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Staying a Step Ahead as You Age

By: Brandpoint
December 04, 2025 at 10:01 AM EST
ⓘ This article is third-party content and does not represent the views of this site. We make no guarantees regarding its accuracy or completeness.

(BPT) - Benjamin Franklin once said, "An ounce of prevention is worth a pound of cure." It's a helpful mindset for many aspects of life, but particularly so when it comes to your health - small lifestyle changes and preventive treatments can make a big impact. This is particularly true as people age, when many want to maintain their independence. While some proactive measures are helpful to people of all ages, such as exercise, good nutrition and focusing on mental health, others might require a little extra help. Fortunately, AARP member benefits are a great resource to find ways to be proactive with your health and well-being, and even save some money in the process.

"Taking simple actions today can make our lives better tomorrow and for years to come. But sometimes the hardest part is taking that first step," said Doug Armstrong, AARP Vice President, Health Products and Services. "With AARP member benefits, members may find it easier to take that first step on the path to better health - saving money while doing it - and to proactively build a brighter future for each and every one of us as we choose how we live as we age."

Find a Four-Legged Friend

Pet ownership is a great way to avoid some preventable health issues. The simple task of walking a dog each day increases physical activity, which improves cardiovascular health and helps maintain a healthy weight. This, in turn, can help prevent a host of other ailments, including diabetes, heart disease, some cancers and more.

Studies have also suggested that among those living alone, having a pet was associated with a slower rate of cognitive decline, enabling these individuals to continue living independently for longer. Dogs also help reduce isolation and loneliness and even help foster social connections when owners engage in activities with their pet. Older adults who socialize tend to have higher levels of physical activity, greater positive moods and fewer negative feelings.

Getting a pet is a great way to be proactive about your independence, but caring for a pet can get expensive. However, you can be proactive about that, too. With Fetch Pet Insurance, AARP members can save 10% on monthly premiums for the lifetime of their pet's policy. Plans can cover qualifying care for injuries and illnesses, emergency vet visits, prescription meds and supplements, plus boarding fees for your pet should they require hospitalization.

Keep Your Vision Clear

Blurry vision is something small that can affect your life in a big way. Being unable to see clearly can impact your ability to drive, read important information and even safely walk or exercise on your own. Proactively scheduling regular eye exams to ensure your prescription is up to date is an easy way to avoid these issues and can also detect anything more serious before it gets worse. Once you have your updated prescription, avoid any eyesight-induced accidents by also updating your lenses. At Target Optical®, AARP members can get an eye exam or bring their own prescription and get 50% off the purchase of additional complete pairs (frames + lenses) of prescription eyewear or sunglasses, which also protect your eyes. Plus, they save an extra $10 off the purchase of a frame, lenses, a complete pair of glasses or contact lenses (2 boxes minimum).

Little Savings Add Up

Finding ways to save money where you can adds up in the long run. Take prescriptions, for example.

"As we get older, we might require ongoing prescription medication. Saving a few dollars each time that prescription is filled can add up significantly over time. That savings can come in handy for future expenses that might arise, whether they be medical costs, home repairs or even leisure activities," said Doug Armstrong, AARP Vice President, Health Products and Services.

AARP® Prescription Discounts provided by Optum Rx® offers a free prescription discount card that can be used at over 66,000 pharmacies nationwide for savings on FDA-approved medications. The program is open to anyone, whether you're an AARP member or not - but AARP members receive additional benefits, including deeper discounts on medications, home delivery, coverage for your dependents and more.

Prevention is the Best Medicine

Focusing on preventive care is a helpful step toward avoiding more severe illnesses. Scheduling regular appointments with a physician can help monitor for any issues and help you formulate a plan for prevention and often treat ailments before they get worse.

Oak Street Health provides personalized care for older adults on Medicare, designed to help you stay healthy and independent. AARP members and non-members get same-day/next-day appointments where available, a dedicated care team, and a 24/7 patient support line. Oak Street Health has over 230 primary care doctor offices across 27 states.

Getting regular exercise and building strength and flexibility is important, not only to your overall health, but also in preventing debilitating injuries or falls. Physical therapy can help identify areas of weakness and provide exercises that will keep you agile and resilient for years to come.

Members and non-members can receive at-home physical therapy from AARP® Physical Therapy At Home™ by Luna. Most insurances and Medicare are accepted by Luna. A prescription may not be needed to start.

Being proactive with your health also means having a plan in place in case of unexpected health care expenses, like considering Medicare-Related Options that allow you to find the right coverage to fit your lifestyle and financial situation. For example, Original Medicare (Part A and Part B) can help pay for hospital costs, inpatient and outpatient care and doctor visits, but it does not cover all costs. Medicare-Related Options can be a great resource to help with some of what Medicare doesn't pay.

For resources on more ways to stay a step ahead as you age, visit aarp.org/benefits.

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