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home
about us
Investment Approach
Client Service Approach
Market Analysis Summary
Mission Statement
Value Proposition
Team Biographies
Firm ADV PDFs
Form CRS
Firm Brochure-Part 2A of Form ADV
Brochure Supplement Amit Stavinsky
Brochure Supplement Frank Parks
Brochure Supplement Dominick Savo
Brochure Supplement Richard Mason
Brochure Supplement Joe Estes
Brochure Supplement Jonathan Ezra
Statement Of Financial Strength
Job Opportunities
Tamar Advisors
Own Your Practice
Letter to Clients
member log-in
contact us
PRODUCTS
Fixed Income Portfolio (FIP)
FIP Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Total Asset Market (TAM)
TAM sm Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Total Asset Fund (TAF)
TAF sm Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Market Value Securities (MVS)
MVS Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Total Asset Value (TAV)
TAV Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Municipal Bonds
Taxable Bonds
Par, Premium, and Discount Bonds
Rating and Analyzing Bonds
Refunding & Pre-refunding
Bond Yields
Yield Curve
Secured Bonds
Mortgage Bonds
Unsecured Bonds
Debentures
Subordinated Debentures
Zero-Coupon Bonds
Convertible Bonds
High Yield Dividend Stocks
Independent Money Managers
Fees & Compensation
Corporate Cash Management
Fees & Compensation
Estate Planning
Financial Planning
Client Service Approach
Client's Responsibilities
Fees
Implementation
Legal Services
Termination
Professional Alliance Network
Client Service Approach
Client's Responsibilities
Fees
Implementation
Legal Services
Termination
MUNICIPAL BONDS
Municipal Bond Presentation
About Us
The Management
Global Asset Allocation Products
FIP Program
Classifying Municipal Bonds
Revenue Bonds
Credit Factors Affecting General Obligation Bonds
Credit Factors Affecting the Quality of Local Municipal Bonds
Analyzing the Credit Quality of General Obligation Bonds
Analyzing the Credit Quality of Revenue Municipal Bonds
What We Normally Buy
What We Normally Don’t Buy
Municipal Bonds – Unique Asset Class
Default Rates
Yield Difference
Turnkey Operation Platform
Advantages of Our Bid Wanted System
Advantages of Our Clearing System
Preferred Custodian Settlement
Advantages of Same-Day Allocation
TSL’s Turnkey Operation Platform
Classifying Municipal Bonds
Revenue Municipal Bonds
Types of Revenue Municipal Bonds
Industrial Development Revenue Bonds
Lease-back Bonds
Special Tax Bonds
NHA/PHA Bonds
Moral Obligation Bonds
Municipal Notes
TANs/RANs
BANs
CLNs/GANs
Variable Rate Bonds/Notes
Build America Bonds
Double-Barreled Bonds
Bond Index Components
Open-end-Closed-end-Indenture
Sinking Fund
Bond Contracts
Bond Indenture
Official Statement
Bond Issuance Process
Analyzing GO Bonds
Analyzing Revenue Bonds
Debt Ratios
General Price Analysis of Municipal Bonds
Liquidity
Interest Rate Risk
Credit Risk
Coupon Risk
Maturity Risk
Municipal Bond Insurance
Municipal Bonds Unique Asset Class
Default Rates
What We Buy Currently
What We Normally Don’t Buy
Turnkey Operation Platform
Advantages of Our Bid Wanted System
Advantages of Our Clearing System
Preferred Custodian Settlement
Advantages of Same Day Allocation
Traditional Broker/Dealer Execution Flow
TSL's Turnkey Operation Platform
INDEX FUNDS
Total Asset Fund (TAF)
TAF® Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Additional Information
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
EVENTS
FIP
Event Schedule
TAM
Event Schedule
Total Asset Market (TAM sm) Presentation
TAF
Event Schedule
Total Asset Fund (TAF sm) Presentation
MVS
Event Schedule
Market Value Securities (MVS sm) Presentation
Featured Event
Calendar of Events
Events History
Investing During Uncertain Times
Read FULL Seminar Here
Tax-Free Income Seminar
Bond Fund Seminar
RSVP-Signup Form
MARKET RESEARCH
Featured Quarterly Newsletter
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AvalonBay Communities
(NY:
AVB
)
183.21
+0.14 (+0.08%)
Official Closing Price
Updated: 7:00 PM EST, Dec 26, 2025
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3 High-Yield REIT Stocks to Buy With $500 and Hold Forever
↗
December 24, 2025
REITs are out of favor, offering dividend investors a chance to buy industry leaders while they have attractive yields.
