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home
about us
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Brochure Supplement Amit Stavinsky
Brochure Supplement Frank Parks
Brochure Supplement Dominick Savo
Brochure Supplement Richard Mason
Brochure Supplement Joe Estes
Brochure Supplement Jonathan Ezra
Statement Of Financial Strength
Job Opportunities
Tamar Advisors
Own Your Practice
Letter to Clients
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contact us
PRODUCTS
Fixed Income Portfolio (FIP)
FIP Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Total Asset Market (TAM)
TAM sm Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
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TAF sm Program
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Quarterly Performance Reports
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Back Dated Performance Reports
Quarterly Performance Reports
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Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Municipal Bonds
Taxable Bonds
Par, Premium, and Discount Bonds
Rating and Analyzing Bonds
Refunding & Pre-refunding
Bond Yields
Yield Curve
Secured Bonds
Mortgage Bonds
Unsecured Bonds
Debentures
Subordinated Debentures
Zero-Coupon Bonds
Convertible Bonds
High Yield Dividend Stocks
Independent Money Managers
Fees & Compensation
Corporate Cash Management
Fees & Compensation
Estate Planning
Financial Planning
Client Service Approach
Client's Responsibilities
Fees
Implementation
Legal Services
Termination
Professional Alliance Network
Client Service Approach
Client's Responsibilities
Fees
Implementation
Legal Services
Termination
MUNICIPAL BONDS
Municipal Bond Presentation
About Us
The Management
Global Asset Allocation Products
FIP Program
Classifying Municipal Bonds
Revenue Bonds
Credit Factors Affecting General Obligation Bonds
Credit Factors Affecting the Quality of Local Municipal Bonds
Analyzing the Credit Quality of General Obligation Bonds
Analyzing the Credit Quality of Revenue Municipal Bonds
What We Normally Buy
What We Normally Don’t Buy
Municipal Bonds – Unique Asset Class
Default Rates
Yield Difference
Turnkey Operation Platform
Advantages of Our Bid Wanted System
Advantages of Our Clearing System
Preferred Custodian Settlement
Advantages of Same-Day Allocation
TSL’s Turnkey Operation Platform
Classifying Municipal Bonds
Revenue Municipal Bonds
Types of Revenue Municipal Bonds
Industrial Development Revenue Bonds
Lease-back Bonds
Special Tax Bonds
NHA/PHA Bonds
Moral Obligation Bonds
Municipal Notes
TANs/RANs
BANs
CLNs/GANs
Variable Rate Bonds/Notes
Build America Bonds
Double-Barreled Bonds
Bond Index Components
Open-end-Closed-end-Indenture
Sinking Fund
Bond Contracts
Bond Indenture
Official Statement
Bond Issuance Process
Analyzing GO Bonds
Analyzing Revenue Bonds
Debt Ratios
General Price Analysis of Municipal Bonds
Liquidity
Interest Rate Risk
Credit Risk
Coupon Risk
Maturity Risk
Municipal Bond Insurance
Municipal Bonds Unique Asset Class
Default Rates
What We Buy Currently
What We Normally Don’t Buy
Turnkey Operation Platform
Advantages of Our Bid Wanted System
Advantages of Our Clearing System
Preferred Custodian Settlement
Advantages of Same Day Allocation
Traditional Broker/Dealer Execution Flow
TSL's Turnkey Operation Platform
INDEX FUNDS
Total Asset Fund (TAF)
TAF® Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Additional Information
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
EVENTS
FIP
Event Schedule
TAM
Event Schedule
Total Asset Market (TAM sm) Presentation
TAF
Event Schedule
Total Asset Fund (TAF sm) Presentation
MVS
Event Schedule
Market Value Securities (MVS sm) Presentation
Featured Event
Calendar of Events
Events History
Investing During Uncertain Times
Read FULL Seminar Here
Tax-Free Income Seminar
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RSVP-Signup Form
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Capital One Financial
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Updated: 7:00 PM EDT, Mar 24, 2026
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The 10% Solution: Washington’s Radical Gambit to Rebuild the Credit Market
January 19, 2026
The American financial landscape is currently bracing for what many analysts are calling "Interest Rate Armageddon." As of mid-January 2026, a bipartisan legislative push to cap credit card interest...
Via
MarketMinute
Topics
Credit Cards
Economy
Government
Trump Shakes Financial Markets with Endorsement of Credit Card Competition Act
January 19, 2026
WASHINGTON, D.C. — In a move that has sent shockwaves through Wall Street and the payments industry, President Donald Trump officially endorsed the Credit Card Competition Act (CCCA) on January 13,...
