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home
about us
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Firm ADV PDFs
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Brochure Supplement Amit Stavinsky
Brochure Supplement Frank Parks
Brochure Supplement Dominick Savo
Brochure Supplement Richard Mason
Brochure Supplement Joe Estes
Brochure Supplement Jonathan Ezra
Statement Of Financial Strength
Job Opportunities
Tamar Advisors
Own Your Practice
Letter to Clients
member log-in
contact us
PRODUCTS
Fixed Income Portfolio (FIP)
FIP Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Total Asset Market (TAM)
TAM sm Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Total Asset Fund (TAF)
TAF sm Program
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Sample Portfolio
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Quarterly Performance Reports
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Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Total Asset Value (TAV)
TAV Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Municipal Bonds
Taxable Bonds
Par, Premium, and Discount Bonds
Rating and Analyzing Bonds
Refunding & Pre-refunding
Bond Yields
Yield Curve
Secured Bonds
Mortgage Bonds
Unsecured Bonds
Debentures
Subordinated Debentures
Zero-Coupon Bonds
Convertible Bonds
High Yield Dividend Stocks
Independent Money Managers
Fees & Compensation
Corporate Cash Management
Fees & Compensation
Estate Planning
Financial Planning
Client Service Approach
Client's Responsibilities
Fees
Implementation
Legal Services
Termination
Professional Alliance Network
Client Service Approach
Client's Responsibilities
Fees
Implementation
Legal Services
Termination
MUNICIPAL BONDS
Municipal Bond Presentation
About Us
The Management
Global Asset Allocation Products
FIP Program
Classifying Municipal Bonds
Revenue Bonds
Credit Factors Affecting General Obligation Bonds
Credit Factors Affecting the Quality of Local Municipal Bonds
Analyzing the Credit Quality of General Obligation Bonds
Analyzing the Credit Quality of Revenue Municipal Bonds
What We Normally Buy
What We Normally Don’t Buy
Municipal Bonds – Unique Asset Class
Default Rates
Yield Difference
Turnkey Operation Platform
Advantages of Our Bid Wanted System
Advantages of Our Clearing System
Preferred Custodian Settlement
Advantages of Same-Day Allocation
TSL’s Turnkey Operation Platform
Classifying Municipal Bonds
Revenue Municipal Bonds
Types of Revenue Municipal Bonds
Industrial Development Revenue Bonds
Lease-back Bonds
Special Tax Bonds
NHA/PHA Bonds
Moral Obligation Bonds
Municipal Notes
TANs/RANs
BANs
CLNs/GANs
Variable Rate Bonds/Notes
Build America Bonds
Double-Barreled Bonds
Bond Index Components
Open-end-Closed-end-Indenture
Sinking Fund
Bond Contracts
Bond Indenture
Official Statement
Bond Issuance Process
Analyzing GO Bonds
Analyzing Revenue Bonds
Debt Ratios
General Price Analysis of Municipal Bonds
Liquidity
Interest Rate Risk
Credit Risk
Coupon Risk
Maturity Risk
Municipal Bond Insurance
Municipal Bonds Unique Asset Class
Default Rates
What We Buy Currently
What We Normally Don’t Buy
Turnkey Operation Platform
Advantages of Our Bid Wanted System
Advantages of Our Clearing System
Preferred Custodian Settlement
Advantages of Same Day Allocation
Traditional Broker/Dealer Execution Flow
TSL's Turnkey Operation Platform
INDEX FUNDS
Total Asset Fund (TAF)
TAF® Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Additional Information
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
EVENTS
FIP
Event Schedule
TAM
Event Schedule
Total Asset Market (TAM sm) Presentation
TAF
Event Schedule
Total Asset Fund (TAF sm) Presentation
MVS
Event Schedule
Market Value Securities (MVS sm) Presentation
Featured Event
Calendar of Events
Events History
Investing During Uncertain Times
Read FULL Seminar Here
Tax-Free Income Seminar
Bond Fund Seminar
RSVP-Signup Form
MARKET RESEARCH
Featured Quarterly Newsletter
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Capital One Financial
(NY:
COF
)
184.64
UNCHANGED
Streaming Delayed Price
Updated: 7:00 PM EDT, Mar 24, 2026
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All News about Capital One Financial
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Trump's 10% Interest Rate Cap On Credit Cards Will 'Likely Bring On A Recession,' Says Capital One CEO: $6 Trillion Consumer Spending At Stake
↗
January 23, 2026
Capital One Financial Corp. (NYSE: COF) CEO Richard Fairbank issued a stark warning about the potential consequences of President Donald Trump's proposed 10% cap on credit card interest rates, saying...
