Progressive Reports December 2025 Results

MAYFIELD VILLAGE, OHIO, Jan. 28, 2026 (GLOBE NEWSWIRE) -- The Progressive Corporation (NYSE: PGR) today reported the following results for the month and quarter ended December 31, 2025:

ย DecemberQuarter
(millions, except per share amounts and ratios; unaudited)ย 2025ย ย 2024ย ย Changeย 2025ย ย 2024ย ย Change
Net premiums written$ย ย ย ย ย  6,313ย $ย ย ย ย ย  5,964ย ย 6ย %$ย ย  19,508ย $ย ย  18,105ย ย 8%
Net premiums earned$ย ย ย ย ย  7,121ย $ย ย ย ย ย  6,717ย ย 6ย %$ย ย  21,093ย $ย ย  19,144ย ย 10%
Net income$ย ย ย ย ย  1,147ย $ย ย ย ย ย ย ย ย  942ย ย 22ย %$ย ย ย ย ย  2,951ย $ย ย ย ย ย  2,356ย ย 25%
Per share available to common shareholders$ย ย ย ย ย ย ย  1.95ย $ย ย ย ย ย ย ย  1.60ย ย 22ย %$ย ย ย ย ย ย ย  5.02ย $ย ย ย ย ย ย ย  4.01ย ย 25%
Total pretax net realized gains (losses) on securities$ย ย ย ย ย ย ย ย  168ย $ย ย ย ย ย ย  (140)ย (220)%$ย ย ย ย ย ย ย ย  257ย $ย ย ย ย ย ย ย ย  (53)ย NMย 
Combined ratioย 87.1ย ย 84.1ย ย ย ย  3.0ย pts.ย 88.0ย ย 87.9ย ย 0.1pts.
Average diluted equivalent common sharesย 588.0ย ย 587.7ย ย 0ย %ย 588.0ย ย 587.7ย ย 0%
NM = Not Meaningfulย ย ย ย ย ย ย ย ย ย ย ย ย ย ย ย ย ย ย 


ย December 31,
(thousands; unaudited)
2025ย 2024ย % Change
Policies in Forceย ย ย ย ย 
Personal Linesย ย ย ย ย 
Agency โ€“ auto10,787ย 9,778ย 10
Direct โ€“ auto15,993ย 13,996ย 14
Special lines6,998ย 6,520ย 7
Property3,650ย 3,517ย 4
Total Personal Lines37,428ย 33,811ย 11
Commercial Lines1,191ย 1,141ย 4
Total38,619ย 34,952ย 10
ย ย ย ย ย ย 

See Progressiveโ€™s complete monthly earnings release for additional information.

About Progressive

Progressive Insuranceยฎย makes it easy to understand, buy and useย car insurance, home insurance, and other protection needs.ย Progressiveย offersย choicesย so consumers can reach us however itโ€™s most convenient for them โ€” online at progressive.com, by phone atย 1-800-PROGRESSIVE, via the Progressive mobile app, or in-person with a local agent.

Progressiveย provides insurance for personal and commercial autos and trucks, motorcycles, boats, recreational vehicles, and homes; itย is the second largest personal auto insurer in the country, a leading seller of commercial auto,ย motorcycle,ย and boat insurance, and one of the top 15 homeowners insurance carriers.ย 

Founded in 1937, Progressive continues its long history of offering shopping tools and services that save customers time and money, like Name Your Priceยฎ, Snapshotยฎ, and HomeQuote Explorerยฎ.

The Common Shares of The Progressive Corporation, the Mayfield Village, Ohio-based holding company, trade publicly at NYSE: PGR.

Company Contact:
Douglas S. Constantine
(440) 395-3707
investor_relations@progressive.com

The Progressive Corporation
300 North Commons Blvd.
Mayfield Village, Ohio 44143
http://www.progressive.com

Download PDF:ย Progressive December 2025 Complete Earnings Release


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