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Brochure Supplement Joe Estes
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Tamar Advisors
Own Your Practice
Letter to Clients
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contact us
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Fixed Income Portfolio (FIP)
FIP Program
Services, Fees and Compensation
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Back Dated Performance Reports
Quarterly Performance Reports
Total Asset Market (TAM)
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Back Dated Performance Reports
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Municipal Bonds
Taxable Bonds
Par, Premium, and Discount Bonds
Rating and Analyzing Bonds
Refunding & Pre-refunding
Bond Yields
Yield Curve
Secured Bonds
Mortgage Bonds
Unsecured Bonds
Debentures
Subordinated Debentures
Zero-Coupon Bonds
Convertible Bonds
High Yield Dividend Stocks
Independent Money Managers
Fees & Compensation
Corporate Cash Management
Fees & Compensation
Estate Planning
Financial Planning
Client Service Approach
Client's Responsibilities
Fees
Implementation
Legal Services
Termination
Professional Alliance Network
Client Service Approach
Client's Responsibilities
Fees
Implementation
Legal Services
Termination
MUNICIPAL BONDS
Municipal Bond Presentation
About Us
The Management
Global Asset Allocation Products
FIP Program
Classifying Municipal Bonds
Revenue Bonds
Credit Factors Affecting General Obligation Bonds
Credit Factors Affecting the Quality of Local Municipal Bonds
Analyzing the Credit Quality of General Obligation Bonds
Analyzing the Credit Quality of Revenue Municipal Bonds
What We Normally Buy
What We Normally Don’t Buy
Municipal Bonds – Unique Asset Class
Default Rates
Yield Difference
Turnkey Operation Platform
Advantages of Our Bid Wanted System
Advantages of Our Clearing System
Preferred Custodian Settlement
Advantages of Same-Day Allocation
TSL’s Turnkey Operation Platform
Classifying Municipal Bonds
Revenue Municipal Bonds
Types of Revenue Municipal Bonds
Industrial Development Revenue Bonds
Lease-back Bonds
Special Tax Bonds
NHA/PHA Bonds
Moral Obligation Bonds
Municipal Notes
TANs/RANs
BANs
CLNs/GANs
Variable Rate Bonds/Notes
Build America Bonds
Double-Barreled Bonds
Bond Index Components
Open-end-Closed-end-Indenture
Sinking Fund
Bond Contracts
Bond Indenture
Official Statement
Bond Issuance Process
Analyzing GO Bonds
Analyzing Revenue Bonds
Debt Ratios
General Price Analysis of Municipal Bonds
Liquidity
Interest Rate Risk
Credit Risk
Coupon Risk
Maturity Risk
Municipal Bond Insurance
Municipal Bonds Unique Asset Class
Default Rates
What We Buy Currently
What We Normally Don’t Buy
Turnkey Operation Platform
Advantages of Our Bid Wanted System
Advantages of Our Clearing System
Preferred Custodian Settlement
Advantages of Same Day Allocation
Traditional Broker/Dealer Execution Flow
TSL's Turnkey Operation Platform
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Total Asset Fund (TAF)
TAF® Program
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Additional Information
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Event Schedule
Total Asset Fund (TAF sm) Presentation
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Event Schedule
Market Value Securities (MVS sm) Presentation
Featured Event
Calendar of Events
Events History
Investing During Uncertain Times
Read FULL Seminar Here
Tax-Free Income Seminar
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Vanguard Extended Market ETF
(NY:
VXF
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208.22
+0.99 (+0.48%)
Official Closing Price
Updated: 8:00 PM EDT, Apr 2, 2026
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Better Choice Stock Surges Ahead of Q4 Earnings: Retail Sentiment Turns Upbeat
↗
March 27, 2025
Sentiment on Stocktwits turned ‘bullish’ on Wednesday compared to ‘bearish’ a week ago.
Via
Stocktwits
Vivani Medical Announces Promising Preclinical Weight Loss Data For Its Semaglutide Implant: Retail Sentiment Soars
↗
March 26, 2025
The company said on Wednesday that a single administration of the implant in healthy rats resulted in 20% lower body weight through a 91-day treatment period as compared to a control group that...