Via
Benzinga
Topics
Credit Cards
Government
Intel, GE Aerospace, Intuitive Surgical, Capital One And Meta Platforms: Why These 5 Stocks Are On Investors' Radars Today
↗
January 22, 2026
On Thursday, Jan. 22, 2026, INTC, GE, ISRG, COF, META were among the stocks seen trending among investors.
Via
Benzinga
Capital One (COF) Q4 2025 Earnings Call Transcript
↗
January 22, 2026
Capital One (COF) Q4 2025 Earnings Call Transcript
Via
The Motley Fool
Topics
Credit Cards
Earnings
Capital One Financial Corp (NYSE:COF) Reports Mixed Q4 2025 Results and Announces $5.15B Brex Acquisition
↗
January 22, 2026
Via
Chartmill
FDIC Grants Historic Bank Charter Approvals to Ford and GM, Reshaping Auto Finance
January 22, 2026
In a landmark decision that promises to reshape the American automotive and financial landscapes, the Federal Deposit Insurance Corporation (FDIC) has officially approved the deposit insurance...
Via
MarketMinute
Topics
Bonds
Economy
Electric Vehicles
Capital One Reportedly Acquires Brex For $5.15B, Shares Dive More Than 5% After Hours
↗
January 22, 2026
Via
Stocktwits
Capital One Stock Slides On Q4 Earnings Miss, Purchase Of Brex
↗
January 22, 2026
Here's a detailed look inside the Q4 earnings report from Capital One Financial.
Via
Benzinga
Topics
Earnings
Capital One’s (NYSE:COF) Q4 CY2025 Sales Beat Estimates
January 22, 2026
Financial services company Capital One (NYSE:COF) reported Q4 CY2025 results beating Wall Street’s revenue expectations, with sales up 52.9% year on year to $15.58 billion. Its non-GAAP profit of $3.86...
Via
StockStory
Topics
Artificial Intelligence
Credit Cards
Earnings
Capital One to Acquire Brex
January 22, 2026
From
Capital One Financial Corporation
Via
Business Wire
Capital One Reports Fourth Quarter 2025 Net Income of $2.1 Billion, or $3.26 Per Share
January 22, 2026
From
Capital One Financial Corporation
Via
Business Wire
Zions Bancorp Defies Regional Banking Volatility with Robust Q4 Earnings and Bullish 2026 Loan Outlook
January 21, 2026
As the financial sector grapples with renewed regulatory uncertainty and commercial real estate jitters, Zions Bancorporation (NASDAQ: ZION) has emerged as a beacon of stability and growth. On January...
Via
MarketMinute
Topics
Credit Cards
Economy
Credit Card Cliff: Bank Stocks Plunge as Trump Proposes 10% Interest Rate Ceiling
January 21, 2026
On January 21, 2026, the American financial sector is reeling from the immediate aftermath of President Donald Trump’s Day One mandate to enforce a 10% cap on credit card interest rates. This...
Via
MarketMinute
Topics
Credit Cards
Economy
Government
Capital One's Impressive Streak
↗
January 21, 2026
Besides the positive earnings reaction day performance, COF has been a very strong performer between earnings reports.
Via
Talk Markets
The 10% Gambit: Washington’s Push for a National Credit Card Interest Rate Cap
January 21, 2026
The American financial landscape is facing a seismic shift as the debate over a proposed 10% federal cap on credit card interest rates reaches a fever pitch. Following a self-imposed January 20, 2026,...
Via
MarketMinute
Topics
Credit Cards
The Toll Road Resilience: Why Visa and Mastercard Rebounded Amid a White House War on Credit Fees
January 21, 2026
In a month characterized by aggressive populist shifts in financial policy, the U.S. credit card industry has found itself at the center of a regulatory storm. On January 9, 2026, the administration...
Via
MarketMinute
Topics
Credit Cards
Fraud
Government
Citigroup Shares Tumble 3.4% as Q4 Earnings Collide with Credit Rate Caps and Geopolitical Turbulence
January 21, 2026
The financial sector faced a wave of volatility this week as Citigroup (NYSE: C) reported its fourth-quarter 2025 earnings, sending shares down 3.4% in a single session. The decline, which permeated...
Via
MarketMinute
Topics
Credit Cards
Economy
Government
Markets Stumble as JPMorgan Chase Earnings Signal End of the 'Goldilocks' Era
January 21, 2026
The fourth-quarter earnings season for 2025 opened with a paradox that rattled Wall Street this week. Despite reporting record annual profits and a "double beat" on both revenue and adjusted earnings,...
