Colombia Embedded Finance Business Report 2025: Market to Grow by 15.7% to Reach $3.91 Billion this Year - Business Models, Distribution Models, End-Use Sectors, and Key Verticals Forecast to 2029 - ResearchAndMarkets.com

The "Colombia Embedded Finance Market Size & Forecast by Value and Volume Across 100+ KPIs by Business Models, Distribution Models, End-Use Sectors, and Key Verticals (Payments, Lending, Insurance, Banking, Wealth) - Databook Q4 2025 Update" report has been added to ResearchAndMarkets.com's offering.

The embedded finance market in Colombia is expected to grow by 15.7% on an annual basis to reach US$3.91 billion by 2025.

The embedded finance market in the country has experienced robust growth during 2021-2025, achieving a CAGR of 22.7%. This upward trajectory is expected to continue, with the market forecast to grow at a CAGR of 11.2% from 2026 to 2030. By the end of 2030, the embedded finance market is projected to expand from its 2024 value of US$3.38 billion to approximately US$5.98 billion.

This report provides a detailed data-centric analysis of the embedded finance industry in Colombia, covering five major verticals: payments, lending, insurance, banking, and investments & wealth management. It covers more than 100 KPIs, including transaction value, transaction volume, average transaction size, revenue indicators, and financial performance measures.

The report offers segmentation by business models (platform-based, enabler, and regulatory entity), distribution models (own and third-party platforms), and end-use markets, including e-commerce, retail, healthcare, travel & hospitality, utilities, automotive, education, and the gig economy. Together, these datasets provide a comprehensive, quantifiable view of market size, operational efficiency, risk, customer behavior, and user experience in the embedded finance market.

Reasons to Buy

  • Comprehensive KPI Coverage: Access over 100 key performance indicators (KPIs), including transaction value, transaction volume, revenue, and average transaction size.
  • Complete Vertical Coverage: Structured datasets across all five embedded finance verticals - payments, lending, insurance, banking, and investments & wealth.
  • Granular Market Segmentation: Detailed data by business models (platform-based, enabler, regulatory-entity), distribution models (own vs. third-party platforms), and product types.
  • Sector-Level Data Tracking: Coverage across B2C end-use markets such as e-commerce, retail, healthcare, travel & hospitality, utilities, automotive, education, gig economy, and others.
  • Operational & Performance Metrics: Provides data on efficiency, quality & risk, monetization, customer behavior, and user experience indicators for a rounded view of market performance.

Key Attributes:

Report Attribute Details
No. of Pages 230
Forecast Period 2026 - 2030
Estimated Market Value (USD) in 2026 $3.91 Billion
Forecasted Market Value (USD) by 2030 $5.98 Billion
Compound Annual Growth Rate 11.2%
Regions Covered Colombia 

Scope

Colombia Embedded Finance Market Size and Growth Dynamics

  • Total Transaction Value
  • Number of Transactions
  • Average Value per Transaction

Colombia Embedded Finance Financial Performance Indicators

  • Total Revenue
  • Average Revenue per Transaction / Product

Colombia Embedded Finance Key Metrics

  • Operational Efficiency Metrics: Transaction Success Rate, Automation Rate (Instant Decision %), Average Turnaround / Processing Time
  • Quality & Risk Metrics: Fraud Rate, Error Rate
  • Customer Behavior Metrics: Repeat Borrowing Rate, Customer Retention Rate, Churn Rate, Conversion Rate, Abandonment Rate, Cross-Sell / Upsell Rate
  • User Experience Metrics: Average Transaction Speed, Average Order / Loan / Policy / Investment Size

Colombia Embedded Payments Market Size and Growth Dynamics

  • Total Payment Value (TPV) and Growth Outlook
  • Number of Transactions and Usage Trends
  • Average Revenue per Transaction

Colombia Embedded Payments Key Metrics

  • Transaction Metrics: Transaction Success Rate, Repeat Usage Rate
  • Operational Efficiency Metrics: Chargeback Rate, Fraud Rate, Dispute / Resolution Rate
  • Conversion & Retention Metrics: Conversion Rate, Abandonment Rate, Customer Retention Rate
  • User Experience Metrics: Average Transaction Speed, Error Rate