Via
Stocktwits
Vertiv Stock Slides After TD Cowen Flags Slower Data Center Equipment Purchasing As Negative For Company — But Retail’s Optimistic
↗
March 26, 2025
TD Cowen reportedly added that hyperscale redesigns for higher densities are slowing down DC equipment purchasing, which the firm views negatively for orders in the first half of 2025 for Vertiv.
Via
Stocktwits
Allurion Stock Tumbles Over Disappointing Quarterly Earnings, Revenue Guidance – But Retail’s Not Concerned
↗
March 26, 2025
Allurion attributed the fall in Q4 revenue to a temporary suspension of sales in France, coupled with macroeconomic headwinds in certain markets, which caused lower reorder rates.
Via
Stocktwits
REX Stock Draws Investor Attention After Q4 Earnings, Revenue Top Wall Street Estimates: Retail’s On Wait-And-Watch Mode
↗
March 26, 2025
CEO Zafar Rizvi acknowledged the weaker crush spread environment, similar to what was seen during the fourth quarter, continuing into the first quarter of 2025.
Via
Stocktwits
Smithfield Foods Stock Slips Despite Q4 Earnings Beat: Retail Bearishness Softens
↗
March 26, 2025
The company saw record profits in its Packaged Meats segment, growth in Fresh Pork segment and a $600 million increase in Hog Production segment profitability.
Via
Stocktwits
Mobileye Sees Highest Spike In Auto Retail Chatter As Stock Jumps On Volkswagen Tie-Up
↗
March 26, 2025
Volkswagen is partnering with Valeo and Mobileye to enhance its driver assistance systems to Level 2+ in upcoming models built on the MQB platform.
Via
Stocktwits
Tenon Medical Stock Rockets Nearly 4x, Leads Retail Follower Surge In Healthcare: What's Driving The Hype?
↗
March 25, 2025
The medical device company said that the FDA had cleared its Catamaran SI Joint Fusion System for expanded use in augmenting thoracolumbar fusion.
Via
Stocktwits
Corvus Pharma Stock Dips On Bigger-Than-Feared Q4 Loss, But Retail’s Faith Grows Stronger
↗
March 25, 2025
Research and development expenses in the reported quarter rose by $2 million, primarily due to increased spending on the soquelitinib clinical trial for T-cell lymphoma.
Via
Stocktwits
Lemonade Draws Retail Cheer On $1B In Force Premium Milestone, Announces Launch Of Lemonade Car in Colorado
↗
March 25, 2025
Lemonade achieved the IFP milestone in 8.5 years of selling its first policy, marking an approximate 150% compound annual growth rate.
Via
Stocktwits
Affirm Holdings Deepens Agreement With JP Morgan Payments — Retail Sentiment Dips But Stays Bullish
↗
March 25, 2025
The agreement will make Affirm’s solutions available to J.P. Morgan Payments’ network of merchants and enable U.S. merchants using its Commerce Platform to offer the buy-now-pay-later provider’s...
Via
Stocktwits
KULR Technology Stock Jumps After Buying 56 Bitcoin For $5M – Retail Bullish But Debates Strategy
↗
March 25, 2025
The company’s latest Bitcoin buy brings its total holdings to 668 BTC, valued at around $58 million.
Via
Stocktwits
Dun & Bradstreet Stock Rallies On $7.7B Acquisition By Clearlake Capital: Retail Cheers The Deal
↗
March 24, 2025
Upon completion of the transaction, Dun & Bradstreet will become a privately held company, and its common stock will no longer be listed in any public market.
Via
Stocktwits
Intuitive Machines Stock Rises Led By Significant Jump In Q4 Revenue, Backlog: Retail’s Bearish But Expresses Hope
↗
March 24, 2025
The quarter's highlight was a 22% jump in the company’s backlog to a record $328.3 million.
Via
Stocktwits
Coty Sells Entire Stake In SKKN Back To Kim Kardashian: Retail Applauds Move
↗
March 24, 2025
Coty, which owns cosmetics brands such as CoverGirl, had acquired the stake for $200 million in 2021.
Via
Stocktwits
Cava Stock Surges After Analyst Upgrade, But Retail Traders Aren't Biting Just Yet
↗
March 21, 2025
Shares of the company have seen a significant pullback this year, falling 25% year-to-date.
