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home
about us
Investment Approach
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Team Biographies
Firm ADV PDFs
Form CRS
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Brochure Supplement Amit Stavinsky
Brochure Supplement Frank Parks
Brochure Supplement Dominick Savo
Brochure Supplement Richard Mason
Brochure Supplement Joe Estes
Brochure Supplement Jonathan Ezra
Statement Of Financial Strength
Job Opportunities
Tamar Advisors
Own Your Practice
Letter to Clients
member log-in
contact us
PRODUCTS
Fixed Income Portfolio (FIP)
FIP Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Total Asset Market (TAM)
TAM sm Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Total Asset Fund (TAF)
TAF sm Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Market Value Securities (MVS)
MVS Program
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Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Total Asset Value (TAV)
TAV Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Municipal Bonds
Taxable Bonds
Par, Premium, and Discount Bonds
Rating and Analyzing Bonds
Refunding & Pre-refunding
Bond Yields
Yield Curve
Secured Bonds
Mortgage Bonds
Unsecured Bonds
Debentures
Subordinated Debentures
Zero-Coupon Bonds
Convertible Bonds
High Yield Dividend Stocks
Independent Money Managers
Fees & Compensation
Corporate Cash Management
Fees & Compensation
Estate Planning
Financial Planning
Client Service Approach
Client's Responsibilities
Fees
Implementation
Legal Services
Termination
Professional Alliance Network
Client Service Approach
Client's Responsibilities
Fees
Implementation
Legal Services
Termination
MUNICIPAL BONDS
Municipal Bond Presentation
About Us
The Management
Global Asset Allocation Products
FIP Program
Classifying Municipal Bonds
Revenue Bonds
Credit Factors Affecting General Obligation Bonds
Credit Factors Affecting the Quality of Local Municipal Bonds
Analyzing the Credit Quality of General Obligation Bonds
Analyzing the Credit Quality of Revenue Municipal Bonds
What We Normally Buy
What We Normally Don’t Buy
Municipal Bonds – Unique Asset Class
Default Rates
Yield Difference
Turnkey Operation Platform
Advantages of Our Bid Wanted System
Advantages of Our Clearing System
Preferred Custodian Settlement
Advantages of Same-Day Allocation
TSL’s Turnkey Operation Platform
Classifying Municipal Bonds
Revenue Municipal Bonds
Types of Revenue Municipal Bonds
Industrial Development Revenue Bonds
Lease-back Bonds
Special Tax Bonds
NHA/PHA Bonds
Moral Obligation Bonds
Municipal Notes
TANs/RANs
BANs
CLNs/GANs
Variable Rate Bonds/Notes
Build America Bonds
Double-Barreled Bonds
Bond Index Components
Open-end-Closed-end-Indenture
Sinking Fund
Bond Contracts
Bond Indenture
Official Statement
Bond Issuance Process
Analyzing GO Bonds
Analyzing Revenue Bonds
Debt Ratios
General Price Analysis of Municipal Bonds
Liquidity
Interest Rate Risk
Credit Risk
Coupon Risk
Maturity Risk
Municipal Bond Insurance
Municipal Bonds Unique Asset Class
Default Rates
What We Buy Currently
What We Normally Don’t Buy
Turnkey Operation Platform
Advantages of Our Bid Wanted System
Advantages of Our Clearing System
Preferred Custodian Settlement
Advantages of Same Day Allocation
Traditional Broker/Dealer Execution Flow
TSL's Turnkey Operation Platform
INDEX FUNDS
Total Asset Fund (TAF)
TAF® Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Additional Information
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
EVENTS
FIP
Event Schedule
TAM
Event Schedule
Total Asset Market (TAM sm) Presentation
TAF
Event Schedule
Total Asset Fund (TAF sm) Presentation
MVS
Event Schedule
Market Value Securities (MVS sm) Presentation
Featured Event
Calendar of Events
Events History
Investing During Uncertain Times
Read FULL Seminar Here
Tax-Free Income Seminar
Bond Fund Seminar
RSVP-Signup Form
MARKET RESEARCH
Featured Quarterly Newsletter
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Morgan Stanley
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Updated: 1:02 PM EST, Jan 2, 2026
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New Year, New Bull: Can 2026 Momentum Overcome the $1 Trillion Debt Wall?
Today 12:06 EST
As the sun rises on January 2, 2026, the global financial markets find themselves at a precarious but tantalizing crossroads. Investors are entering the new year with a "New Year, New Bull" sentiment,...
Via
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The Open Intelligence Giant: A Deep Dive into Meta Platforms (META) Heading into 2026
Today 10:14 EST
As of January 2, 2026, Meta Platforms, Inc. (NASDAQ: META) has transitioned from being perceived primarily as a social media conglomerate to a titan of global artificial intelligence (AI)...
Via
PredictStreet
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Artificial Intelligence
Economy
Workforce
The Nervous System of AI: Why Ciena Corp (CIEN) is the 2026 Stock to Watch
Today 10:01 EST
As of January 2, 2026, the global technology landscape is being fundamentally reshaped by the "AI-First" infrastructure boom. While NVIDIA and semiconductor giants have dominated the spotlight, the...