Via
MarketMinute
Topics
Credit Cards
Fraud
Government
Trump’s Proposed 10% Credit Card Interest Cap Sends Shockwaves Through Wall Street
January 19, 2026
The financial sector faced a turbulent start to the week as President Donald Trump intensified his push for a federal 10% cap on credit card interest rates, a cornerstone of his populist economic...
Via
MarketMinute
Topics
Credit Cards
Economy
Government
Regulatory Storm Clouds: Trump’s Interest Rate Cap Proposal Sends American Express Shares Into a Tailspin
January 19, 2026
In a swift and sharp reaction to shifting political winds, shares of American Express (NYSE:AXP) plummeted more than 5% on January 12, 2026, as investors grappled with a dual-pronged regulatory threat...
Via
MarketMinute
Topics
Credit Cards
Economy
Government
The Great Defensive Pivot: Why Investors are Fleeing Banks for Big Box and Beverages in 2026
January 19, 2026
The global financial landscape as of January 19, 2026, is witnessing a dramatic reallocation of capital. Investors are rapidly rotating out of the once-favored financial services sector and into...
Via
MarketMinute
Topics
Credit Cards
Economy
Trump’s Populist Pivot: A 10% Interest Cap and the End of the Visa-Mastercard Duopoly?
January 19, 2026
WASHINGTON D.C. — In a series of sweeping policy declarations that have sent shockwaves through the financial corridors of Wall Street, President Trump has set the stage for a radical restructuring of...
Via
MarketMinute
Topics
Credit Cards
Economy
Fraud
Big Bank Stocks Slump as Earnings and Policy Shocks Hit Wall Street
January 19, 2026
NEW YORK — The third week of January 2026 has proven to be a sobering reality check for the U.S. financial sector. As of Monday, January 19, 2026, investors are still parsing a turbulent week that saw...
Via
MarketMinute
Topics
Credit Cards
Economy
Initial Public Offering
The 10% Ceiling: Wall Street Shudders as Populist Push to Cap Credit Card Rates Gains Steam
January 19, 2026
In a move that has sent shockwaves through the American financial sector, a bipartisan coalition of lawmakers and the White House have intensified their push for a federal 10% cap on credit card...
Via
MarketMinute
Topics
Credit Cards
Economy
Government
Bank of America Shares Retreat as Expense Growth and Waning Revenue Outlook Overshadow Earnings Beat
January 19, 2026
Investors sent shares of Bank of America (NYSE: BAC) tumbling 3.8% this week, a sharp reaction that underscored growing anxiety over the banking giant's ability to maintain its momentum in a cooling...
Via
MarketMinute
Topics
Artificial Intelligence
Credit Cards
Earnings
1 of Wall Street’s Favorite Stock on Our Watchlist and 2 We Question
January 18, 2026
The stocks in this article have caught Wall Street’s attention in a big way, with price targets implying returns above 20%. But investors should take these forecasts with a grain of salt because...
Via
StockStory
Is Capital One Stock Worth Owning Ahead Of Q4 Earnings?
↗
January 18, 2026
Capital One is scheduled to announce fourth-quarter and 2025 results on Jan. 22. Similar to the previous reported quarter, the company’s performance is expected to have been driven by its solid credit...
Via
Talk Markets
Topics
Credit Cards
With Financial Stocks Suddenly Tanking, Is Now the Time to Buy?
↗
January 17, 2026
Financial stocks are temporarily down, yet there may be good times ahead for the industry.
Via
The Motley Fool
Topics
Credit Cards
Government
The Payment Paradox: Record Profits Meet a Regulatory Reckoning for Visa and Mastercard
January 16, 2026
As of mid-January 2026, the global payment landscape is caught in a profound contradiction. While industry giants Visa (NYSE: V) and Mastercard (NYSE: MA) continue to report record-breaking revenues...
Via
MarketMinute
Topics
Credit Cards
Fraud
Law Enforcement
The Great Credit Reset: Wall Street Warns of Economic 'Clear-Cutting' as Trump Pushes 10% Interest Rate Cap
January 16, 2026
As the calendar turns toward late January 2026, a high-stakes standoff between the White House and the nation’s largest financial institutions has reached a breaking point. President Donald Trump has...
Via
MarketMinute
Topics
Credit Cards
Economy
Government
The 'Trump Put' and the Cult of Complacency: Why Wall Street Bets the Government Won't Let Markets Fail
January 16, 2026
As of mid-January 2026, the global financial landscape is dominated by a singular, pervasive belief: the "Trump Put." Much like the "Fed Put" of previous decades, investors have become increasingly...
Via
MarketMinute
Topics
Artificial Intelligence
Bonds
Credit Cards
The Battle for the Eccles Building: Federal Reserve Independence Under Siege as DOJ Targets Powell
January 16, 2026
The institutional bedrock of the American financial system is trembling as a historic confrontation between the White House and the Federal Reserve reaches a fever pitch. In mid-January 2026, the...
