Consumer finance company OneMain Holdings (NYSE: OMF) will be reporting results this Friday morning. Here’s what investors should know.
OneMain beat analysts’ revenue expectations by 1.7% last quarter, reporting revenues of $1.21 billion, up 10.2% year on year. It was a very strong quarter for the company, with and a beat of analysts’ EPS estimates.
Is OneMain a buy or sell going into earnings? Read our full analysis here, it’s free for active Edge members.
This quarter, analysts are expecting OneMain’s revenue to grow 6.8% year on year to $1.23 billion, in line with the 6.5% increase it recorded in the same quarter last year. Adjusted earnings are expected to come in at $1.60 per share.
Analysts covering the company have generally reconfirmed their estimates over the last 30 days, suggesting they anticipate the business to stay the course heading into earnings. OneMain has missed Wall Street’s revenue estimates twice over the last two years.
Looking at OneMain’s peers in the personal loan segment, some have already reported their Q3 results, giving us a hint as to what we can expect. LendingClub delivered year-on-year revenue growth of 31.9%, beating analysts’ expectations by 3.9%, and SoFi reported revenues up 37.9%, topping estimates by 6.3%. LendingClub traded up 10.5% following the results while SoFi was also up 2.8%.
Read our full analysis of LendingClub’s results here and SoFi’s results here.
Questions about potential tariffs and corporate tax changes have caused much volatility in 2025. While some of the personal loan stocks have shown solid performance in this choppy environment, the group has generally underperformed, with share prices down 2.7% on average over the last month. OneMain’s stock price was unchanged during the same time and is heading into earnings with an average analyst price target of $64.21 (compared to the current share price of $56).
Today’s young investors won’t have read the timeless lessons in Gorilla Game: Picking Winners In High Technology because it was written more than 20 years ago when Microsoft and Apple were first establishing their supremacy. But if we apply the same principles, then enterprise software stocks leveraging their own generative AI capabilities may well be the Gorillas of the future. So, in that spirit, we are excited to present our Special Free Report on a profitable, fast-growing enterprise software stock that is already riding the automation wave and looking to catch the generative AI next.
StockStory is growing and hiring equity analyst and marketing roles. Are you a 0 to 1 builder passionate about the markets and AI? See the open roles here.