Via
PredictStreet
Topics
Artificial Intelligence
Economy
The RNAi Powerhouse: A Deep Dive into Alnylam Pharmaceuticals’ Path to the S&P 500
Today 9:59 EST
As the calendar turns to 2026, Alnylam Pharmaceuticals (Nasdaq: ALNY) stands at the threshold of a new era. Once a speculative pioneer in the arcane world of RNA interference (RNAi), the...
Via
PredictStreet
Topics
Economy
Intellectual Property
Stocks
The Swoosh’s Second Act: Nike Rings in 2026 with a Bold Performance Pivot
Today 9:34 EST
Nike (NYSE: NKE) enters 2026 at a critical juncture. After reaching a historic peak in 2021, the company faced a grueling 2024 and 2025 characterized by slowing demand for its lifestyle "franchise"...
Via
PredictStreet
Topics
Artificial Intelligence
Economy
World Trade
Reflecting on the S&P 500's Historic 2025: What a Triple-Double Streak Means for 2026
January 01, 2026
As the clock struck midnight and ushered in 2026, investors across the globe are pausing to reflect on a year that defied both the skeptics and the historical averages. The S&P 500 closed out 2025 at a...
Via
MarketMinute
Topics
Artificial Intelligence
Bonds
Economy
The Great Normalization: 2026 Fed Rate Cut Speculation Ignites Market "Great Rotation"
January 01, 2026
As the calendar turns to January 1, 2026, the American financial landscape finds itself at a pivotal crossroads. After a tumultuous two-year journey of aggressive tightening followed by a cautious...
Via
MarketMinute
Topics
Artificial Intelligence
Bonds
ETFs
Navigating the Neutral Rate: Wall Street's 2026 Outlook Forecasts Growth Amidst AI Maturity
January 01, 2026
As the opening bell prepares to ring for the first time in 2026, the American investor finds themselves at a unique crossroads of technological maturation and economic normalization. Following a robust...
Via
MarketMinute
Topics
Artificial Intelligence
Bonds
Economy
Economic Revolution or Looming Recession? Trump’s ‘A++’ Claims Clash with Wall Street’s Cautious 2026 Outlook
January 01, 2026
As the sun rises on January 1, 2026, the United States finds itself at a historical crossroads, caught between the triumphant rhetoric of an "Economic Revolution" and the sobering data of a cooling...
Via
MarketMinute
Topics
Artificial Intelligence
Economy
Government
The Mouse House Metamorphosis: Disney Enters 2026 in a High-Stakes Pivot
January 01, 2026
As the calendar turns to January 1, 2026, The Walt Disney Company (NYSE: DIS) finds itself at the most critical juncture in its century-long history. Under the final year of CEO Bob Iger’s second...
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MarketMinute
Topics
Artificial Intelligence
S&P 500 Enters 2026 with Momentum: Can the Bull Market Sustain Its Record-Breaking Pace?
January 01, 2026
The S&P 500 has officially crossed the threshold into 2026, carrying the momentum of a historic 2025 that saw the index defy skeptics and reach unprecedented heights. Ending the year at a record 6,930,...
Via
MarketMinute
Topics
Artificial Intelligence
Economy
Stocks
Apple Braces for 2026 Pivot: Can Upcoming Earnings Reverse the Year-End Tech Slump?
January 01, 2026
As the calendar turns to 2026, Apple (NASDAQ:AAPL) finds itself at a critical crossroads. After a volatile final quarter of 2025 that saw the tech giant’s shares slip alongside a broader industry...
Via
MarketMinute
Topics
Artificial Intelligence
Earnings
Economy
Meta in 2026: From Social Giant to AI Agent Powerhouse
January 01, 2026
As of January 1, 2026, Meta Platforms, Inc. (NASDAQ: META) stands at a pivotal crossroads in its twenty-two-year history. After a transformative 2025, the company has shed its former reputation as a...
Via
PredictStreet
Topics
Artificial Intelligence
Economy
Workforce
The Best AI Semiconductor Stock to Buy for 2026, According to Certain Wall Street Analysts (Hint: Not Nvidia or Broadcom)
↗
January 01, 2026
Morgan Stanley analysts selected Micron Technology as their top semiconductor pick for 2026.
Via
The Motley Fool
Topics
Artificial Intelligence
Supply Chain
2 Profitable Stocks with Promising Prospects and 1 Facing Challenges
December 31, 2025
While profitability is essential, it doesn’t guarantee long-term success. Some companies that rest on their margins will lose ground as competition intensifies - as Jeff Bezos said, "Your margin is my...
Via
StockStory
Q3 Earnings Highs And Lows: Raymond James (NYSE:RJF) Vs The Rest Of The Investment Banking & Brokerage Stocks
December 31, 2025
As the craze of earnings season draws to a close, here’s a look back at some of the most exciting (and some less so) results from Q3. Today, we are looking at investment banking & brokerage stocks,...
