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home
about us
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Brochure Supplement Amit Stavinsky
Brochure Supplement Frank Parks
Brochure Supplement Dominick Savo
Brochure Supplement Richard Mason
Brochure Supplement Joe Estes
Brochure Supplement Jonathan Ezra
Statement Of Financial Strength
Job Opportunities
Tamar Advisors
Own Your Practice
Letter to Clients
member log-in
contact us
PRODUCTS
Fixed Income Portfolio (FIP)
FIP Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Total Asset Market (TAM)
TAM sm Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
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TAF sm Program
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Quarterly Performance Reports
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MVS Program
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Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Total Asset Value (TAV)
TAV Program
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Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Municipal Bonds
Taxable Bonds
Par, Premium, and Discount Bonds
Rating and Analyzing Bonds
Refunding & Pre-refunding
Bond Yields
Yield Curve
Secured Bonds
Mortgage Bonds
Unsecured Bonds
Debentures
Subordinated Debentures
Zero-Coupon Bonds
Convertible Bonds
High Yield Dividend Stocks
Independent Money Managers
Fees & Compensation
Corporate Cash Management
Fees & Compensation
Estate Planning
Financial Planning
Client Service Approach
Client's Responsibilities
Fees
Implementation
Legal Services
Termination
Professional Alliance Network
Client Service Approach
Client's Responsibilities
Fees
Implementation
Legal Services
Termination
MUNICIPAL BONDS
Municipal Bond Presentation
About Us
The Management
Global Asset Allocation Products
FIP Program
Classifying Municipal Bonds
Revenue Bonds
Credit Factors Affecting General Obligation Bonds
Credit Factors Affecting the Quality of Local Municipal Bonds
Analyzing the Credit Quality of General Obligation Bonds
Analyzing the Credit Quality of Revenue Municipal Bonds
What We Normally Buy
What We Normally Don’t Buy
Municipal Bonds – Unique Asset Class
Default Rates
Yield Difference
Turnkey Operation Platform
Advantages of Our Bid Wanted System
Advantages of Our Clearing System
Preferred Custodian Settlement
Advantages of Same-Day Allocation
TSL’s Turnkey Operation Platform
Classifying Municipal Bonds
Revenue Municipal Bonds
Types of Revenue Municipal Bonds
Industrial Development Revenue Bonds
Lease-back Bonds
Special Tax Bonds
NHA/PHA Bonds
Moral Obligation Bonds
Municipal Notes
TANs/RANs
BANs
CLNs/GANs
Variable Rate Bonds/Notes
Build America Bonds
Double-Barreled Bonds
Bond Index Components
Open-end-Closed-end-Indenture
Sinking Fund
Bond Contracts
Bond Indenture
Official Statement
Bond Issuance Process
Analyzing GO Bonds
Analyzing Revenue Bonds
Debt Ratios
General Price Analysis of Municipal Bonds
Liquidity
Interest Rate Risk
Credit Risk
Coupon Risk
Maturity Risk
Municipal Bond Insurance
Municipal Bonds Unique Asset Class
Default Rates
What We Buy Currently
What We Normally Don’t Buy
Turnkey Operation Platform
Advantages of Our Bid Wanted System
Advantages of Our Clearing System
Preferred Custodian Settlement
Advantages of Same Day Allocation
Traditional Broker/Dealer Execution Flow
TSL's Turnkey Operation Platform
INDEX FUNDS
Total Asset Fund (TAF)
TAF® Program
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Additional Information
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TAF
Event Schedule
Total Asset Fund (TAF sm) Presentation
MVS
Event Schedule
Market Value Securities (MVS sm) Presentation
Featured Event
Calendar of Events
Events History
Investing During Uncertain Times
Read FULL Seminar Here
Tax-Free Income Seminar
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Redfin Corporation - Common Stock
(NQ:
RDFN
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11.19
UNCHANGED
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Updated: 4:00 PM EDT, Jun 30, 2025
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AI Revolutionizes Real Estate: Agents Embrace Smart Tech for Unprecedented Market Impact
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November 06, 2025
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Mortgage Rates Take a Dive to 6.17%, Igniting Hope in the US Housing Market
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Zillow Plunges: Real Estate Tech Giant Faces Headwinds as Market Shifts
October 30, 2025
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October 30, 2025
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Mortgage Rates Defy Fed Cuts: "Priced In" Rates and "Data Fog" Create Stagnant Outlook
October 29, 2025
October 29, 2025 – Despite a series of recent interest rate cuts by the Federal Reserve, the housing market finds itself in a peculiar holding pattern, with mortgage rates showing little sign of...
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CoStar Group (CSGP) "Obliterated" by 18.2% Plunge Following Disappointing Q3 Results
October 29, 2025
Washington D.C. – October 29, 2025 – CoStar Group (NASDAQ: CSGP), the leading provider of commercial real estate information, analytics, and online marketplaces, saw its shares "obliterated" today,...
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Generative AI Unleashes a New Era of Innovation in Commercial Real Estate
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Generative Artificial Intelligence (GenAI) is rapidly transforming the commercial real estate (CRE) sector, ushering in an unprecedented era of efficiency, innovation, and strategic decision-making....
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Federal Reserve Navigates Unprecedented 'Double Blackout' Ahead of Crucial Policy Meeting
October 25, 2025
As the Federal Reserve's Open Market Committee (FOMC) convenes for its highly anticipated policy meeting on October 28-29, 2025, Chair Jerome Powell and his colleagues face an extraordinary challenge:...
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Mortgage Rates Stabilize in 2025: A Precarious Calm as Housing Market Eyes Fed's Next Move
October 21, 2025
October 21, 2025 – The turbulent waters of the mortgage market appear to be finding their level, as 2025 sees a notable stabilization in mortgage rates, offering a much-needed reprieve for prospective...