Via
Stocktwits
Lyft Says Autonomous Vehicle Roll-Out To Commence As Soon As This Summer: Retail’s Excited
↗
March 20, 2025
Jeremy Bird, EVP of Driver Experience at Lyft, said that over time, AVs will become more affordable and capable of completing more rides under more conditions than they do today.
Via
Stocktwits
Optinose Shares Soar After Merger Agreement With Paratek Pharmaceuticals: Retail Sentiment Takes Flight
↗
March 20, 2025
Paratek will acquire Optniose's outstanding shares for $9 apiece in cash, representing a 50% premium to the stock’s closing trading price of $6 on March 19.
Via
Stocktwits
Willdan Group Stock Shines On $17.7M Contract From Paramount Unified School District: Retail’s Elated
↗
March 20, 2025
The company said that the project's scope includes 2.2 megawatts of solar arrays and 44 level two electric vehicle charging stations across 11 sites within the district.
Via
Stocktwits
Topics
Electric Vehicles
Signet Jewelers Stock Shines Bright After Q4 Beat: Retail Confidence Sparkles
↗
March 20, 2025
For 2026, the company's guidance reflected sales that assume a measured consumer environment.
Via
Stocktwits
Tonix Pharmaceuticals Stock Dives After Q4 Earnings Miss, But Retail’s Feeling Bullish
↗
March 19, 2025
Tonix CEO Seth Lederman remains optimistic with the launch of a new drug for the management of pain in Fibromyalgia patients in the pipeline for the fourth quarter (Q4) of 2025.
Via
Stocktwits
Topics
Earnings
Instacart Ties Up With Adonis For Health Plan Billing: Retail Sentiment Lags
↗
March 19, 2025
Instacart will be able to use Adonis to submit claims for certain health programs.
Via
Stocktwits
Holiday Sales, Consumer Spending Trends Weigh On Signet Jewelers’ Stock Ahead Of Q4 Earnings, But Retail’s Optimistic
↗
March 19, 2025
Last week, Telsey Advisory lowered the price target to $55 from $65 with a Market Perform rating following the company’s disappointing holiday sales and Q4 guidance
Via
Stocktwits
Beacon Roofing Supply Stock Rises After QXO Extends Deadline For $11B Offer: Retail Stays Bullish
↗
March 18, 2025
QXO has also secured $830 million in a fresh equity raise in connection to the offer, WSJ reported.
Via
Stocktwits
Robinhood Stock Surges After Launch Of Prediction Markets Hub: Retail’s Cautiously Optimistic
↗
March 17, 2025
Robinhood said that at its launch, the hub will permit customers to trade contracts for the upper bound of the target Fed funds rate in May and the upcoming men’s and women’s College Basketball...
Via
Stocktwits
Topics
Economy
Affirm Stock Tumbles Pre-Market After Klarna Replaces Company As Walmart’s Fintech Partner: Retail Stays Bearish
↗
March 17, 2025
The development is considered a negative for Affirm, which, in 2019, partnered with Walmart to offer shoppers the option of using the company’s services to pay for their purchases over time at nearly...
Via
Stocktwits
Lifeway Foods Stock's Retail Followers Stay Bearish After Q4 Earnings Miss
↗
March 17, 2025
Lifeway Foods’ loss per share came in at $0.01, missing earnings per share estimates of $0.29
Via
Stocktwits
Block Stock Soars 6% On FDIC Nod For SFS’ Consumer Loan Product Ignoring Citi’s Price Target Cut — Retail Remains Neutral
↗
March 14, 2025
Block said that SFS will commence servicing and originating Cash App Borrow loans in the coming weeks and gradually ramp up volumes over the coming quarters.
Via
Stocktwits
Spire Global Stock Tumbles 13% On $40M Private Placement Deal: Retail Mood Brightens But Still In Bearish Territory
↗
March 13, 2025
Spire said it intends to use the net proceeds from the private placement for working capital and general corporate purposes.
Via
Stocktwits
SoFi Technologies Stock Draws Retail Attention After $5B Loan Platform Business Agreement With Blue Owl Capital Funds
↗
March 13, 2025
SoFi said this is its largest loan platform business agreement, and the deal comes amid a growing demand for personal loans from its members and debt investors.
Via
Stocktwits
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