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home
about us
Investment Approach
Client Service Approach
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Value Proposition
Team Biographies
Firm ADV PDFs
Form CRS
Firm Brochure-Part 2A of Form ADV
Brochure Supplement Amit Stavinsky
Brochure Supplement Frank Parks
Brochure Supplement Dominick Savo
Brochure Supplement Richard Mason
Brochure Supplement Joe Estes
Brochure Supplement Jonathan Ezra
Statement Of Financial Strength
Job Opportunities
Tamar Advisors
Own Your Practice
Letter to Clients
member log-in
contact us
PRODUCTS
Fixed Income Portfolio (FIP)
FIP Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Total Asset Market (TAM)
TAM sm Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Total Asset Fund (TAF)
TAF sm Program
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Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Market Value Securities (MVS)
MVS Program
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Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Total Asset Value (TAV)
TAV Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Municipal Bonds
Taxable Bonds
Par, Premium, and Discount Bonds
Rating and Analyzing Bonds
Refunding & Pre-refunding
Bond Yields
Yield Curve
Secured Bonds
Mortgage Bonds
Unsecured Bonds
Debentures
Subordinated Debentures
Zero-Coupon Bonds
Convertible Bonds
High Yield Dividend Stocks
Independent Money Managers
Fees & Compensation
Corporate Cash Management
Fees & Compensation
Estate Planning
Financial Planning
Client Service Approach
Client's Responsibilities
Fees
Implementation
Legal Services
Termination
Professional Alliance Network
Client Service Approach
Client's Responsibilities
Fees
Implementation
Legal Services
Termination
MUNICIPAL BONDS
Municipal Bond Presentation
About Us
The Management
Global Asset Allocation Products
FIP Program
Classifying Municipal Bonds
Revenue Bonds
Credit Factors Affecting General Obligation Bonds
Credit Factors Affecting the Quality of Local Municipal Bonds
Analyzing the Credit Quality of General Obligation Bonds
Analyzing the Credit Quality of Revenue Municipal Bonds
What We Normally Buy
What We Normally Don’t Buy
Municipal Bonds – Unique Asset Class
Default Rates
Yield Difference
Turnkey Operation Platform
Advantages of Our Bid Wanted System
Advantages of Our Clearing System
Preferred Custodian Settlement
Advantages of Same-Day Allocation
TSL’s Turnkey Operation Platform
Classifying Municipal Bonds
Revenue Municipal Bonds
Types of Revenue Municipal Bonds
Industrial Development Revenue Bonds
Lease-back Bonds
Special Tax Bonds
NHA/PHA Bonds
Moral Obligation Bonds
Municipal Notes
TANs/RANs
BANs
CLNs/GANs
Variable Rate Bonds/Notes
Build America Bonds
Double-Barreled Bonds
Bond Index Components
Open-end-Closed-end-Indenture
Sinking Fund
Bond Contracts
Bond Indenture
Official Statement
Bond Issuance Process
Analyzing GO Bonds
Analyzing Revenue Bonds
Debt Ratios
General Price Analysis of Municipal Bonds
Liquidity
Interest Rate Risk
Credit Risk
Coupon Risk
Maturity Risk
Municipal Bond Insurance
Municipal Bonds Unique Asset Class
Default Rates
What We Buy Currently
What We Normally Don’t Buy
Turnkey Operation Platform
Advantages of Our Bid Wanted System
Advantages of Our Clearing System
Preferred Custodian Settlement
Advantages of Same Day Allocation
Traditional Broker/Dealer Execution Flow
TSL's Turnkey Operation Platform
INDEX FUNDS
Total Asset Fund (TAF)
TAF® Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Additional Information
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
EVENTS
FIP
Event Schedule
TAM
Event Schedule
Total Asset Market (TAM sm) Presentation
TAF
Event Schedule
Total Asset Fund (TAF sm) Presentation
MVS
Event Schedule
Market Value Securities (MVS sm) Presentation
Featured Event
Calendar of Events
Events History
Investing During Uncertain Times
Read FULL Seminar Here
Tax-Free Income Seminar
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Target Corp
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-0.29 (-0.25%)
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Updated: 7:00 PM EDT, Mar 16, 2026
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US Consumer Confidence Surprises with Rise to 91.2 in February 2026
February 25, 2026
The American consumer is proving more resilient than many on Wall Street dared to hope. In a surprise turn of events, the Conference Board reported on February 25, 2026, that its Consumer Confidence...
Via
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Judicial Checkmate: Supreme Court Strikes Down Emergency Tariffs as White House Pivots to 10% Global Surcharge
February 25, 2026
In a landmark decision that has sent shockwaves through the global trade ecosystem, the Supreme Court ruled 6-3 on February 20, 2026, to strike down the White House’s "Liberation Day" emergency tariff...