Via
MarketMinute
Topics
Artificial Intelligence
Credit Cards
Economy
A Peek at Capital One Finl's Future Earnings
↗
January 21, 2026
Via
Benzinga
Trump's 10% Credit Card APR Cap Looms Over Capital One Ahead Of Q4: Analysts Warn Bank Is 'Most Vulnerable'
↗
January 21, 2026
Financial services company, Capital One Financial Corp. is set to report its fourth quarter results on Thursday.
Via
Benzinga
Topics
Credit Cards
Capital One (COF) Q4 Earnings: What To Expect
January 20, 2026
Financial services company Capital One (NYSE:COF) will be reporting earnings this Thursday after the bell. Here’s what to look for.
Via
StockStory
Topics
Artificial Intelligence
Wall Street’s Renaissance: Financial Sector Dominates Market with 55% Earnings Growth
January 20, 2026
As the dust settles on the fourth-quarter earnings season of 2025, the financial sector has emerged as the undisputed titan of the S&P 500. Surpassing even the high-flying technology sector, financial...
Via
MarketMinute
Topics
Artificial Intelligence
Credit Cards
Economy
The $18 Trillion Debt Wall: American Households Face a Reckoning as Delinquencies Climb
January 20, 2026
As of January 20, 2026, the American consumer is navigating a financial landscape defined by a staggering milestone: total household debt has officially surged past the $18 trillion mark, settling at a...
Via
MarketMinute
Topics
Artificial Intelligence
Credit Cards
Economy
The M&A Renaissance: 2026 Set to Eclipse a Record-Breaking 2025 as AI and Regulatory Clarity Drive Deal Supercycle
January 20, 2026
As the global financial markets enter the first month of 2026, the dealmaking environment has shifted from a tentative recovery into a full-scale renaissance. Following a monumental 2025 that saw...
Via
MarketMinute
Topics
Artificial Intelligence
Credit Cards
Economy
Storm Clouds Over the Sunshine: Jamie Dimon Warns of a 'Treacherous' 2026 Despite Consumer Resilience
January 20, 2026
In a series of sobering assessments delivered during the mid-January earnings cycle, Jamie Dimon, the Chairman and CEO of JPMorgan Chase & Co. (NYSE: JPM), has issued a stark warning to investors: do...
Via
MarketMinute
Topics
Credit Cards
Earnings
Economy
Trump Shatters the Duopoly: President Endorses Credit Card Competition Act in Populist Shift
January 20, 2026
In a move that has sent shockwaves through the financial sector and the corridors of Capitol Hill, President Donald Trump officially endorsed the Credit Card Competition Act (CCCA) on January 13, 2026....
Via
MarketMinute
Topics
Credit Cards
Economy
Fraud
The Independence Crisis: DOJ Criminal Probe into Fed Chair Powell Rattles Markets
January 20, 2026
The financial world is reeling following the unprecedented disclosure that the U.S. Department of Justice (DOJ) has launched a formal criminal investigation into Federal Reserve Chair Jerome Powell....
Via
MarketMinute
Topics
Credit Cards
Economy
Government
White House Interest Rate Mandate Sends Shockwaves Through Wall Street: The 10% Credit Card Cap Arrives
January 20, 2026
As of January 20, 2026, the American financial landscape is facing a seismic shift as the White House’s proposed 10% cap on credit card interest rates moves from a campaign-trail firebrand to a looming...
Via
MarketMinute
Topics
Credit Cards
Economy
Government
The New Normal: How the "Higher-for-Longer" Floor is Reshaping Bank Balance Sheets and Consumer Wallets in 2026
January 20, 2026
As of January 20, 2026, the era of ultra-low interest rates feels like a distant memory, replaced by a "restrictive-but-stable" environment that has fundamentally altered the American financial...
Via
MarketMinute
Topics
Bonds
Credit Cards
Economy
The 10% Ceiling: Washington’s Radical Interest Rate Proposal Sends Shockwaves Through Wall Street
January 20, 2026
As the second week of 2026 draws to a close, the credit card industry is facing its most significant legislative challenge in decades. A bipartisan push to cap credit card annual percentage rates...
Via
MarketMinute
Topics
Credit Cards
Economy
Top Stocks With Earnings This Week: Netflix, Intel and More
↗
January 20, 2026
The Q4 earnings season ramps up this week with reports from Netflix, Intel, United Airlines, Capital One and more.
Via
Benzinga
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