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home
about us
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Brochure Supplement Amit Stavinsky
Brochure Supplement Frank Parks
Brochure Supplement Dominick Savo
Brochure Supplement Richard Mason
Brochure Supplement Joe Estes
Brochure Supplement Jonathan Ezra
Statement Of Financial Strength
Job Opportunities
Tamar Advisors
Own Your Practice
Letter to Clients
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contact us
PRODUCTS
Fixed Income Portfolio (FIP)
FIP Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Total Asset Market (TAM)
TAM sm Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
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TAF sm Program
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Quarterly Performance Reports
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Back Dated Performance Reports
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TAV Program
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Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Municipal Bonds
Taxable Bonds
Par, Premium, and Discount Bonds
Rating and Analyzing Bonds
Refunding & Pre-refunding
Bond Yields
Yield Curve
Secured Bonds
Mortgage Bonds
Unsecured Bonds
Debentures
Subordinated Debentures
Zero-Coupon Bonds
Convertible Bonds
High Yield Dividend Stocks
Independent Money Managers
Fees & Compensation
Corporate Cash Management
Fees & Compensation
Estate Planning
Financial Planning
Client Service Approach
Client's Responsibilities
Fees
Implementation
Legal Services
Termination
Professional Alliance Network
Client Service Approach
Client's Responsibilities
Fees
Implementation
Legal Services
Termination
MUNICIPAL BONDS
Municipal Bond Presentation
About Us
The Management
Global Asset Allocation Products
FIP Program
Classifying Municipal Bonds
Revenue Bonds
Credit Factors Affecting General Obligation Bonds
Credit Factors Affecting the Quality of Local Municipal Bonds
Analyzing the Credit Quality of General Obligation Bonds
Analyzing the Credit Quality of Revenue Municipal Bonds
What We Normally Buy
What We Normally Don’t Buy
Municipal Bonds – Unique Asset Class
Default Rates
Yield Difference
Turnkey Operation Platform
Advantages of Our Bid Wanted System
Advantages of Our Clearing System
Preferred Custodian Settlement
Advantages of Same-Day Allocation
TSL’s Turnkey Operation Platform
Classifying Municipal Bonds
Revenue Municipal Bonds
Types of Revenue Municipal Bonds
Industrial Development Revenue Bonds
Lease-back Bonds
Special Tax Bonds
NHA/PHA Bonds
Moral Obligation Bonds
Municipal Notes
TANs/RANs
BANs
CLNs/GANs
Variable Rate Bonds/Notes
Build America Bonds
Double-Barreled Bonds
Bond Index Components
Open-end-Closed-end-Indenture
Sinking Fund
Bond Contracts
Bond Indenture
Official Statement
Bond Issuance Process
Analyzing GO Bonds
Analyzing Revenue Bonds
Debt Ratios
General Price Analysis of Municipal Bonds
Liquidity
Interest Rate Risk
Credit Risk
Coupon Risk
Maturity Risk
Municipal Bond Insurance
Municipal Bonds Unique Asset Class
Default Rates
What We Buy Currently
What We Normally Don’t Buy
Turnkey Operation Platform
Advantages of Our Bid Wanted System
Advantages of Our Clearing System
Preferred Custodian Settlement
Advantages of Same Day Allocation
Traditional Broker/Dealer Execution Flow
TSL's Turnkey Operation Platform
INDEX FUNDS
Total Asset Fund (TAF)
TAF® Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Additional Information
Sample Portfolio
Back Dated Performance Reports
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Event Schedule
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Total Asset Market (TAM sm) Presentation
TAF
Event Schedule
Total Asset Fund (TAF sm) Presentation
MVS
Event Schedule
Market Value Securities (MVS sm) Presentation
Featured Event
Calendar of Events
Events History
Investing During Uncertain Times
Read FULL Seminar Here
Tax-Free Income Seminar
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RSVP-Signup Form
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The Master of the Microscopic: ASML and the Future of AI
January 28, 2026
Published: January 28, 2026 Introduction As the global economy grapples with the accelerating transition to Artificial Intelligence, one company remains the undisputed gatekeeper of the digital...
Via
Finterra
Topics
Artificial Intelligence
Earnings
Economy
ADP’s Fiscal 2026 Resurgence: Inside the ‘Sleepy Giant’s’ 11% EPS Growth and Tech Pivot
January 28, 2026
In the complex machinery of the global economy, few companies are as foundational yet understated as Automatic Data Processing, Inc. (NASDAQ: ADP). As of today, January 28, 2026, ADP has once again...
Via
Finterra
Topics
Artificial Intelligence
Economy
Retirement
The Intelligence Utility: A Deep Dive into Meta Platforms (META) in 2026
January 28, 2026
Date: January 28, 2026 Introduction As we enter the early weeks of 2026, Meta Platforms, Inc. (NASDAQ: META) finds itself at a pivotal crossroads that echoes the magnitude of its 2021 rebranding. No...