Via
StockStory
The 2025 IPO Market Review: A Year of Selective Recovery and the 2026 Outlook
December 31, 2025
As the final bell rings on 2025, the U.S. initial public offering (IPO) market has emerged from its multi-year hibernation, not with a frantic sprint, but with a calculated and selective stride. After...
Via
MarketMinute
Topics
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Initial Public Offering
If You Invested $1000 In Morgan Stanley Stock 15 Years Ago, You Would Have This Much Today
↗
December 31, 2025
Via
Benzinga
S&P 500 Eyes 7,000 Milestone: Technical Breakout Sets the Stage for a High-Stakes 2026
December 31, 2025
As the final closing bell of 2025 rings on Wall Street, the S&P 500 (SPX) stands on the precipice of history. After a year defined by a "triple-tailwind" of aggressive Federal Reserve easing, a...
Via
MarketMinute
Topics
Artificial Intelligence
Economy
Energy
Tesla’s 2025 Rollercoaster: AI Ambitions and Market Realities Collide at Year-End
December 31, 2025
As the final trading bell of 2025 approaches, Tesla, Inc. (NASDAQ: TSLA) stands at a historic crossroads, capping off a year that redefined its identity from a high-growth electric vehicle manufacturer...
Via
MarketMinute
Topics
Artificial Intelligence
Economy
Electric Vehicles
Wall Street's 2026 Vision: S&P 500 Targets Rise as AI Maturity and Rate Cuts Take Center Stage
December 31, 2025
As 2025 draws to a close, the financial world is looking toward a 2026 that many analysts believe will be defined by the maturation of artificial intelligence and a definitive shift in Federal Reserve...
Via
MarketMinute
Topics
Artificial Intelligence
Economy
Stocks
Ulta Stock ‘Unleashed’ Gains in 2025. Should You Keep Buying Shares in 2026?
December 31, 2025
Ulta started a new initiative to launch in-store experiences and grow its business in 2025. Shares are up about 40% YTD.
Via
Barchart.com
The Great M&A Thaw: Why Wall Street Predicts a Record-Breaking Dealmaking Surge in 2026
December 31, 2025
As the final bells ring across global exchanges this December 31, 2025, the mood in the boardrooms of Lower Manhattan and Mayfair has shifted from cautious preservation to aggressive expansion. After a...
Via
MarketMinute
Topics
Artificial Intelligence
Economy
One Chinese EV Stock Surged 80% In 2025 – But Two Others Told Very Different Stories
↗
December 31, 2025
XPeng was the top performer in 2025, with gains of around 80%, while Li Auto’s stock declined 28% YTD.
Via
Stocktwits
Topics
Product Recall
2 Popular AI Stocks to Sell Before They Drop 50% and 72% in 2026, According to Certain Wall Street Analysts
↗
December 31, 2025
Palantir and Intel have generated excellent returns for shareholders in 2025, but certain analysts forecast substantial losses in 2026.
Via
The Motley Fool
Topics
Artificial Intelligence
The EV Winter Deepens: Rivian Shares Plunge as Sector Braces for a Turbulent 2026
December 30, 2025
The electric vehicle (EV) market faced a harsh reality check today as shares of Rivian Automotive, Inc. (NASDAQ:RIVN) plummeted more than 5% in a high-volume trading session. Closing at approximately...
Via
MarketMinute
Topics
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Electric Vehicles
Emissions
The AI Memory Supercycle: Micron Shatters Records as HBM Capacity Sells Out Through 2026
December 30, 2025
In a definitive signal that the artificial intelligence infrastructure boom is far from over, Micron Technology (NASDAQ: MU) has delivered a fiscal first-quarter 2026 earnings report that has sent...
Via
TokenRing AI
Topics
Artificial Intelligence
Economy
Supply Chain
Nio, XPeng, Li Auto Rally After China Confirms EV Trade-In Subsidies Will Extend Into 2026
↗
December 30, 2025
China’s 2026 trade-in incentive details lifted U.S.-listed Chinese EV stocks as investors welcomed clearer demand support.
Via
Stocktwits
Topics
Electric Vehicles
The Great AI Recalibration: Is Nvidia’s Cooling a Healthy Reset or a Bubble Bursting?
December 30, 2025
As the curtains close on 2025, the high-flying artificial intelligence sector is experiencing a moment of profound introspection. After a year of relentless gains, the market’s darling, Nvidia...
Via
MarketMinute
Topics
Artificial Intelligence
S&P 500 Stumbles at the Finish Line: Technical Resistance and 2026 Uncertainty Cloud the 7,000 Milestone
December 30, 2025
As the final trading sessions of 2025 draw to a close, the S&P 500 (INDEXSP:.INX) is grappling with a bout of technical exhaustion that has dampened the spirits of an otherwise stellar year. After...
Via
MarketMinute
Topics
Artificial Intelligence
Earnings
Economy
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