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home
about us
Investment Approach
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Market Analysis Summary
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Team Biographies
Firm ADV PDFs
Form CRS
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Brochure Supplement Amit Stavinsky
Brochure Supplement Frank Parks
Brochure Supplement Dominick Savo
Brochure Supplement Richard Mason
Brochure Supplement Joe Estes
Brochure Supplement Jonathan Ezra
Statement Of Financial Strength
Job Opportunities
Tamar Advisors
Own Your Practice
Letter to Clients
member log-in
contact us
PRODUCTS
Fixed Income Portfolio (FIP)
FIP Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Total Asset Market (TAM)
TAM sm Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Total Asset Fund (TAF)
TAF sm Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Market Value Securities (MVS)
MVS Program
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Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Total Asset Value (TAV)
TAV Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Municipal Bonds
Taxable Bonds
Par, Premium, and Discount Bonds
Rating and Analyzing Bonds
Refunding & Pre-refunding
Bond Yields
Yield Curve
Secured Bonds
Mortgage Bonds
Unsecured Bonds
Debentures
Subordinated Debentures
Zero-Coupon Bonds
Convertible Bonds
High Yield Dividend Stocks
Independent Money Managers
Fees & Compensation
Corporate Cash Management
Fees & Compensation
Estate Planning
Financial Planning
Client Service Approach
Client's Responsibilities
Fees
Implementation
Legal Services
Termination
Professional Alliance Network
Client Service Approach
Client's Responsibilities
Fees
Implementation
Legal Services
Termination
MUNICIPAL BONDS
Municipal Bond Presentation
About Us
The Management
Global Asset Allocation Products
FIP Program
Classifying Municipal Bonds
Revenue Bonds
Credit Factors Affecting General Obligation Bonds
Credit Factors Affecting the Quality of Local Municipal Bonds
Analyzing the Credit Quality of General Obligation Bonds
Analyzing the Credit Quality of Revenue Municipal Bonds
What We Normally Buy
What We Normally Don’t Buy
Municipal Bonds – Unique Asset Class
Default Rates
Yield Difference
Turnkey Operation Platform
Advantages of Our Bid Wanted System
Advantages of Our Clearing System
Preferred Custodian Settlement
Advantages of Same-Day Allocation
TSL’s Turnkey Operation Platform
Classifying Municipal Bonds
Revenue Municipal Bonds
Types of Revenue Municipal Bonds
Industrial Development Revenue Bonds
Lease-back Bonds
Special Tax Bonds
NHA/PHA Bonds
Moral Obligation Bonds
Municipal Notes
TANs/RANs
BANs
CLNs/GANs
Variable Rate Bonds/Notes
Build America Bonds
Double-Barreled Bonds
Bond Index Components
Open-end-Closed-end-Indenture
Sinking Fund
Bond Contracts
Bond Indenture
Official Statement
Bond Issuance Process
Analyzing GO Bonds
Analyzing Revenue Bonds
Debt Ratios
General Price Analysis of Municipal Bonds
Liquidity
Interest Rate Risk
Credit Risk
Coupon Risk
Maturity Risk
Municipal Bond Insurance
Municipal Bonds Unique Asset Class
Default Rates
What We Buy Currently
What We Normally Don’t Buy
Turnkey Operation Platform
Advantages of Our Bid Wanted System
Advantages of Our Clearing System
Preferred Custodian Settlement
Advantages of Same Day Allocation
Traditional Broker/Dealer Execution Flow
TSL's Turnkey Operation Platform
INDEX FUNDS
Total Asset Fund (TAF)
TAF® Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Additional Information
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
EVENTS
FIP
Event Schedule
TAM
Event Schedule
Total Asset Market (TAM sm) Presentation
TAF
Event Schedule
Total Asset Fund (TAF sm) Presentation
MVS
Event Schedule
Market Value Securities (MVS sm) Presentation
Featured Event
Calendar of Events
Events History
Investing During Uncertain Times
Read FULL Seminar Here
Tax-Free Income Seminar
Bond Fund Seminar
RSVP-Signup Form
MARKET RESEARCH
Featured Quarterly Newsletter
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Bank of America
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51.92
+1.64 (+3.27%)
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Updated: 2:01 PM EDT, Apr 8, 2026
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Priced for Perfection: Bank of America Issues Stark Warning on S&P 500 Valuation for 2026
January 05, 2026
As the calendar turns to 2026, the euphoria that propelled the stock market through three consecutive years of double-digit gains is facing a sobering reality check. Bank of America (NYSE: BAC) has...
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The Powell Era Sunset: Fed Braces for 2026 Transition as Rate Cut Hopes Dim for January
January 05, 2026
As the calendar turns to January 5, 2026, the global financial community finds itself at a critical crossroads. The Federal Reserve, under the leadership of Chair Jerome Powell, is entering its final...
