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home
about us
Investment Approach
Client Service Approach
Market Analysis Summary
Mission Statement
Value Proposition
Team Biographies
Firm ADV PDFs
Form CRS
Firm Brochure-Part 2A of Form ADV
Brochure Supplement Amit Stavinsky
Brochure Supplement Frank Parks
Brochure Supplement Dominick Savo
Brochure Supplement Richard Mason
Brochure Supplement Joe Estes
Brochure Supplement Jonathan Ezra
Statement Of Financial Strength
Job Opportunities
Tamar Advisors
Own Your Practice
Letter to Clients
member log-in
contact us
PRODUCTS
Fixed Income Portfolio (FIP)
FIP Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Total Asset Market (TAM)
TAM sm Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Total Asset Fund (TAF)
TAF sm Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Market Value Securities (MVS)
MVS Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Total Asset Value (TAV)
TAV Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Municipal Bonds
Taxable Bonds
Par, Premium, and Discount Bonds
Rating and Analyzing Bonds
Refunding & Pre-refunding
Bond Yields
Yield Curve
Secured Bonds
Mortgage Bonds
Unsecured Bonds
Debentures
Subordinated Debentures
Zero-Coupon Bonds
Convertible Bonds
High Yield Dividend Stocks
Independent Money Managers
Fees & Compensation
Corporate Cash Management
Fees & Compensation
Estate Planning
Financial Planning
Client Service Approach
Client's Responsibilities
Fees
Implementation
Legal Services
Termination
Professional Alliance Network
Client Service Approach
Client's Responsibilities
Fees
Implementation
Legal Services
Termination
MUNICIPAL BONDS
Municipal Bond Presentation
About Us
The Management
Global Asset Allocation Products
FIP Program
Classifying Municipal Bonds
Revenue Bonds
Credit Factors Affecting General Obligation Bonds
Credit Factors Affecting the Quality of Local Municipal Bonds
Analyzing the Credit Quality of General Obligation Bonds
Analyzing the Credit Quality of Revenue Municipal Bonds
What We Normally Buy
What We Normally Don’t Buy
Municipal Bonds – Unique Asset Class
Default Rates
Yield Difference
Turnkey Operation Platform
Advantages of Our Bid Wanted System
Advantages of Our Clearing System
Preferred Custodian Settlement
Advantages of Same-Day Allocation
TSL’s Turnkey Operation Platform
Classifying Municipal Bonds
Revenue Municipal Bonds
Types of Revenue Municipal Bonds
Industrial Development Revenue Bonds
Lease-back Bonds
Special Tax Bonds
NHA/PHA Bonds
Moral Obligation Bonds
Municipal Notes
TANs/RANs
BANs
CLNs/GANs
Variable Rate Bonds/Notes
Build America Bonds
Double-Barreled Bonds
Bond Index Components
Open-end-Closed-end-Indenture
Sinking Fund
Bond Contracts
Bond Indenture
Official Statement
Bond Issuance Process
Analyzing GO Bonds
Analyzing Revenue Bonds
Debt Ratios
General Price Analysis of Municipal Bonds
Liquidity
Interest Rate Risk
Credit Risk
Coupon Risk
Maturity Risk
Municipal Bond Insurance
Municipal Bonds Unique Asset Class
Default Rates
What We Buy Currently
What We Normally Don’t Buy
Turnkey Operation Platform
Advantages of Our Bid Wanted System
Advantages of Our Clearing System
Preferred Custodian Settlement
Advantages of Same Day Allocation
Traditional Broker/Dealer Execution Flow
TSL's Turnkey Operation Platform
INDEX FUNDS
Total Asset Fund (TAF)
TAF® Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Additional Information
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
EVENTS
FIP
Event Schedule
TAM
Event Schedule
Total Asset Market (TAM sm) Presentation
TAF
Event Schedule
Total Asset Fund (TAF sm) Presentation
MVS
Event Schedule
Market Value Securities (MVS sm) Presentation
Featured Event
Calendar of Events
Events History
Investing During Uncertain Times
Read FULL Seminar Here
Tax-Free Income Seminar
Bond Fund Seminar
RSVP-Signup Form
MARKET RESEARCH
Featured Quarterly Newsletter
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iShares Core U.S. Aggregate Bond ETF
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Updated: 8:00 PM EST, Feb 20, 2026
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Affiance Financial Bets $43 Million on Chuck Akre's "Compounding Machines" ETF
↗
February 01, 2026
AKRE is a concentrated ETF emphasizing high-quality U.S. equities and disciplined stock selection.