Via
MarketMinute
Topics
Bonds
Credit Cards
Economy
The Great Decoupling: Why Visa and Mastercard Are Rebounding Despite the 10% Interest Rate Cap Shock
January 16, 2026
The financial markets have spent the first two weeks of 2026 in a state of high-alert volatility, following a series of aggressive regulatory salvos aimed at the heart of the American credit industry....
Via
MarketMinute
Topics
Credit Cards
Fraud
Populist Punch: Trump’s 10% Credit Card Cap Proposal Jolts Wall Street as ‘Credit Desert’ Fears Loom
January 16, 2026
In a move that has sent shockwaves through the financial sector, President Donald Trump has reignited a contentious battle with the nation’s largest lenders by reaffirming his pledge to cap credit card...
Via
MarketMinute
Topics
Credit Cards
Government
The 10% Shockwave: President Trump’s Populist Interest Rate Cap Sends Wall Street Reeling
January 16, 2026
As the clock ticks toward the first anniversary of his return to the White House, President Donald Trump has reignited a firestorm across the financial services sector with a formal directive to cap...
Via
MarketMinute
Topics
Credit Cards
Government
President Donald Trump's Proposed 10% Interest Rate Cap on Credit Cards Could Have Unintended Consequences
↗
January 16, 2026
The president's planned cap on credit card interest rates might have some downsides.
Via
The Motley Fool
Topics
Credit Cards
Economy
Government
The 2026 Survival Kit: Gold, Defense, and Trash
↗
January 15, 2026
Via
MarketBeat
Regulatory "Perfect Storm" Sends Payment Giants Reeling: Visa and Mastercard Face Historic Slump
January 15, 2026
The global payments landscape was sent into a tailspin this week as a series of aggressive regulatory maneuvers and political shifts converged on the industry's dominant players. Visa (NYSE: V) saw its...
Via
MarketMinute
Topics
Brexit
Credit Cards
Fraud
The Populist Pivot: Trump’s Endorsement of Credit Card Reform Sends Shockwaves Through Wall Street
January 15, 2026
In a move that has sent the shares of the world’s largest payment processors into a tailspin, President Donald Trump officially threw his weight behind the Credit Card Competition Act (CCCA) on January...
Via
MarketMinute
Topics
Credit Cards
Economy
Government
Populist Shock: Trump’s Imminent 10% Credit Card Rate Cap Sends Shockwaves Through Wall Street
January 15, 2026
As President Donald Trump approaches the first anniversary of his second term, a revived campaign promise has sent the financial sector into a tailspin. With a self-imposed deadline of January 20,...
Via
MarketMinute
Topics
Credit Cards
Government
Lawsuit
Big Banks Are Already Flashing Glaring Warning Signs About Trump's 10% Credit Card Cap
↗
January 15, 2026
Execs warn the proposed limit on credit card interest rates could have a $100 billion impact on banks and "unintended consequences."
Via
The Motley Fool
Topics
Credit Cards
Government
Is Chime Financial (CHYM) a Millionaire Maker Stock?
↗
January 15, 2026
This fintech company hasn't impressed too many investors since its IPO.
Via
The Motley Fool
Topics
Credit Cards
Initial Public Offering
1 Financials Stock to Keep an Eye On and 2 We Avoid
January 14, 2026
Financial providers use their expertise in capital allocation and risk assessment to help facilitate economic growth while offering consumers and businesses essential financial services. But worries...
Via
StockStory
Topics
Credit Cards
Regulatory Compliance
Stocks
Wall Street’s Divergent Resilience: Financials Defy Broader S&P 500 Earnings Slump
January 14, 2026
As the first quarter of 2026 unfolds, a striking divergence has emerged within the American equity markets. While the broader S&P 500 has faced a wave of downward earnings revisions amidst cooling...
Via
MarketMinute
Topics
Artificial Intelligence
Credit Cards
Economy
The 10% Shock: Wall Street Reels as Proposed Interest Rate Cap Threatens to Redefine American Credit
January 14, 2026
The U.S. banking sector is facing its most significant regulatory upheaval in decades as a bipartisan push to cap credit card interest rates at 10% gains sudden, aggressive momentum in Washington. This...
Via
MarketMinute
Topics
Credit Cards
Economy
Government
Volatility as a Virtue: Bank of America Trading Revenue Surges 10% to $4.5 Billion in Q4 Beat
January 14, 2026
In a quarter defined by shifting political tides and a high-stakes "reality check" for the technology sector, Bank of America (NYSE: BAC) delivered a fourth-quarter earnings report that underscored the...
Via
MarketMinute
Topics
Artificial Intelligence
Credit Cards
Derivatives
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