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The Powell Finale: Federal Reserve Braces for Leadership Overhaul as Rate Cut Hopes Fade
January 05, 2026
WASHINGTON D.C. — As the calendar turns to 2026, the hallowed halls of the Eccles Building are vibrating with a tension not seen in decades. On this January 5, 2026, investors are waking up to a dual...
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MarketMinute
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DoorDash (DASH) Stock Trades Up, Here Is Why
January 05, 2026
Shares of on-demand food delivery service DoorDash (NYSE:DASH) jumped 3.9% in the morning session after J.P. Morgan named the company one of its 'top pick' internet stocks for 2026.
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Royal Caribbean Cruises' Quarterly Earnings Preview: What You Need to Know
January 05, 2026
Royal Caribbean Cruises is scheduled to release its fiscal fourth-quarter earnings soon, and analysts project a solid double-digit earnings growth.
Via
Barchart.com
Topics
ETFs
Bank of America Joins JPMorgan, Citi, Morgan Stanley By Recommending Bitcoin Portfolio Allocation
↗
January 05, 2026
Bank of America Corp. (NYSE:BAC) will allow more than 15,000 Merrill and Private Bank advisers to proactively recommend four spot Bitcoin
Via
Benzinga
Nearly 65% of Warren Buffett's Portfolio Is Invested in These 5 Stocks as 2026 Begins
↗
January 05, 2026
Buffett's favorite stocks remain Berkshire's biggest holdings even after he passed the torch to his successor.
Via
The Motley Fool
Prediction: 2 Magnificent Companies That Can Kick Off 2026 With a Historic Stock-Split Announcement
↗
January 05, 2026
Two industry-leading businesses are ideally positioned to announce and complete their respective first-ever splits.
Via
The Motley Fool
Topics
Artificial Intelligence
Stocks
Should You Buy Class B Shares of Berkshire Hathaway While They're Below $500?
↗
January 04, 2026
Class B shares of Berkshire Hathaway were designed to make the stock more accessible to retail investors.
Via
The Motley Fool
The Vanguard ETF That Warren Buffett's Comments Point to as a Top Pick Today
↗
January 03, 2026
Warren Buffett is well-known for his quality- and value-driven style of investing. He has referred to one Vanguard ETF in particular as the best option for most investors.
Via
The Motley Fool
Topics
Bonds
ETFs
Blue-Chip Resilience: Dow and S&P 500 Snap Losing Streaks to Open 2026 as Cyclicals Lead the Way
January 02, 2026
The U.S. stock market began the 2026 trading year on a resilient note as the Dow Jones Industrial Average and the S&P 500 successfully snapped a four-session losing streak on Friday. While the broader...
Via
MarketMinute
Topics
Bonds
Economy
Electric Vehicles
The Triple-Double: S&P 500 Defies Gravity with Three-Year Surge as 2026 Begins
January 02, 2026
As the opening bells of 2026 ring across Wall Street, the S&P 500 stands at a historic crossroads. Following a spectacular three-year run of double-digit percentage gains—a rare "triple-double" in...
Via
MarketMinute
Topics
Artificial Intelligence
Economy
Stocks
Wall Street’s Holiday Hangover: Upcoming Jobs Report Looms as First Major Test for 2026 Markets
January 02, 2026
As the confetti settles from New Year’s celebrations, investors are quickly pivoting from the "Santa Claus Rally" of 2025 to a sobering reality: the first major economic hurdle of the year. On Friday,...
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MarketMinute
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Artificial Intelligence
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Immigration
The January "Rude Awakening": Why Wall Street Fears a Volatility Spike After a Deceptive 2025
January 02, 2026
The exuberant "Santa Claus Rally" that propelled markets to record highs in late 2025 is facing a cold front of reality. After a year where the S&P 500 gained 16.4% and the Nasdaq Composite surged over...
Via
MarketMinute
Topics
Artificial Intelligence
Economy
Initial Public Offering
AppLovin Faces New Year Chill as Stock Triggers Major Technical Sell Signal
January 02, 2026
The first trading session of 2026 has brought an unexpected cooling to one of the market’s most scorching performers. AppLovin (NASDAQ: APP), the AI-driven ad-tech titan that dominated headlines...
Via
MarketMinute
Topics
Artificial Intelligence
ETFs
BofA Unveils Q1 2026 Top Stock Picks: High-Conviction Bets on AI Infrastructure and Health Care Valuations
January 02, 2026
As the opening bells of 2026 ring across Wall Street, Bank of America Securities has released its highly anticipated "Top 10 U.S. Stock Ideas for Q1 2026." The report, a cornerstone for institutional...