Via
The Motley Fool
Topics
ETFs
Regulatory Compliance
AGG vs. BND: Comparing Two of the Most Widely Traded Bond Funds
↗
January 24, 2026
BlackRock and Vanguard are both known to be heavy investors in the bond market. How do their bond funds stack up against each other?
Via
The Motley Fool
Topics
Bonds
ETFs
IGIB vs. AGG: Which iShares Bond ETF is Better?
↗
January 24, 2026
The bond market rebounded considerably in 2025, and these two bonds may help investors gain exposure to a market that's expected to continue strengthening.
Via
The Motley Fool
Topics
Bonds
ETFs
AGG vs. VCIT: The Same Tiny Fee, Completely Different Holdings
↗
January 24, 2026
Explore how portfolio breadth and risk profiles set these two leading bond ETFs apart for income-focused investors.
Via
The Motley Fool
Topics
Bonds
ETFs
Total Return Forecasts: Major Asset Classes - Tuesday, March 4
↗
March 04, 2025
Via
Talk Markets
Topics
Bonds
Stocks / Equities
Bond ETFs: Your Tax Bracket Decides the Winner Between AGG and MUB
↗
January 24, 2026
Explore how AGG’s broader bond market reach and MUB’s municipal focus shape risk, yield, and portfolio strategy for investors.
Via
The Motley Fool
Topics
Bonds
ETFs
The iShares Core US Aggregate Bond ETF (AGG) Offers Broader Diversification Than the iShares 3-7 Year Treasury Bond ETF (IEI)
↗
January 18, 2026
Expense ratios, yield, and risk profiles set these two bond ETFs apart—here’s what investors should weigh before choosing.
Via
The Motley Fool
Topics
Bonds
ETFs
Wealth Enhancement Leans Into USVM for Structured Small and Mid Cap Exposure
↗
January 08, 2026
Wealth Enhancement’s latest 13F filing highlights USVM as a deliberate tool for accessing small- and mid-cap stocks, a move that blends both value and momentum while keeping volatility in check.
Via
The Motley Fool
Topics
ETFs
Regulatory Compliance
Acorns Advisers Loads Up On ISTB With 794K Shares
↗
January 05, 2026
Acorns Advisers increased its shares in this top utility ETF. Should investors be concerned?
Via
The Motley Fool
Topics
Bonds
ETFs
Cash vs. Dividend ETFs vs. Bond Funds: Why T-Bills Are My Favorite "Dry Powder" Right Now
↗
December 23, 2025
Looking for dry powder you can deploy fast without riding the stock market roller coaster? Here is where to park your cash without taking stock-level risk.
Via
The Motley Fool
Topics
ETFs
Economy
Principal Securities Loads Up 373,000 Principal US Mega-Cap ETF Shares
↗
December 11, 2025
USMC is now 4.92% of fund AUM and remains the largest holding.
Via
The Motley Fool
Topics
ETFs
How Good Has PG Stock Actually Been?
↗
December 06, 2025
Procter & Gamble's stock price is higher over the past five years, but investors would have done better with the S&P 500 or consumer staples ETFs.
Via
The Motley Fool
Topics
Artificial Intelligence
Bonds
ETFs
US ETF Inflows Hit Record Pace—VOO, SPY, QQQ Drive Big Three's Dominance Of $13 Trillion Market
↗
November 17, 2025
VOO, SPY and QQQ are driving record U.S. ETF inflows as the Big Three cement their hold on the $13T market.
Via
Benzinga
Topics
ETFs
How to Become a Passive Income Millionaire
↗
November 09, 2025
Passive income investments can get you on the path toward becoming a millionaire.
