SPONSORED CONTENT -- (StatePoint) Issues around money can put a strain on any couple. However, financial experts say that a strong relationship can be cultivated with financial habits that prioritize communication and shared values.

To help you and your partner get a handle on your financial health and happiness, CERTIFIED FINANCIAL PLANNER^® professionals are sharing their best money tips for couples.

Be open, honest and respectful: Whether discussing debt or other financial commitments, credit scores or shared goals for the future, being transparent with one another is absolutely essential to building trust. At the same time, it’s important that conversations are conducted with respect and empathy. Understanding each other’s financial histories, starting with lessons taught in childhood, can lead to more productive discussions.

Communicate regularly: Having one conversation about money is not enough. Keeping the dialogue open helps ensure you remain on the same page over time. You may find it helpful to schedule a weekly appointment to touch base on issues such as cash flow, savings and goal setting.

Build a shared budget:Collaborating on a budget is a great way to identify your individual and shared financial priorities and can help you avoid spending surprises down the line. A CFP^® professional can review your finances and help you select a budgeting strategy that you both can live with. Once in place, consider using budgeting software to seamlessly share updates.

Prepare for rainy days: Too many Americans have zero savings, leaving them unprepared for financial emergencies such as job loss, unexpected home repairs and long-term illness. Give your relationship the gift of a robust emergency fund. This will offer you everyday peace of mind, and help you avoid some stress and heartache in the face of unexpected circumstances.

Make a holistic financial plan: Work together to create an overarching financial plan that helps you meet your short- and long-term financial goals, such as buying a home, saving for your children’s education or preparing for retirement. Specially trained to provide guidance on all aspects of financial planning, including estate planning, retirement planning, investing and insurance, a CFP^® professional can take a holistic look at your overall financial picture to help you fine tune your strategy.

For more financial tips and to find a CFP^® professional, visit LetsMakeAPlan.org.

For a happy, healthy relationship, keep an open dialogue with your partner about money. Doing so will strengthen your bond, build trust and help you reach your goals.

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