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Retail’s New Frontier: How Walmart’s $1 Trillion AI Transformation Is Rewriting the Rules of the Supply Chain
February 25, 2026
BENTONVILLE, AR — As of February 25, 2026, the retail landscape has reached a historic turning point. Walmart (NYSE: WMT) has officially crossed the $1 trillion market capitalization threshold, a...
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S&P 7,000: Wall Street’s Glass Ceiling Shatters Amidst a New Era of Policy Volatility
February 24, 2026
On January 28, 2026, the financial world witnessed a historic milestone as the S&P 500 Index (NYSEARCA: SPY) breached the 7,000-point threshold for the first time in history. Reaching an intraday high...
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The $500 Billion Windfall: 'One Big Beautiful Bill' Triggers Historic February Tax Refund Surge
February 24, 2026
As the final week of February 2026 unfolds, a massive wave of capital is beginning to flood the U.S. economy, marking the start of what economists are calling the "Spring of Stimulus." Following the...
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MarketMinute
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Supreme Court Strikes Down IEEPA Tariffs, Mandating Billions in Immediate Rebates
February 24, 2026
In a seismic shift for global trade and constitutional law, the Supreme Court of the United States ruled on February 20, 2026, that the executive branch lacks the authority to unilaterally impose...
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The OBBBA 'Refund Ripple': How a Retroactive Tax Windfall is Fueling a 2026 Consumer Surge
February 24, 2026
NEW YORK — As the calendar turns to late February 2026, the American consumer is proving to be more resilient than many economists predicted just six months ago. The catalyst for this unexpected...
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Walmart’s $190B ‘Beat and Raise’ Signals a Tax-Fueled Retail Renaissance
February 24, 2026
As the dust settles on Walmart's (NYSE: WMT) blockbuster fourth-quarter earnings report, the retail giant has not only exceeded market expectations but has also set the stage for what analysts are...
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MarketMinute
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Treasury Resilience: TLT Defies Dollar Devaluation and Global Unrest in Surprising Breakout
February 24, 2026
As of February 24, 2026, the fixed-income market is witnessing a historic anomaly that has confounded traditional macroeconomic models. The iShares 20+ Year Treasury Bond ETF (NASDAQ: TLT) is holding...
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Global Trade Fractures as EU and India Pivot Away from U.S. Following New Tariff Surcharge
February 24, 2026
In a dramatic escalation of international trade tensions, the global economic order has been thrown into disarray this week following a series of rapid-fire developments in Washington D.C. On February...
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MarketMinute
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Electric Vehicles
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The 150-Day Squeeze: Trump Pivots to Section 122 After Supreme Court Blocks Emergency Tariff Powers
February 24, 2026
WASHINGTON, D.C. — In a dramatic reshuffling of global trade policy, the Trump administration has officially transitioned its sweeping tariff regime to the "Balance-of-Payments" authority under Section...
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MarketMinute
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SCOTUS Shatters Trade Status Quo: IEEPA Tariff Strike-Down Triggers $175 Billion Legal Firestorm
February 24, 2026
In a landmark decision that has sent shockwaves through global supply chains and the halls of power in Washington, the U.S. Supreme Court ruled 6–3 on February 20, 2026, in Learning Resources, Inc. v....
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MarketMinute
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Trump Pivots to Section 122 After SCOTUS Stuns Trade Policy: A 150-Day Countdown Begins
February 24, 2026
In a dramatic shift that has sent shockwaves through global markets, President Trump has announced a new 15% global tariff surcharge, invoking the seldom-used Section 122 of the Trade Act of 1974. The...
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MarketMinute
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Economy
Government
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Tariff Whiplash: Markets Brace as Section 122 Global Import Duties Take Effect
February 24, 2026
The global trade landscape underwent a seismic shift at 12:01 a.m. EST on February 24, 2026, as the United States officially implemented a 10% global import tariff under Section 122 of the Trade Act of...
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MarketMinute
Topics
Artificial Intelligence
Derivatives
Economy
SCOTUS Reins in Executive Trade Power: Learning Resources Ruling Sparks $200B Refund Hope and Market Surge
February 24, 2026
In a monumental decision that has sent shockwaves through global capitals and Wall Street trading floors, the Supreme Court ruled 6-3 on February 20, 2026, that the President cannot use the...
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MarketMinute
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Economy
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Policy Chaos Ignites Precious Metals: Gold Hits $5,200 and Silver Tops $85 Following Landmark Supreme Court Tariff Ruling
February 24, 2026
In a week defined by unprecedented institutional friction and market volatility, precious metals have surged to historic highs as investors flee toward safe-haven assets. The catalyst for this dramatic...
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MarketMinute
Topics
ETFs
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Global Trade in Deep Freeze: Backlash Intensifies as Trump Pivot to 15% Universal Surcharge Ignites "Customs Chaos"
February 23, 2026
WASHINGTON, D.C. — The global trading order has descended into a state of unprecedented paralysis this week as the Trump administration’s sudden pivot to a 15% universal import surcharge triggered an...
