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home
about us
Investment Approach
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Value Proposition
Team Biographies
Firm ADV PDFs
Form CRS
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Brochure Supplement Amit Stavinsky
Brochure Supplement Frank Parks
Brochure Supplement Dominick Savo
Brochure Supplement Richard Mason
Brochure Supplement Joe Estes
Brochure Supplement Jonathan Ezra
Statement Of Financial Strength
Job Opportunities
Tamar Advisors
Own Your Practice
Letter to Clients
member log-in
contact us
PRODUCTS
Fixed Income Portfolio (FIP)
FIP Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Total Asset Market (TAM)
TAM sm Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Total Asset Fund (TAF)
TAF sm Program
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Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Market Value Securities (MVS)
MVS Program
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Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Total Asset Value (TAV)
TAV Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Municipal Bonds
Taxable Bonds
Par, Premium, and Discount Bonds
Rating and Analyzing Bonds
Refunding & Pre-refunding
Bond Yields
Yield Curve
Secured Bonds
Mortgage Bonds
Unsecured Bonds
Debentures
Subordinated Debentures
Zero-Coupon Bonds
Convertible Bonds
High Yield Dividend Stocks
Independent Money Managers
Fees & Compensation
Corporate Cash Management
Fees & Compensation
Estate Planning
Financial Planning
Client Service Approach
Client's Responsibilities
Fees
Implementation
Legal Services
Termination
Professional Alliance Network
Client Service Approach
Client's Responsibilities
Fees
Implementation
Legal Services
Termination
MUNICIPAL BONDS
Municipal Bond Presentation
About Us
The Management
Global Asset Allocation Products
FIP Program
Classifying Municipal Bonds
Revenue Bonds
Credit Factors Affecting General Obligation Bonds
Credit Factors Affecting the Quality of Local Municipal Bonds
Analyzing the Credit Quality of General Obligation Bonds
Analyzing the Credit Quality of Revenue Municipal Bonds
What We Normally Buy
What We Normally Don’t Buy
Municipal Bonds – Unique Asset Class
Default Rates
Yield Difference
Turnkey Operation Platform
Advantages of Our Bid Wanted System
Advantages of Our Clearing System
Preferred Custodian Settlement
Advantages of Same-Day Allocation
TSL’s Turnkey Operation Platform
Classifying Municipal Bonds
Revenue Municipal Bonds
Types of Revenue Municipal Bonds
Industrial Development Revenue Bonds
Lease-back Bonds
Special Tax Bonds
NHA/PHA Bonds
Moral Obligation Bonds
Municipal Notes
TANs/RANs
BANs
CLNs/GANs
Variable Rate Bonds/Notes
Build America Bonds
Double-Barreled Bonds
Bond Index Components
Open-end-Closed-end-Indenture
Sinking Fund
Bond Contracts
Bond Indenture
Official Statement
Bond Issuance Process
Analyzing GO Bonds
Analyzing Revenue Bonds
Debt Ratios
General Price Analysis of Municipal Bonds
Liquidity
Interest Rate Risk
Credit Risk
Coupon Risk
Maturity Risk
Municipal Bond Insurance
Municipal Bonds Unique Asset Class
Default Rates
What We Buy Currently
What We Normally Don’t Buy
Turnkey Operation Platform
Advantages of Our Bid Wanted System
Advantages of Our Clearing System
Preferred Custodian Settlement
Advantages of Same Day Allocation
Traditional Broker/Dealer Execution Flow
TSL's Turnkey Operation Platform
INDEX FUNDS
Total Asset Fund (TAF)
TAF® Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Additional Information
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
EVENTS
FIP
Event Schedule
TAM
Event Schedule
Total Asset Market (TAM sm) Presentation
TAF
Event Schedule
Total Asset Fund (TAF sm) Presentation
MVS
Event Schedule
Market Value Securities (MVS sm) Presentation
Featured Event
Calendar of Events
Events History
Investing During Uncertain Times
Read FULL Seminar Here
Tax-Free Income Seminar
Bond Fund Seminar
RSVP-Signup Form
MARKET RESEARCH
Featured Quarterly Newsletter
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Morgan Stanley
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MS
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154.41
-6.47 (-4.02%)
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Updated: 12:30 PM EDT, Mar 12, 2026
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The Earnings Streak: S&P 500 Defies Gravity with Fifth Consecutive Double-Digit Gain
Today 12:11 EDT
The S&P 500 (INDEXSP:.INX) has just concluded a blockbuster Q4 2025 earnings season, cementing a historic run of corporate profitability that has defied both high interest rates and global geopolitical...
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The Looming Shadow: S&P 500 Faces ‘Death Cross’ as Short-term Momentum Falters
Today 11:37 EDT
The S&P 500 has officially triggered a "mini death cross," a bearish technical signal where the 20-day moving average crosses below the 50-day moving average, signaling a sharp deterioration in market...