Colombia Embedded Payments Market Segmentation by Business Models

  • Platform-Based Model
  • Enabler-Based Model
  • Regulatory-Entity Model

Colombia Embedded Payments Market Segmentation by Distribution Models

  • Own Platforms
  • Third-Party Platforms

Colombia Embedded Payments Market Segmentation by End-Use Markets

  • E-commerce & Retail
  • Digital Products & Services
  • Travel & Hospitality
  • Leisure & Entertainment
  • Health & Wellness
  • Utility Bill Payments
  • Other Sectors

Colombia Embedded Lending Market Size and Growth Dynamics

  • Loan Disbursement Value
  • Number of Loans Issued
  • Average Loan Size

Colombia Embedded Lending Key Metrics

  • Credit Quality & Risk Metrics: Delinquency Rate (30/60/90 Days), Approval Rate, Default Rate, Loss Given Default (LGD)
  • Monetization & Unit Economics Metrics: Interest Revenue per Loan
  • Adoption & Usage Metrics: Repeat Borrowing Rate
  • Operational & Platform Efficiency Metrics: Loan Origination Time (TAT), Automation Rate (Instant Decision %)

Colombia Embedded Lending Market Segmentation by Business Models

  • Platform-Based Model
  • Enabler-Based Model
  • Regulatory-Entity Model

Colombia Embedded Lending Market Segmentation by Distribution Models

  • Own Platforms
  • Third-Party Platforms

Colombia Embedded Lending Market Segmentation by Product Types

  • Buy Now, Pay Later (BNPL)
  • Point-of-Sale (POS) Lending
  • Personal Loans
  • Gig Worker Income Advances
  • Other Loan Types

Colombia Embedded Lending Market Segmentation by End-Use Markets

  • E-commerce & Retail
  • Gig Economy
  • Travel & Hospitality
  • Healthcare
  • Education & EdTech
  • Automotive & Mobility
  • Other Sectors

Colombia Embedded Insurance Market Size and Premium Dynamics

  • Gross Written Premium (GWP)
  • Number of Policies Issued
  • Average Premium per Policy

Colombia Embedded Insurance Key Metrics

  • Policy & Premium Metrics: Renewal Rate
  • Claims & Risk Performance Metrics: Claims Ratio (Loss Ratio), Claim Frequency, Claim Settlement Time, Fraud Rate
  • Platform Monetization Metrics: Embedded Insurance Revenue per User (RIU)
  • Distribution & Conversion Metrics: Attachment Rate, Quote-to-Bind Conversion Rate, Cross-Sell / Upsell Rate

Colombia Embedded Insurance Market Segmentation by Policy Type

  • Life Insurance
  • Non-Life Insurance (Motor Vehicle, Home/Property, Accident & Health, Others)
  • Motor Vehicle
  • Home/Property
  • Accident & Health

Colombia Embedded Insurance Market Segmentation by Business Models

  • Platform-Based Model
  • Enabler-Based Model
  • Regulatory-Entity Model

Colombia Embedded Insurance Market Segmentation by Distribution Models

  • Own Platforms
  • Third-Party Platforms

Colombia Embedded Insurance Market Segmentation by End-Use Markets

  • E-commerce & Retail
  • Travel & Hospitality
  • Automotive & Mobility
  • Healthcare
  • Other Sectors

Colombia Embedded Banking Market Size and Account Dynamics

  • Total Deposits / Inflows
  • Account Fee Revenue

Colombia Embedded Banking Key Metrics

  • Account Metrics: Account Churn Rate
  • Risk & Compliance Metrics: Fraudulent Transaction Rate

Colombia Embedded Banking Distribution by End-Use Markets

  • Gig & Freelance Platforms
  • E-commerce & Marketplaces
  • Fintech Apps & Neobanks
  • Other Platforms

Colombia Embedded Investments & Wealth Market Size and User Dynamics

  • Total Assets Under Management (AUM)
  • Number of Investment Transactions
  • Average Investment per User

Colombia Embedded Investments & Wealth Key Metrics

  • Returns & Performance Metrics: Annualized Portfolio Return
  • Retention Metrics: Account Churn Rate

Colombia Embedded Investments & Wealth Market Segmentation by Business Models

  • Platform-Based Model
  • Enabler-Based Model
  • Regulatory-Entity Model

Colombia Embedded Investments & Wealth Market Segmentation by Distribution Models

  • Own Platforms
  • Third-Party Platforms

Colombia Embedded Investments & Wealth Market Segmentation by End-Use Markets

  • Fintech & Neobank Apps
  • E-commerce & Super Apps
  • Gig & Freelancer Platforms
  • Other Platforms

For more information about this report visit https://www.researchandmarkets.com/r/7jodf6

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