Via
MarketMinute
Topics
Artificial Intelligence
Economy
The 2026 Pivot: Can the Fed’s Easing Cycle Sustain the AI-Fueled Bull Market?
January 02, 2026
As the calendar turns to January 2, 2026, the global financial community is laser-focused on a singular question: will the Federal Reserve provide enough monetary grease to keep the current bull...
Via
MarketMinute
Topics
Artificial Intelligence
Bonds
Economy
Chip Stocks Surge to Start 2026: NVIDIA and AMD Drive Nasdaq to Record Highs
January 02, 2026
The first trading day of 2026 has arrived with a resounding statement from the technology sector, as a massive surge in semiconductor stocks propelled the markets to new heights. Driven by a potent mix...
Via
MarketMinute
Topics
Artificial Intelligence
Economy
Stocks
Yield Shock: Strong Jobs Data and Fiscal Stimulus Reset Fed Expectations for 2026
January 02, 2026
The first trading session of 2026 has sent a jolt through the global fixed-income markets. On January 2, 2026, a surprising resilience in the U.S. labor market, coupled with the looming inflationary...
Via
MarketMinute
Topics
Bonds
ETFs
Economy
Is This Fund the Ultimate Buy and Hold Investment for the Age of AI?
↗
January 02, 2026
This fund has averaged a 26.8% return since inception, while charging management fees well below the industry average.
Via
The Motley Fool
Topics
Artificial Intelligence
ETFs
Energy
Yield Shock: US Treasury Sell-Off Rattles Markets as 2026 Opens with Fiscal and Fed Uncertainty
January 02, 2026
The new year has arrived with a jolt for the fixed-income markets, as a massive sell-off in U.S. Treasury bonds sent yields surging to their highest levels in months. As of January 2, 2026, the...
Via
MarketMinute
Topics
Artificial Intelligence
Bonds
Economy
Yields on the Rise: The 2026 Bond Sell-Off and the New American Economic Reality
January 02, 2026
As the first trading week of 2026 unfolds, the U.S. financial landscape is being reshaped by a significant retreat in Treasury bond prices. This downward pressure on bonds, which has pushed the...
Via
MarketMinute
Topics
Artificial Intelligence
Bonds
Economy
The Great Silver Disconnect: Physical Prices Hit $130 as Paper Markets Face Systemic Liquidity Crisis
January 02, 2026
As of January 2, 2026, the global silver market has entered a state of unprecedented structural fracture. While digital ticker tapes and Western derivatives exchanges like the COMEX quote silver at...
Via
MarketMinute
Topics
Artificial Intelligence
Derivatives
ETFs
Could Buying Upstart Stock Today Set You Up for Life?
↗
January 02, 2026
Upstart shares present investors with a high-risk, high-reward opportunity.
Via
The Motley Fool
Topics
Artificial Intelligence
Economy
The Great Credit Reset: US Mortgage Market Enters New Era as Modernized Scoring Takes Full Effect
January 01, 2026
As of January 1, 2026, the American mortgage landscape has officially moved beyond the "Classic FICO" era, marking the completion of a multi-year regulatory overhaul designed to modernize how...
Via
MarketMinute
Topics
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Reflecting on the S&P 500's Historic 2025: What a Triple-Double Streak Means for 2026
January 01, 2026
As the clock struck midnight and ushered in 2026, investors across the globe are pausing to reflect on a year that defied both the skeptics and the historical averages. The S&P 500 closed out 2025 at a...
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MarketMinute
Topics
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Bonds
Economy
US Stock Market 2026 Outlook: AI Maturity and Fed Pivot Drive Fourth Year of Gains
January 01, 2026
As the sun rises on January 1, 2026, the American financial landscape stands at a historic crossroads. After three consecutive years of robust growth that defied the skeptics of the post-pandemic era,...
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MarketMinute
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Retirement
2026 Sector Playbook: 3 Sectors Trading Below Fair Value
↗
January 01, 2026
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MarketBeat
Navigating the New Financial Frontier: Banking Giants and Fintech Challengers Brace for 2026 Shift
January 01, 2026
As the calendar turns to January 1, 2026, the United States financial sector finds itself at a pivotal crossroads, buoyed by a "triple-tailwind" of stabilizing interest rates, a significantly softened...
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MarketMinute
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Navigating the Neutral Rate: Wall Street's 2026 Outlook Forecasts Growth Amidst AI Maturity
January 01, 2026
As the opening bell prepares to ring for the first time in 2026, the American investor finds themselves at a unique crossroads of technological maturation and economic normalization. Following a robust...
Via
MarketMinute
Topics
Artificial Intelligence
Bonds
Economy
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