Via
The Motley Fool
Topics
Bonds
ETFs
Lifestyle Asset Management Eliminates Stake in VFLO Despite Gains
↗
October 15, 2025
Via
The Motley Fool
Topics
ETFs
3 Top ETFs I Can't Wait to Buy More of in My Retirement Account This October
↗
October 05, 2025
These ETFs can help me have a more financially secure retirement.
Via
The Motley Fool
Topics
ETFs
Retirement
September Selloff Ahead? The ETFs Traders Won't Admit They're Watching
↗
August 29, 2025
September's stock slump has a history. This year, ETFs like SPY, TLT, and VIXY could be at the center as investors hedge against rising volatility.
Via
Benzinga
Topics
ETFs
Trump Wants Bitcoin And Gold In Your 401(k)—And The Math Backs Him Up
↗
July 21, 2025
A decade ago, the idea of putting Bitcoin or commodities like gold in a retirement plan would've sounded insane. Today, President Donald Trump has the opportunity to radically reshape the way Americans...
Via
Benzinga
Topics
Government
Retirement
AGG Is a Great Choice for Most, but I Like This Vanguard ETF Better
↗
June 28, 2025
Via
The Motley Fool
Topics
Bonds
ETFs
Economy
$1,000 in AGG Could Turn Into $4,200
↗
June 19, 2025
Via
The Motley Fool
Topics
Bonds
ETFs
Software Engineer Making $9,000 a Month in Dividends Shares Portfolio, Says He 'YOLO'd Tech Stocks in IRA'
↗
April 13, 2025
Via
Benzinga
From Boring To Booming: How Treasury ETFs Are Beating The Bear
↗
April 11, 2025
The biggest Treasury bond ETFs moved higher, reminding investors why bonds remain a cornerstone of portfolio stability.
Via
Benzinga
Topics
Bonds
ETFs
Total Return Forecasts: Major Asset Classes - Wednesday, April 2
↗
April 02, 2025
The long-run expected total return for the Global Market Index fell again in March, dropping to an annualized 6.9% vs. the previous month’s 7.1%.
Via
Talk Markets
Topics
Bonds
Stocks / Equities
Peter Schiff Sounds The Alarm: 'Same Mistake Again' Could Trigger Economic Firestorm
↗
March 31, 2025
Investors should prepare for a 2008-style crisis.Benzinga warns of potential economic crisis predicted by Peter Schiff in 2008. Tariffs, rising interest rates, misguided Fed policy may cause trouble.
Via
Benzinga
Topics
Economy
Will April 2 Reciprocal Tariffs Bring More Pain?
↗
March 22, 2025
In this week's video, we'll review the latest charts and data to help us answer the question, will the April 2nd reciprocal tariffs bring additional pain for investors?
Via
Talk Markets
Topics
ETFs
Stocks / Equities
World Trade
Total Return Forecasts: Major Asset Classes - Tuesday, Feb. 4
↗
February 04, 2025
The long-run expected return for the Global Market Index (GMI) remained above 7% for a third straight month in January, ticking higher vs. December’s estimate.
Via
Talk Markets
Topics
Bonds
Stocks / Equities
Total Return Forecasts: Major Asset Classes - Friday, Jan. 3
↗
January 03, 2025
The expected return over the long run for the Global Market Index held steady in December vs. the previous month.
Via
Talk Markets
Topics
Bonds
Portfolio Rebalancing And Valuations - Two Risks We Are Watching
↗
December 10, 2024
While analysts are currently very optimistic about the market, the combined risk of high valuations and the need to rebalance portfolios in the short term may pose an unanticipated threat.
Via
Talk Markets
Topics
ETFs
2025 – Do Economic Indicators Support Bullish Outlooks?
↗
December 08, 2024
With markets rising steadily all year, it is unsurprising to witness investors lulled into an elevated sense of complacency.
Via
Talk Markets
Topics
Cryptocurrencies
ETFs
Economy
Total Return Forecasts: Major Asset Classes - Tuesday, Dec. 3
↗
December 03, 2024
The long-term performance forecast for the Global Market Index (GMI) continued to increase in November, marking a full reversal of the recent slide in ex ante data.
Via
Talk Markets
Topics
Bonds
Stocks / Equities
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