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home
about us
Investment Approach
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Firm ADV PDFs
Form CRS
Firm Brochure-Part 2A of Form ADV
Brochure Supplement Amit Stavinsky
Brochure Supplement Frank Parks
Brochure Supplement Dominick Savo
Brochure Supplement Richard Mason
Brochure Supplement Joe Estes
Brochure Supplement Jonathan Ezra
Statement Of Financial Strength
Job Opportunities
Tamar Advisors
Own Your Practice
Letter to Clients
member log-in
contact us
PRODUCTS
Fixed Income Portfolio (FIP)
FIP Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Total Asset Market (TAM)
TAM sm Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Total Asset Fund (TAF)
TAF sm Program
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Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Market Value Securities (MVS)
MVS Program
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Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Total Asset Value (TAV)
TAV Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Municipal Bonds
Taxable Bonds
Par, Premium, and Discount Bonds
Rating and Analyzing Bonds
Refunding & Pre-refunding
Bond Yields
Yield Curve
Secured Bonds
Mortgage Bonds
Unsecured Bonds
Debentures
Subordinated Debentures
Zero-Coupon Bonds
Convertible Bonds
High Yield Dividend Stocks
Independent Money Managers
Fees & Compensation
Corporate Cash Management
Fees & Compensation
Estate Planning
Financial Planning
Client Service Approach
Client's Responsibilities
Fees
Implementation
Legal Services
Termination
Professional Alliance Network
Client Service Approach
Client's Responsibilities
Fees
Implementation
Legal Services
Termination
MUNICIPAL BONDS
Municipal Bond Presentation
About Us
The Management
Global Asset Allocation Products
FIP Program
Classifying Municipal Bonds
Revenue Bonds
Credit Factors Affecting General Obligation Bonds
Credit Factors Affecting the Quality of Local Municipal Bonds
Analyzing the Credit Quality of General Obligation Bonds
Analyzing the Credit Quality of Revenue Municipal Bonds
What We Normally Buy
What We Normally Don’t Buy
Municipal Bonds – Unique Asset Class
Default Rates
Yield Difference
Turnkey Operation Platform
Advantages of Our Bid Wanted System
Advantages of Our Clearing System
Preferred Custodian Settlement
Advantages of Same-Day Allocation
TSL’s Turnkey Operation Platform
Classifying Municipal Bonds
Revenue Municipal Bonds
Types of Revenue Municipal Bonds
Industrial Development Revenue Bonds
Lease-back Bonds
Special Tax Bonds
NHA/PHA Bonds
Moral Obligation Bonds
Municipal Notes
TANs/RANs
BANs
CLNs/GANs
Variable Rate Bonds/Notes
Build America Bonds
Double-Barreled Bonds
Bond Index Components
Open-end-Closed-end-Indenture
Sinking Fund
Bond Contracts
Bond Indenture
Official Statement
Bond Issuance Process
Analyzing GO Bonds
Analyzing Revenue Bonds
Debt Ratios
General Price Analysis of Municipal Bonds
Liquidity
Interest Rate Risk
Credit Risk
Coupon Risk
Maturity Risk
Municipal Bond Insurance
Municipal Bonds Unique Asset Class
Default Rates
What We Buy Currently
What We Normally Don’t Buy
Turnkey Operation Platform
Advantages of Our Bid Wanted System
Advantages of Our Clearing System
Preferred Custodian Settlement
Advantages of Same Day Allocation
Traditional Broker/Dealer Execution Flow
TSL's Turnkey Operation Platform
INDEX FUNDS
Total Asset Fund (TAF)
TAF® Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Additional Information
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
EVENTS
FIP
Event Schedule
TAM
Event Schedule
Total Asset Market (TAM sm) Presentation
TAF
Event Schedule
Total Asset Fund (TAF sm) Presentation
MVS
Event Schedule
Market Value Securities (MVS sm) Presentation
Featured Event
Calendar of Events
Events History
Investing During Uncertain Times
Read FULL Seminar Here
Tax-Free Income Seminar
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Schwab U.S. Broad Market ETF
(NY:
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+0.10 (+0.38%)
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Updated: 10:17 AM EST, Jan 2, 2026
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VTI and SCHB Both Offer Total Stock Market Exposure, But One Might Have an Edge for Some Investors
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November 17, 2025
These two funds are nearly identical in every way, but they do have a couple of notable differences.
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Dividend Investor Earning $5,200 A Month Shares His Top 7 Stock Picks – 'Getting Dividend is the Biggest Joy in My Life'
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This Is the Net Worth You Need to Be "Financially Comfortable" in 2025, According to the Average American
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With the right investments, it's simpler than you might think to accumulate $1 million or more over time.
