Borderless AI Launches Crypto-Native Payroll

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Businesses that want to enable their workforce to receive their compensation in crypto can now do so through Borderless AI.

Borderless AI, a Canadian Employer of Record (EOR) and global payroll platform, is making it possible for companies to pay their domestic and international workforce in cryptocurrency.

Borderless AI’s Crypto-Native payroll is a new way for talent to allocate their pay, a first step toward more flexible payout options for companies around the world.

This comes at a time when global cryptocurrency adoption is growing, with global transaction volumes projected to exceed $3 trillion and nearly 559 million users worldwide. In the U.S., four out of 10 merchants accept cryptocurrency at checkout, while in Switzerland and Japan, bitcoin is not legal tender, but accepted by some merchants.

“We’re seeing a fundamental shift in the global employment market: the conversation has evolved beyond allowing people to work anywhere to empowering them to be paid in any way that matches their own investment and currency preferences,” says Willson Cross, Co-Founder and CEO, Borderless AI. “When you look at a global workforce, a one-size-fits-all no longer applies when you take into consideration each country’s currencies and savings options. The global hiring market remains competitive, and companies that adapt and offer flexible options to employees, including crypto, go a long way in building an invested workforce.”

Why do flexible payout options matter?
For growing companies, hiring top global talent is the first step. But the efficiency and flexibility of payroll systems can be challenging to navigate as companies seek competitive offerings for potential employees while avoiding compliance risks.

Other payroll-native allocations, such as RRSPs or 401(k)s are allocated before payroll is finalized, ensuring that employees receive the confirmed amount directly. When set up post payroll, employees are taking on additional time to transfer funds and are subject to exchange conditions.

How does Crypto Contributions work?
Borderless AI’s Crypto-Native Payroll brings flexible and transparent controls directly to employees' fingertips, all while ensuring companies remain compliant.

Employees can now have full visibility into where their earnings go on one platform. Features include:

  • Submit and manage contribution requests in one platform
  • See clear statuses for each request (e.g., In Review, Approved, Processed)
  • Understand exactly when changes will apply based on payroll timelines
  • Update or stop contributions at any time before the payroll lock date

Is crypto the future of payroll?
Crypto is just one piece of the broader move to bring greater flexibility and options for employees to make consistent, timed contributions to their preferred saving or investing format.

Payroll Contributions is a step towards Borderless AI implementing flexible payroll experiences into the global hiring process, reflecting how employees want to use and save their earnings.

About Borderless AI
Borderless AI is an AI-native Employer of Record (EOR) and global payroll platform that helps companies onboard, pay, and manage talent in 170+ countries without setting up foreign entities. Borderless AI combines owned legal entities with real-time global payroll, local benefits, and embedded compliance to enable People and Finance teams to scale globally without sacrificing speed, control, or employee experience. Backed by investors including Aglaé Ventures (LVMH) and Susquehanna International Group, Borderless AI powers hundreds of modern teams across fintech, SaaS, crypto, and consumer brands.

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