via
MarketMinute
Topics
Bonds
ETFs
Economy
Global Markets Brace for Turbulence: Credit Concerns and Geopolitical Tensions Fuel Volatility
October 16, 2025
Global financial markets are currently gripped by a palpable sense of unease and heightened volatility as October 2025 unfolds. A complex interplay of escalating geopolitical tensions, persistent...
Via
MarketMinute
Topics
Artificial Intelligence
Bonds
Economy
Global Banking Sector Grapples with Mounting Credit Quality Concerns as Regional Banks Reveal Troubling Loan Losses
October 16, 2025
The global banking sector is facing increasing scrutiny as regional banks, particularly in the U.S., disclose a wave of bad loans and significant loan loss provisions. This trend, largely driven by...
Via
MarketMinute
Topics
Bankruptcy
ETFs
Economy
Market Tremors: Dow Plunges 300 Points as Regional Bank Woes and Trade War Fears Rock Investor Confidence
October 16, 2025
October 16, 2025 – The financial markets experienced a significant downturn today, with the Dow Jones Industrial Average plummeting 300 points, and both the S&P 500 and Nasdaq Composite indices sliding...
Via
MarketMinute
Topics
Artificial Intelligence
ETFs
Economy
ZION Investors Have Opportunity to Join Zions Bancorporation, N.A. Fraud Investigation with the Schall Law Firm
October 16, 2025
From
The Schall Law Firm
Via
Business Wire
Market Trembles as Regional Bank Woes and Trade War Fears Ignite Broad Sell-Off
October 16, 2025
New York, NY – October 16, 2025 – The U.S. stock market experienced a significant downturn today, with major indices closing sharply lower as renewed anxieties over regional bank stability and an...
Via
MarketMinute
Topics
Artificial Intelligence
ETFs
Economy
Regional Banking Sector Plunges Amid Renewed Credit Fears and Loan Loss Revelations
October 16, 2025
New York, NY – October 16, 2025 – The regional banking sector experienced a significant downturn today, with its performance in the S&P 500 plummeting amidst a resurgence of credit fears, mounting bad...
Via
MarketMinute
Topics
Artificial Intelligence
Bankruptcy
ETFs
U.S. 10-Year Treasury Yields Tumble Below 4%: A Harbinger of Economic Jitters and Fed Policy Shifts
October 16, 2025
The financial markets are abuzz as the benchmark 10-year U.S. Treasury yield has decisively broken below the critical 4% threshold, settling around 3.97% by mid-October 2025. This significant decline,...
Via
MarketMinute
Topics
Bonds
Economy
Fraud
Regional Banking Sector Plunges Amidst Renewed Credit Fears and Loan Loss Revelations
October 16, 2025
New York, NY – October 16, 2025 – The regional banking sector experienced a significant downturn today, with stocks plummeting across the board as renewed credit worries and specific loan loss...
Via
MarketMinute
Topics
ETFs
Economy
Fraud
Western Alliance, Zions Bancorp Shares Are Falling Thursday: What You Need To Know
↗
October 16, 2025
Regional bank stocks are tumbling Thursday after a pair of banks raised credit quality concerns. Here's what you need to know.
Via
Benzinga
Regional Banks Suffer Worst Drop Since Trump's Tariff Shock: Are Credit Fears Back?
↗
October 16, 2025
Regional banks tumble after Zions discloses $60M in loan losses. KRE sees worst day since April 2025 Trump tariff shock.
Via
Benzinga
Topics
Government
World Trade
Regional Banks Brace for Impact as Bad Loans Cast a Shadow Over Financial Stability
October 16, 2025
The U.S. banking industry, particularly its regional sector, is navigating a period of heightened uncertainty as growing concerns over bad loans, primarily in commercial real estate (CRE), threaten to...
Via
MarketMinute
Topics
Artificial Intelligence
Credit Cards
ETFs
Jefferies, Zions, Western Alliance Stocks Hit By Credit Risk Concerns
↗
October 16, 2025
The recent developments come amid broader concerns about the quality of bank loan portfolios and the potential for more borrowers to default or misrepresent collateral.
Via
Stocktwits
Topics
Bankruptcy
Fraud
Supply Chain
Why Zions Bancorporation (ZION) Shares Are Falling Today
October 16, 2025
Shares of regional banking company Zions Bancorporation (NASDAQ:ZION) fell 8.3% in the afternoon session as the company disclosed it would charge off $50 million after discovering issues with two...
Via
StockStory
Topics
Economy
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