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Investor With Surprise $1M Windfall Sparks Heated Debate: 'Why Not Park It All In SCHD For Dividend Income?' – Reddit Weighs In
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March 27, 2025
Many investors find the benefits of dividends, such as money working for you and steady payouts, incredibly appealing.
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2 Low-Cost ETFs With More Than 2,400 Holdings That You Can Buy and Hold for Decades
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2 Ultra-Low-Cost ETFs That Can Help Build Up Your Retirement Portfolio
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What Are the Safest ETFs to Buy Right Now? And How Much Can You Earn From Them?
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April 26, 2024
The right investment can limit risk while still growing your money substantially.
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A New Day For Stock Market Bulls
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November 03, 2023
Some believe we are in a bear market; others say we are in a bull market.
Via
Talk Markets
History Of Recessions And Impact On Today's Stock Market
↗
June 03, 2023
Countless data points are reviewed by market participants and economists to gauge recession odds. What can we learn from it in June 2023? What does it tell us about the current rally in stocks - doomed...
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Do The Charts Align With An Imminent-Recession Narrative?
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Risk-on or toppy? What we can learn about recession and bear market probabilities by examining the latest charts, data, and studies.
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Critical Investing Mistakes Investors Should Avoid Right Now
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November 16, 2022
Making these mistakes can set you back from your financial goals.
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15 Stocks Moved By Traders on 'Fast Money: Halftime Report'
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May 11, 2022
CNBC’s "Fast Money: Halftime Report" delivers market-moving news to investors. The commentary delivered by hosts of the show often moves the stocks mentioned. The...
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2 ETFs to Watch for Outsized Volume on All-Cap Blend and Dividend
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May 10, 2022
In the last trading session, Wall Street continued to lose. Among the top ETFs, SPY declined 3.2%, DIA retreated about 2% while QQQ moved 3.9% lower on the day.
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5 ETF Strategies to Follow in May
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May 04, 2022
Investors could follow some strategies that could lead to a winning portfolio during this soft six-month period.
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Bullish Odds Are Deteriorating
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April 16, 2022
Stocks vs. commodities, long-term. The bullish window may be closing.
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Numerous Rare Stock Market Signals Triggered This Week
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April 01, 2022
A significant number of new stock market signals were flashed this week. Ley's see what were they and what do they say about bull/bear odds for the next 1-3 years.
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Multiple Rate Hikes And Stock Performance For The Remainder Of 2022
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A look at what history says about multiple rate hikes and the stock market.
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Is The Bearish Case Being Overstated?
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An objective comparison of 2022 to the major stock market peaks in 2000 and 2007.
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Recap of 2021. What Comes Next?
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We had inflation hitting highs we haven't seen in decades and yet stocks performed pretty strongly. The question is how are our investments doing relative to the major market indexes?
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Habits Of The Investing Greats & Year-End Reminders
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In this episode, I share habits from the investing greats that we should apply, plus year-end financial reminders. I also answer questions about IBonds.
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Year-End Moves: Cutting Taxes & Cleaning Up Your Portfolio
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In this episode, we talk about strategies for reducing your taxes and ridding yourself from money-losing investments. Plus, I share a few ETF strategies.
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Stocks And The Highest Inflation In Nearly 40 Years
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How concerning is the highest inflation in nearly 40 years for stock market investors, traders, and retirement savers?
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Investing With A Margin Of Safety
↗
December 04, 2021
In this episode, I remind you about the importance of investing with an adequate margin of safety. The strategy was introduced by Ben Graham.
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Will Inflation Derail The Year-End Rally In Stocks?
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November 12, 2021
Market participants were recently presented with the highest inflation report in more than 30 years. What does it mean for investors and traders?
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Are Roth 401k's Still A Good Deal?
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November 08, 2021
Here is a rundown of Roth 401k plans and the important role they play in tax-free retirement planning.
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Will Shifting Rate Expectations Send Stocks Into Orbit?
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Interest rates have fallen in recent sessions. How has it impacted risk assets and stock market leadership?
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Taper-Induced Changes Coming For Investors?
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The Fed will most likely announce the long-awaited taper schedule at the November 2-3 meeting.
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New All-Time Highs Coming In Stocks Before Year-End?
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How much progress has the stock market made in terms of putting in a pullback low? What do the long-term charts say about tech, growth, commodities, financials, and energy?
Via
Talk Markets
Have Stocks Made Their Final Low?
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October 08, 2021
The S&P 500 finished the week 112 points above the intraweek low that was made on Monday, October 4. How much progress has been made in terms of ending the pullback?
Via
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Topics
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How Does 2021 Compare To Major Stock Market Peaks In 2000 And 2007?
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September 10, 2021
The 2000-2002 and 2007-2009 stock bear markets were painful for investors. Is 2021 starting to develop concerning similarities?
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