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Fed Signals Further Rate Cuts: Mortgage Rates Edge Down, But a 'Tumble' Remains Elusive
October 14, 2025
Washington D.C. – October 14, 2025 – Federal Reserve Chair Jerome Powell has recently signaled the likelihood of additional interest rate cuts before the end of 2025, following a September reduction,...
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MarketMinute
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Rocket's 25% Drop Has Analysts Calling It A Prime Entry Point
↗
October 10, 2025
Rocket Companies, the largest mortgage originator and servicer, faces challenges after merger with Mr. Cooper.
Via
Benzinga
Zillow (NASDAQ: Z) Under Pressure: FTC Lawsuit Threatens Rental Market Dominance Despite Recent Profitability
October 09, 2025
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The Great Mortgage Rate Mystery: Why Fed Cuts Aren't Cooling Home Loans
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As of late 2025, a puzzling disconnect has emerged in the financial markets, leaving homebuyers and investors grappling with a 'new reality.' Despite the Federal Reserve initiating a series of rate...
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Opendoor (OPEN) Soars on CEO's Crypto Signal, Hinting at a Digital Real Estate Revolution
October 06, 2025
San Francisco, CA – October 6, 2025 – Opendoor Technologies Inc. (NASDAQ: OPEN) shares experienced a significant surge today, with the stock jumping a remarkable 13.9% in afternoon trading and closing...
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US Mortgage Rates on an Upward Trajectory: A Tightening Grip on the Housing Market
October 02, 2025
The United States is currently navigating a period of sustained elevated long-term mortgage rates, a trend that continues to exert significant pressure on the housing market and casts a long shadow...
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Mortgage Rate Hike Threatens Housing Market Cool-Down, Sparks Commodity Concerns
October 02, 2025
Washington D.C. – October 2, 2025 – The United States housing market is bracing for a potential cool-down as average long-term mortgage rates have ticked up for the second consecutive week, reaching...
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Government Shutdown Looms: How Real Estate and Mortgage Markets Brace for Impact
October 01, 2025
As the United States government teeters on the brink of a potential shutdown, effective October 1, 2025, financial markets and the broader real estate sector are bracing for significant disruptions....
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Government Shutdown Looms: Goolsbee Warns of Blind Spots for Fed Rate Decisions
September 30, 2025
Chicago, IL – September 30, 2025 – As the specter of a U.S. government shutdown hangs heavy over Washington, Chicago Federal Reserve President Austan Goolsbee has issued a stark warning: such an event...
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Initial Public Offering
Government Shutdown Threatens Fragile Mortgage Market: An Uncertain Outlook for Rates and Homebuyers
September 30, 2025
Washington, D.C. – September 30, 2025 – As the United States government stands on the precipice of a shutdown at midnight tonight, the financial markets, particularly the mortgage sector, are bracing...
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Opendoor Technologies Inc.: Navigating the Future of Real Estate with an AI-First Pivot
September 29, 2025
1. Introduction Opendoor Technologies Inc. (NASDAQ: OPEN) stands at a pivotal juncture in the residential real estate market. As of late September 2025, the company, a pioneer of the iBuying model, is...
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Topics
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Housing Market's Stubborn Stagnation: Falling Mortgage Rates Fail to Ignite Future Home Sales, Raising Broader Market Concerns
September 27, 2025
As of September 27, 2025, the U.S. housing market finds itself in a perplexing and challenging phase. Despite a promising streak of nine consecutive weeks of falling mortgage rates, which saw the...
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MarketMinute
Topics
Bonds
Economy
Supply Chain
Mortgage Rates Stabilize Amidst Fed Cuts: What It Means for Homebuyers and the Market
September 26, 2025
September 26, 2025 – The financial markets are closely watching mortgage rates as they enter a period of anticipated stability, hovering in the mid-6% range for a 30-year fixed conventional mortgage....
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Topics
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Housing Market's New Horizon: A Correction, Not a Crash, Reshapes the American Dream
September 22, 2025
The American housing market is currently navigating a pivotal phase, marked by a significant slowdown that has fueled widespread public anxiety. Experts and current data, however, largely point toward...
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The Unyielding Squeeze: Navigating Today's Housing Affordability Crisis
September 22, 2025
The American housing market finds itself in an unprecedented state of tension, where persistently high home prices collide with elevated interest rates and a stubborn lack of inventory. This potent...
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The New Horizon: Real Estate Navigates Shifting Tides of Inventory, Tech, and Sustainability
September 22, 2025
The global real estate market is currently in the throes of a profound transformation, driven by a confluence of powerful forces reshaping its fundamental dynamics. A projected increase in housing...
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Deep Dive into Mortgages: Fixed vs. Adjustable Rates After the Fed's Move
September 17, 2025
The Federal Reserve delivered its first interest rate cut of 2025 on September 17, adjusting the benchmark federal funds rate target range to 4.00%-4.25% with a 0.25% reduction. This highly anticipated...
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Mortgage Rate Relief on the Horizon: A Beacon for Budding Homeowners
September 16, 2025
The housing market, long characterized by daunting affordability challenges, appears poised for a significant shift as anticipated Federal Reserve interest rate cuts begin to ease the pressure on...
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Mortgage Maze: Higher Rates Reshape Homeownership Amidst Persistent Supply Squeeze
September 12, 2025
The U.S. housing market is navigating an unprecedented period where elevated mortgage rates, traditionally a damper on property values, are coexisting with continued nominal home price growth. This...
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The Great Gridlock: How High Rates and the 'Lock-in Effect' Are Stifling the Housing Market
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