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Finterra
Topics
Artificial Intelligence
The Frictionless Engine: A Deep Dive into Synchrony Financial (SYF) in 2026
January 28, 2026
Date: January 28, 2026 Introduction In the high-stakes world of consumer credit, few names command as much quiet authority as Synchrony Financial (NYSE: SYF). As the largest provider of private-label...
Via
Finterra
Topics
Artificial Intelligence
Credit Cards
Economy
The Quiet Compounder’s Reckoning: A Deep Dive into Roper Technologies (ROP)
January 28, 2026
In the high-stakes world of the S&P 500, few companies have mastered the art of the "quiet compounder" as effectively as Roper Technologies, Inc. (NYSE: ROP). Long known as the textbook example of a...
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Finterra
Topics
Artificial Intelligence
Earnings
Economy
PACCAR Inc (PCAR): A Century of Profitability Meets the Autonomous Frontier
January 28, 2026
As of January 28, 2026, PACCAR Inc (NASDAQ: PCAR) stands at a pivotal crossroads between industrial tradition and a high-tech future. For over a century, the Bellevue-based manufacturer has been the...
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Finterra
Topics
Earnings
Emissions
Energy
The Omaha Giant at a Crossroads: A 2026 Deep-Dive into Union Pacific Corporation (UNP)
January 28, 2026
Today’s Date: January 28, 2026 Introduction As we enter the first quarter of 2026, Union Pacific Corporation (NYSE: UNP) finds itself at the center of the most significant upheaval in the North...
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Finterra
Topics
Economy
Energy
World Trade
Profits Over Hype: Why Corporate Earnings Now Drive 84% of S&P 500 Gains
January 28, 2026
As the S&P 500 continues its ascent in early 2026, a fundamental shift has quietly redefined the mechanics of the bull market. For years, skeptics pointed to "multiple expansion"—the phenomenon where...
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MarketMinute
Topics
Artificial Intelligence
Earnings
Economy
The Federal Reserve’s Strategic Plateau: Why the FOMC is Holding the Line at 3.5%
January 28, 2026
In a move that underscored the complexity of the current "Great Normalization" era, the Federal Reserve concluded its first meeting of 2026 by electing to hold the federal funds rate steady at the...
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MarketMinute
Topics
Artificial Intelligence
Bonds
Economy
Deep Dive: Lam Research Corporation (LRCX) – The Architect of the AI Era
January 28, 2026
As of January 28, 2026, the global semiconductor industry finds itself at a pivotal crossroads. While the "AI Gold Rush" of 2023–2024 has matured, the infrastructure required to sustain the next...
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Finterra
Topics
Artificial Intelligence
Earnings
Economy
The Memory King: A Deep Dive into Micron Technology’s AI-Driven Supercycle
January 28, 2026
Today’s Date: January 28, 2026 Introduction As of January 2026, the global technology landscape is undergoing a fundamental shift, moving from the "AI experimentation" phase of 2023–2024 into a...
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Finterra
Topics
Artificial Intelligence
Bankruptcy
Economy
BlackRock’s New Covered Call Bitcoin ETF Is Another Red Flag for a Dangerous Investing Trend
January 28, 2026
The product glut in covered call ETFs is downright dangerous. Here’s why.
Via
Barchart.com
Topics
Artificial Intelligence
ETFs
The Analog Architect: Why 2026 is the “Harvest Year” for Texas Instruments
January 28, 2026
As the global semiconductor industry enters a new era of domestic resilience and advanced manufacturing, few companies stand at a more significant crossroads than Texas Instruments Incorporated...
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Finterra
Topics
Artificial Intelligence
Economy
Electric Vehicles
Defending the High Ground: A 2026 Deep Dive into Northrop Grumman (NOC)
January 28, 2026
Date: January 28, 2026 Introduction As we enter the first quarter of 2026, Northrop Grumman Corporation (NYSE: NOC) stands as a cornerstone of the Western defense architecture. Amidst a geopolitical...
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Finterra
Topics
Economy
The Glass Architect of the AI Era: A Deep Dive into Corning Incorporated (NYSE: GLW)
January 28, 2026
Introduction As of January 28, 2026, Corning Incorporated (NYSE: GLW) has transformed from a steady, century-old materials science firm into a high-octane growth engine for the generative AI...
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Finterra
Topics
Artificial Intelligence
Emissions
Intellectual Property
A Fed Pause Is Priced In. Here’s The ‘Wild Card’ That Investors Are Watching
↗
January 28, 2026
In his latest note, Jeremy Siegel expects the FOMC meeting to be uneventful, with no changes to the dot plot or the central bank’s monetary policy.
