Report demonstrates how Pathward’s operating model powers financial inclusion through purposeful partnership, growth and governance.

Pathward Financial, Inc. (Nasdaq: CASH) through its subsidiary, Pathward®, N.A. (“Pathward” or the “Company”), today released its 2025 Impact Report. The report highlights Pathward’s deep partner expertise in enabling inclusive banking, payments, lending and tax solutions nationwide, while making progress on the Company’s sustainability efforts.

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Pathward released its 2025 Impact Report.

In fiscal year 2025, Pathward expanded financial access by supporting fintech innovators, tax professionals, small to large businesses, and renewable energy developers in markets underserved by traditional banking institutions. Leveraging its national bank charter and operating model, Pathward emphasizes choice and flexibility to enable innovative partnerships with leading fintechs to deliver preferred financial solutions to modern consumers and businesses of all sizes.

“Rooted in our purpose of powering financial inclusion, Pathward continues to anticipate and meet the changing needs of consumers and businesses,” said Pathward CEO Brett Pharr. “We are witnessing a digital transformation that is reshaping the financial services landscape. As a key player in this ecosystem, Pathward is well-positioned to drive innovation, support our partners’ growth and expand access to financial solutions that meet people and businesses where they are, in the ways they prefer.”

The report also highlights Pathward’s sustainability efforts in fiscal year 2025, reflecting positive outcomes for customers and communities alike. These include:

Environmental:

• Strategic financing of renewable energy and infrastructure projects that strengthen communities and enhance grid resilience, supported by a continued commitment to transparency through rigorous data collection and assessment of the Company’s environmental footprint
• Closing the fiscal year with a $1.8 billion renewable energy project loan balance

Social:

• Financing more than $203 million in Small Business Administration loans
• Contributing $1.2 million in charitable investments to nonprofit community partners alongside nearly 5,000 collective volunteer hours from Pathward employees
• Driving strong employee engagement with 84% of employees surveyed identifying Pathward as a “Great Place to Work,” outperforming the average large U.S.-based company by 27 points

Governance:

• Upholding governance practices anchored by board oversight, disciplined risk management, and a consultative compliance approach
• Maintaining strong, transparent corporate governance and ethical business practices to facilitate long-term, sustainable growth

“At Pathward, expanding financial access is realized through partnerships that help us meet market needs and glean insights about how to create a more inclusive financial system,” said Pathward Senior Vice President of Communications, Sustainability and Public Policy, Catherine McGlown. “We see the impact of our approach reflected in our partnerships, innovation and the ways we serve our customers. We remain steadfast in turning purpose into practice by expanding access to the financial system and unlocking opportunity for those we serve.”

View Pathward’s 2025 Impact Report on Pathward.com.

About Pathward Financial, Inc.

Pathward Financial, Inc. (Nasdaq: CASH) is a U.S.-based financial holding company driven by its purpose to power financial inclusion. Through our subsidiary, Pathward^®, N.A., we strive to increase financial availability, choice and opportunity across our Partner Solutions and Commercial Finance business lines. These strategic business lines provide support to individuals and businesses. Learn more at www.pathwardfinancial.com.

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