Via
The Motley Fool
AvalonBay Communities, Inc. Announces Participation in Nareit’s REITworld Conference, Provides Fourth Quarter 2025 Capital Markets Update and Publishes Updated Investor Presentation
December 08, 2025
From
AvalonBay Communities, Inc.
Via
Business Wire
Centerspace (NYSE:CSR) Declares $0.77 Quarterly Dividend Amidst Strategic Review: A Beacon for Income Investors
December 01, 2025
Minneapolis, MN – December 1, 2025 – Centerspace (NYSE:CSR), a prominent Real Estate Investment Trust (REIT) specializing in apartment communities, has announced a regular quarterly dividend of $0.77...
Via
MarketMinute
Topics
Economy
Earnings Scheduled For October 29, 2025
↗
October 29, 2025
Via
Benzinga
AvalonBay Communities, Inc. Declares Fourth Quarter 2025 Dividends
November 19, 2025
From
AvalonBay Communities, Inc.
Via
Business Wire
American Assets Trust (AAT) Navigates Choppy Waters: Share Price Volatility Attracts Investor Scrutiny in Evolving Real Estate Sector
November 13, 2025
American Assets Trust (NYSE: AAT), a diversified real estate investment trust (REIT), has recently captured investor attention due to significant movements in its share price. As of November 13, 2025,...
Via
MarketMinute
Topics
Artificial Intelligence
Economy
Is the Market Bullish or Bearish on AvalonBay Communities Inc?
↗
November 13, 2025
Via
Benzinga
AvalonBay Communities, Inc. Announces Appointment of Conor C. Flynn to Board of Directors
November 10, 2025
From
AvalonBay Communities, Inc.
Via
Business Wire
AvalonBay Communities, Inc. Named 2025 Regional Sector Leader by GRESB
November 04, 2025
From
AvalonBay Communities, Inc.
Via
Business Wire
AvalonBay Communities Inc (NYSE:AVB) Q3 2025 Earnings: Core FFO Per Share Beats Expectations
↗
October 29, 2025
AvalonBay Communities (AVB) Q3 2025 earnings: Core FFO per share of $2.75 beats estimates, while revenue of $766.8M misses projections.
Via
Chartmill
AvalonBay Communities, Inc. Provides Q3 2025 Results and Updates Full Year 2025 Outlook
October 29, 2025
From
AvalonBay Communities, Inc.
Via
Business Wire
U.S. Treasury Secretary Warns of 'Housing Recession,' Calls for Aggressive Fed Rate Cuts Amid Global Economic Repercussions
November 03, 2025
Washington D.C. – November 3, 2025 – U.S. Treasury Secretary Scott Bessent has issued a stark warning, declaring that the American housing market is currently in a "housing recession," a downturn he...
Via
MarketMinute
Topics
Economy
World Trade
A Peek at AvalonBay Communities's Future Earnings
↗
October 28, 2025
Via
Benzinga
What Does the Market Think About AvalonBay Communities Inc?
↗
October 24, 2025
Via
Benzinga
S&P 500 Tops 6,900 Ahead Fed Rate Move, Gold Reclaims $4,000: What's Moving Markets Wednesday?
↗
October 29, 2025
A powerful surge in AI-related stocks — led by a 9% advance in NVIDIA Corp. (NASDAQ:NVDA) over the past two sessions — propelled the S&P 500 above the 6,900 mark and lifted the Nasdaq 100 to 26,100...
Via
Benzinga
Topics
Economy
Stocks
Real Estate Sector Soars: S&P 500's Unexpected Leader on October 20, 2025
October 20, 2025
The S&P 500's Real Estate sector emerged as a surprising frontrunner today, October 20, 2025, demonstrating robust positive performance and capturing significant investor attention. This strong showing...
Via
MarketMinute
Topics
Artificial Intelligence
Bonds
Climate Change
Federal Reserve Stands Firm: No Direct Intervention in Secondary Mortgage Market to Lower Rates
October 14, 2025
In a pivotal declaration that reverberated across financial markets, Federal Reserve Chair Jerome Powell has definitively ruled out direct intervention in the secondary mortgage market to reduce...