Via
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Global Energy Markets in Turmoil: WTI Crude Shatters $90 Mark as Strait of Hormuz Closure Ignites Inflation Fears
Today 11:33 EDT
The global energy landscape has been thrust into a state of acute crisis as West Texas Intermediate (WTI) crude oil prices surged past the $90 per barrel threshold this week, fueled by a dramatic...
Via
MarketMinute
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Stocks Retreat Amid Rising Crude Prices and Credit Worries
Today 11:10 EDT
The S&P 500 Index ($SPX ) (SPY ) today is down -1.22%, the Dow Jones Industrial Average ($DOWI ) (DIA ) is down -1.32%, and the Nasdaq 100 Index ($IUXX ) (QQQ ) is down -1.46%. March E-mini S&P futures...
Via
Barchart.com
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Energy
Government
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At the Intersection of Sport and Culture: A Deep-Dive on Dick’s Sporting Goods (DKS) Q4 FY2025 Results
Today 10:25 EDT
As of March 12, 2026, the retail landscape is witnessing a pivotal transformation led by Dick’s Sporting Goods (NYSE: DKS). Once a traditional "big-box" retailer, the company has repositioned itself as...
Via
Finterra
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Economy
Firearms
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Ulta Beauty (ULTA) Deep Dive: Navigating the New Normal in Beauty Retail
Today 9:53 EDT
As the closing bell approaches on March 12, 2026, the retail sector is turning its collective gaze toward Bolingbrook, Illinois. Ulta Beauty (NASDAQ: ULTA) is scheduled to report its fourth-quarter and...
Via
Finterra
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Artificial Intelligence
Economy
The 60/40 Portfolio is Dead: Gold and Silver Ascend as Institutional Pillars in 2026
Today 9:44 EDT
As of March 12, 2026, the global financial landscape is undergoing a structural realignment that is fundamentally altering how wealth is preserved for the next generation. The traditional 60/40 asset...
Via
MarketMinute
Topics
Bonds
Derivatives
ETFs
Thursday's pre-market session: top gainers and losers in the S&P500 index
↗
Today 9:35 EDT
Via
Chartmill
Micron To Rally More Than 12%? Here Are 10 Top Analyst Forecasts For Thursday
↗
Today 9:28 EDT
Top analysts change outlook on top names. HC Wainwright cut BWAY price target, Mizuho raised PENN target, Telsey slashed SFIX target, BTIG cut AVAV target, Barrington cut CURI target, Morgan Stanley...
Via
Benzinga
UiPath’s AI Automation Story Is Not Translating Into Faster Growth Yet, Say UBS, Morgan Stanley Analysts
↗
Today 8:13 EDT
Analysts at UBS reduced their price target for UiPath stock to $13 from $17 while maintaining a ‘Neutral’ rating.
Via
Stocktwits
Topics
Artificial Intelligence
Pentagon Taps Goldman, JPMorgan, Morgan Stanley For $200 Billion Defense Initiative: Report
↗
Today 6:51 EDT
The Pentagon is reportedly putting together a team of investment bankers from Wall Street firms for a $200B defense investment initiative.
Via
Benzinga
Exclusive: Morgan Stanley And BlackRock Limit Withdrawals—Is Private Credit Gating A Crisis Or Market 'Stabilizer'?
↗
Today 6:31 EDT
Morgan Stanley and BlackRock gate funds as JPMorgan curbs lending. Experts say redemption limits act as a market "stabilizer."
Via
Benzinga
S&P 500 Could Drop Another 5%-7% Before Bottoming, Says Morgan Stanley's Chief Investment Officer: Report
↗
Today 6:16 EDT
According to a Business Insider report, Mike Wilson expects another pullback before a more sustainable recovery emerges.
Via
Stocktwits
Topics
ETFs
Stocks
Stock Market Today: S&P 500, Dow Futures Fall Despite Trump Claiming US 'Won' The Iran War—Bumble, Morgan Stanley, Adobe In Focus
↗
Today 5:07 EDT
U.S. stock futures fell on Thursday following Wednesday’s mixed close. Futures of the major benchmark indices were lower.
Via
Benzinga
Topics
Government
Stocks
Global Market Response to US Geopolitical Signals: Peace Rally Sweeps International Markets
March 11, 2026
In a dramatic shift for global finance, international markets witnessed a powerful relief rally on March 11, 2026, following assertions from President Donald Trump that major geopolitical conflicts are...
Via
MarketMinute
Topics
Economy
Government
World Trade
The Rise of 'HALO' Stocks: Why Investors Are Swapping Silicon for Steel in 2026
March 11, 2026
NEW YORK — As of March 11, 2026, a seismic shift is rattling the foundations of Wall Street. For nearly three years, the narrative of the "Magnificent Seven" and the unyielding dominance of artificial...
