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Is Regions Financial Stock Outperforming the Dow?

Based in Birmingham, Alabama, Regions Financial Corporation (RF) commands approximately $160 billion in assets and stands among the nation’s largest full-service banking providers.

The scale reinforces the company's ability to meet diverse consumer and commercial needs, strengthening its competitive positioning across banking, wealth management, and mortgage services.

 

With an approximately $24 billion market cap, RF stock firmly occupies the “large-cap” category reserved for companies valued above $10 billion. Through its subsidiary, Regions Bank, the company operates roughly 1,250 branches and more than 1,850 ATMs. 

RF shares trade marginally below the December high of $27.95, having gained almost 3% in the past three months. Meanwhile, the Dow Jones Industrial Average ($DOWIadvanced 5.6% over the same period.

www.barchart.com

Over the past 52 weeks, RF stock has risen 9.6%, slightly below the Dow’s 10.3% gain. Year-to-date (YTD), RF shares climbed 18.4%, outperforming the Dow’s 14.5%, indicating stronger recent momentum for the stock compared with the broader index.

Current technical performance also remains firm as RF stock has been trading above its 50-day moving average of $83.14 and 200-day moving average of $81.46 since early Dec. 

www.barchart.com

The stock witnessed another 1% gain on Oct. 17 and 2% the following day after Regions Financial reported Q3 fiscal 2025 results that met Street’s expectations. Revenue grew 7% year over year to $1.92 billion, matching analyst estimates, while adjusted EPS increased 10.5% to $0.63, topping Street’s forecasts of $0.60.

The company’s third-quarter performance showcased steady deposit growth and durable core banking activity, prompting a positive market response. Management credited broad-based deposit acquisition and retention in consumer and commercial segments, implying strengthened liquidity and improved lending capacity ahead.

For the coming quarters, too, management expects stable loan growth as portfolio repositioning winds down and commercial pipelines firm up. 

RF’s performance looks even stronger when compared with its rival, Fifth Third Bancorp (FITB), which gained 5.6% over the past 52 weeks and 14.5% YTD, making RF’s stronger returns stand out even more sharply.

Analysts maintain a bullish stance, with 25 analysts assigning a “Moderate Buy” consensus rating. Its mean price target of $28.71 indicates potential upside of 3.1% from current levels.


On the date of publication, Aanchal Sugandh did not have (either directly or indirectly) positions in any of the securities mentioned in this article. All information and data in this article is solely for informational purposes. For more information please view the Barchart Disclosure Policy here.

 

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