Via
MarketMinute
Topics
Bonds
Economy
The Great Mortgage Rate Mystery: Why Fed Cuts Aren't Cooling Home Loans
October 07, 2025
As of late 2025, a puzzling disconnect has emerged in the financial markets, leaving homebuyers and investors grappling with a 'new reality.' Despite the Federal Reserve initiating a series of rate...
Via
MarketMinute
Topics
Bonds
Economy
Federal Reserve Rate Cuts May Not Cool Mortgage Rates: A New Reality for Homebuyers and Investors
October 07, 2025
Despite recent actions by the Federal Reserve to cut benchmark interest rates, a perplexing and potentially long-lasting disconnect has emerged: mortgage rates are not following suit. This "sticky"...
Via
MarketMinute
Topics
Artificial Intelligence
Bonds
Economy
Downtown Long Beach Navigates Shifting Tides: Rising Rents and Empty Offices Signal a New Urban Era
October 06, 2025
Downtown Long Beach is at a pivotal juncture, grappling with a dual economic narrative characterized by persistently rising apartment rents and alarmingly high office vacancies. A new interactive data...
Via
MarketMinute
Topics
Bankruptcy
Economy
AvalonBay Communities, Inc. Announces Third Quarter 2025 Earnings Release Date
October 02, 2025
From
AvalonBay Communities, Inc.
Via
Business Wire
US Mortgage Rates on an Upward Trajectory: A Tightening Grip on the Housing Market
October 02, 2025
The United States is currently navigating a period of sustained elevated long-term mortgage rates, a trend that continues to exert significant pressure on the housing market and casts a long shadow...
Via
MarketMinute
Topics
Bonds
Economy
Supply Chain
Mortgage Rate Hike Threatens Housing Market Cool-Down, Sparks Commodity Concerns
October 02, 2025
Washington D.C. – October 2, 2025 – The United States housing market is bracing for a potential cool-down as average long-term mortgage rates have ticked up for the second consecutive week, reaching...
Via
MarketMinute
Topics
Bonds
Economy
Supply Chain
Breaking Down AvalonBay Communities: 14 Analysts Share Their Views
↗
September 30, 2025
Via
Benzinga
Opendoor's Pivotal Transformation: A High-Stakes Bet on an AI-First, Agent-Led Future
September 29, 2025
Opendoor Technologies Inc. (NASDAQ: OPEN), a trailblazer in the iBuying real estate sector, is currently navigating a period of profound strategic transformation and intense market volatility. As of...
Via
MarketMinute
Topics
Artificial Intelligence
Housing Market's Stubborn Stagnation: Falling Mortgage Rates Fail to Ignite Future Home Sales, Raising Broader Market Concerns
September 27, 2025
As of September 27, 2025, the U.S. housing market finds itself in a perplexing and challenging phase. Despite a promising streak of nine consecutive weeks of falling mortgage rates, which saw the...
Via
MarketMinute
Topics
Bonds
Economy
Supply Chain
Mortgage Rates Stabilize Amidst Fed Cuts: What It Means for Homebuyers and the Market
September 26, 2025
September 26, 2025 – The financial markets are closely watching mortgage rates as they enter a period of anticipated stability, hovering in the mid-6% range for a 30-year fixed conventional mortgage....
Via
MarketMinute
Topics
Bonds
Economy
Housing Market's New Horizon: A Correction, Not a Crash, Reshapes the American Dream
September 22, 2025
The American housing market is currently navigating a pivotal phase, marked by a significant slowdown that has fueled widespread public anxiety. Experts and current data, however, largely point toward...
Via
MarketMinute
Topics
Economy
Supply Chain
The New Horizon: Real Estate Navigates Shifting Tides of Inventory, Tech, and Sustainability
September 22, 2025
The global real estate market is currently in the throes of a profound transformation, driven by a confluence of powerful forces reshaping its fundamental dynamics. A projected increase in housing...
Via
MarketMinute
Topics
Artificial Intelligence
AvalonBay Communities, Inc. Declares Third Quarter 2025 Dividends
September 17, 2025
From
AvalonBay Communities, Inc.
Via
Business Wire
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