Via
MarketMinute
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Economy
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World Trade
Supreme Court Curbs Executive Power in Landmark 6-3 Ruling Against Emergency IEEPA Tariffs
February 23, 2026
The United States Supreme Court delivered a stunning blow to the administration’s trade agenda on Friday, February 20, 2026, striking down the use of the International Emergency Economic Powers Act...
Via
MarketMinute
Topics
Government
World Trade
Yields Retreat as 'Tariff Chaos' Triggers Massive Flight to Quality Following Supreme Court Ruling
February 23, 2026
The global financial markets are reeling this Monday, February 23, 2026, as a historic "tariff whiplash" has sent the benchmark 10-year Treasury yield tumbling to its lowest level in three months. In a...
Via
MarketMinute
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Bonds
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Walmart’s Record Earnings vs. The Tariff Cliff: A Bellwether’s Warning for the US Consumer
February 23, 2026
The retail world is currently processing a whirlwind of data after Walmart Inc. (NYSE: WMT) released its fourth-quarter fiscal 2026 earnings on February 19, 2026. The report, which surpassed analyst...
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MarketMinute
Topics
Artificial Intelligence
Earnings
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Trump Pivots to Historic 'Section 122' Authority After SCOTUS Strikes Down Emergency Tariffs; Dow Falls 1.4%
February 23, 2026
In a weekend move that has sent shockwaves through global markets, President Donald Trump announced a new 15% global import surcharge, invoking the long-dormant Section 122 of the Trade Act of 1974....
Via
MarketMinute
Topics
Artificial Intelligence
Economy
Government
Supreme Court Strikes Down Executive Tariff Authority: A Seismic Shift for Global Trade and US Markets
February 23, 2026
In a landmark 6–3 decision that has sent shockwaves through the global economy, the United States Supreme Court ruled on February 20, 2026, that the President cannot unilaterally impose sweeping...
Via
MarketMinute
Topics
Economy
Government
Immigration
Inflation’s Stubborn Grip: PCE Data Crushes 2026 Rate Cut Hopes as Markets Reeling
February 23, 2026
The dream of a "pivot" to lower interest rates in early 2026 has been dealt a staggering blow following the release of the latest Personal Consumption Expenditures (PCE) price index. On February 23,...
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MarketMinute
Topics
Artificial Intelligence
Bonds
Economy
Walgreens Accelerates Restructuring as Sycamore Partners Intensifies Store Closures and Corporate Layoffs
February 23, 2026
DEERFIELD, IL — February 23, 2026 — In a move that underscores the continued volatility of the American retail pharmacy landscape, the newly private Walgreens Boots Alliance has announced a significant...
Via
MarketMinute
Global Trade Shock: Trump Pivots to Section 122 Emergency Tariffs After Supreme Court Strikes Down Reciprocity Framework
February 23, 2026
WASHINGTON D.C. — In a weekend that has fundamentally reshaped the American economic landscape, President Trump has officially signed an executive proclamation raising global tariffs to a uniform 15%....
Via
MarketMinute
Topics
Artificial Intelligence
Economy
Energy
Trump Defies Supreme Court with 15% Global Tariff: A High-Stakes Legal Gambit
February 23, 2026
In a weekend that has sent shockwaves through global financial centers, President Donald Trump has signed a sweeping executive order imposing a 15% across-the-board global tariff. This move, announced...
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MarketMinute
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Government
Law Enforcement
Lawsuit
Nike, Target, and Home Depot Stocks Just Got a Massive Win From the Supreme Court. Here's What Investors Need to Know.
↗
February 23, 2026
A lot of companies hit hard by tariffs could get back on track under a kinder climate.
Via
The Motley Fool
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Walmart Beats Earnings Expectations but Signals Growing Economic Fracture Among U.S. Shoppers
February 20, 2026
In a highly anticipated financial disclosure released this week, retail giant Walmart Inc. (NYSE:WMT) reported fourth-quarter earnings that surpassed Wall Street’s expectations on both the top and...
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MarketMinute
Topics
Artificial Intelligence
Earnings
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A Changing of the Guard: Amazon Topples Walmart as the World’s Revenue King
February 20, 2026
In a watershed moment for the global retail industry, Amazon.com Inc. (NASDAQ: AMZN) has officially surpassed Walmart Inc. (NYSE: WMT) in annual revenue for the first time in history. For decades,...
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MarketMinute
Topics
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U.S. Q4 GDP Misses Expectations: The 1.4% Growth Slump and the 2026 Outlook
February 20, 2026
The United States economy hit a significant speed bump in the final stretch of 2025, with Fourth Quarter Gross Domestic Product (GDP) growing at a lackluster 1.4% annualized rate. The figure, released...
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MarketMinute
Topics
Artificial Intelligence
Economy
Regulatory Compliance
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