Via
MarketMinute
Topics
Artificial Intelligence
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Energy
Cracks in the Bull Case: S&P 500 Breaches Key Support as Institutional Distribution Takes Hold
March 11, 2026
The multi-year bull market that defined the mid-2020s is facing its sternest test yet. On March 11, 2026, the S&P 500 index decisively breached the critical 6,764 support level, a technical floor that...
Via
MarketMinute
Topics
Artificial Intelligence
ETFs
Economy
10-Year Treasury Yield Closes in on 4.16% as Fiscal Pressures and Inflation Concerns Reshape 2026 Market Landscape
March 11, 2026
NEW YORK — On March 11, 2026, the global financial markets faced a familiar yet formidable specter as the 10-year U.S. Treasury yield surged toward the 4.16% mark. This psychological and technical...
Via
MarketMinute
Topics
Artificial Intelligence
Bonds
Economy
Cisco Systems Anchors Tech Sector as "SaaS-pocalypse" Drives Investors Toward Infrastructure
March 11, 2026
As the broader technology market grapples with a painful revaluation of software providers, Cisco Systems (NASDAQ: CSCO) has emerged as a beacon of stability for defensive-minded investors. On...
Via
MarketMinute
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Artificial Intelligence
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1 Value Stock Worth Your Attention and 2 That Underwhelm
March 11, 2026
The low valuation multiples for value stocks provide a margin of safety that growth stocks rarely offer. However, the challenge lies in determining whether t...
Via
StockStory
Banks Under Pressure: Financial Sector Lags as Broad Market Rallies on Fed and Jobs Anxiety
March 10, 2026
In a striking divergence on Wall Street, the financial sector emerged as a notable laggard during Tuesday’s trading session. On March 10, 2026, the Financial Select Sector SPDR Fund (NYSEARCA:XLF)...
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MarketMinute
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As Wall Street Cheers for the New R2 Launch, Should You Buy Rivian Stock?
March 10, 2026
Rivian stock is pushing higher ahead of the R2 launch on Thursday. Wall Street analysts recommend buying RIVN ahead of the big event.
Via
Barchart.com
Topics
Electric Vehicles
The $2.5 Trillion Tsunami: Why 2026 has Become the Year of the Megadeal
March 10, 2026
As of March 10, 2026, the United States financial markets are witnessing an unprecedented explosion in Mergers and Acquisitions (M&A) that has caught even the most optimistic analysts by surprise....
Via
MarketMinute
Topics
Artificial Intelligence
Economy
Government
Morgan Stanley Expects One Of The 'Most Expensive' Cybersecurity Stocks To Outperform Long Term
↗
March 10, 2026
CrowdStrike shares are trading higher on Tuesday. Morgan Stanley upgraded the cybersecurity leader from Equal‑weight to Overweight.
Via
Benzinga
Wall Street Thinks CrowdStrike Is Set to Be an AI Winner. Should You Buy CRWD Stock Here?
March 10, 2026
After earnings, analysts view AI as a tailwind for CrowdStrike.
Via
Barchart.com
Topics
Artificial Intelligence
ETFs
Is Archer Aviation Stock Your Ticket to Becoming a Millionaire?
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March 10, 2026
Archer Aviation is a popular stock in the emerging eVTOL opportunity.
Via
The Motley Fool
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Artificial Intelligence
Economy
The Trillion-Dollar Dam Breaks: U.S. M&A Surges as Private Equity Confidence Hits 86% Six-Year High
March 10, 2026
The United States mergers and acquisitions (M&A) landscape has undergone a seismic shift in the opening months of 2026, transitioning from a period of cautious stagnation to a high-velocity "megadeal"...
Via
MarketMinute
Topics
Artificial Intelligence
Economy
Government
GE Aerospace Deep-Dive: The Propulsion Powerhouse Shaping the Future of Flight
March 10, 2026
As of March 10, 2026, the industrial landscape looks vastly different than it did just two years ago. At the heart of this transformation is GE Aerospace (NYSE: GE), a company that has not only...
Via
Finterra
Topics
Economy
Emissions
World Trade
Netflix (NFLX): From Streaming Pioneer to Diversified Entertainment Titan (2026 Analysis)
March 10, 2026
As of March 10, 2026, the streaming landscape has evolved from a frantic race for subscribers into a disciplined battle for profitability and "share of time." At the center of this transformation...
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Finterra
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Artificial Intelligence
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The Cybersecurity Titan: A Deep Dive into Palo Alto Networks’ Platformization Era
March 10, 2026
As of March 10, 2026, the cybersecurity landscape has shifted from a fragmented market of "best-of-breed" point products to a centralized battle of integrated platforms. At the epicenter of this...
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Finterra
Topics
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Initial Public Offering
Regulatory Compliance
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