Via
Stocktwits
Topics
Economy
Stocks
The Value Stock Big-Money Managers Are Quietly Buying
↗
January 27, 2026
Is it time to follow the smart money's lead?
Via
The Motley Fool
Topics
Artificial Intelligence
Regulatory Compliance
The Artificial Intelligence (AI) Stock Wall Street Insiders Are Quietly Buying
↗
January 27, 2026
Wall Street firms are buying Tesla stock amid the company's robotaxi rollout.
Via
The Motley Fool
Topics
Artificial Intelligence
BlackRock Elects Gregg Lemkau to Board of Directors
January 27, 2026
From
BlackRock
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Business Wire
Shaker Financial Sells $3.4 Million HYT Shares, According to Recent SEC Filing
↗
January 27, 2026
BlackRock Corporate High Yield Fund invests in below investment grade bonds, targeting enhanced income for fixed income portfolios.
Via
The Motley Fool
Topics
Bonds
Regulatory Compliance
The $100 Billion AI Gamble: Microsoft Braces for High-Stakes Earnings Report
January 27, 2026
As the closing bell approaches on January 27, 2026, the global financial community has fixed its gaze on Redmond. Tomorrow, Microsoft (NASDAQ: MSFT) is scheduled to release its fiscal second-quarter...
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MarketMinute
Topics
Artificial Intelligence
Economy
The Fed’s Crossroads: Markets Brace for Tomorrow’s FOMC Verdict and Powell’s 2026 Blueprint
January 27, 2026
On the eve of the Federal Open Market Committee’s (FOMC) first policy decision of 2026, a heavy silence has fallen over Wall Street. As of today, January 27, 2026, investors are positioning themselves...
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MarketMinute
Topics
Artificial Intelligence
Bonds
Credit Cards
The Small-Cap Surge: Fed’s Move to 3.50% Range Sparks Relief for Debt-Heavy Russell 2000 Firms
January 27, 2026
As the Federal Reserve stabilizes interest rates in the 3.50% to 3.75% target range this January 2026, a significant shift is rippling through the equity markets, favoring the long-overlooked small-cap...
Via
MarketMinute
Topics
Bonds
ETFs
Economy
The Goldilocks Recovery: US GDP Hits 4.4% as 'Soft Landing' Narrative Takes Flight
January 27, 2026
The United States economy has defied the skeptics once again, reporting a robust 4.4% annualized growth rate for the third quarter of 2025. This significant beat, revealed in delayed data released this...
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MarketMinute
Topics
Artificial Intelligence
Credit Cards
Economy
The Six-Figure Ceiling: Why Prediction Markets Are Cooling on Bitcoin’s $100,000 Breakout
January 27, 2026
As the final week of January 2026 unfolds, the euphoric "Bitcoin $100K" mantra that dominated New Year’s headlines is meeting a harsh reality check. Just two weeks ago, Bitcoin (BTC) stood on the...
Via
PredictStreet
Topics
ETFs
Economy
World Trade
Bitcoin’s $100,000 Dreams Deferred: Market Reels as BTC Plummets to Three-Month Low Near $92,400
January 27, 2026
The digital asset market faced a harsh reality check this week as Bitcoin (BTC) shed months of gains, tumbling to a three-month low near $92,400. The plunge, which caught many over-leveraged traders...
Via
MarketMinute
Topics
Artificial Intelligence
ETFs
Economy
Steel Titan: A Deep Dive into Nucor Corp’s (NUE) Industrial Dominance and 2026 Outlook
January 27, 2026
On January 27, 2026, the industrial landscape of the United States stands at a crossroads of technological evolution and geopolitical shifts. At the center of this transformation is Nucor Corporation...
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Finterra
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Bankruptcy
Economy
Emissions
Steeled for Transition: A Deep-Dive Analysis of Steel Dynamics (STLD)
January 27, 2026
Introduction As of January 27, 2026, the industrial landscape in the United States stands at a crossroads of infrastructure renewal and decarbonization. At the center of this transformation is Steel...
Via
Finterra
Topics
Earnings
Economy
Emissions
American Airlines (AAL): Navigating the Centennial Strategic Correction
January 27, 2026
As of January 27, 2026, American Airlines Group Inc. (NASDAQ: AAL) finds itself at a pivotal crossroads, navigating a duality of financial outcomes that has left Wall Street both cautious and...
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Finterra
Topics
Bankruptcy
Credit Cards
World Trade
RTX Corporation: The $250 Billion Backlog and the Dawn of the 2026 Rearmament Super-Cycle
January 27, 2026
January 27, 2026 RTX Corporation (NYSE: RTX), the global aerospace and defense titan formerly known as Raytheon Technologies, is entering a new era of operational clarity and financial dominance. After...
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Finterra
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Artificial Intelligence
Earnings
Economy
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