Xepeng Strengthens Identity Verification and e-KYC to Support Secure Merchant Transactions

December 26, 2025 at 06:03 AM EST

Integrated identity verification tools support compliant merchant onboarding and payment security in Indonesia.

Bali, Indonesia — As digital payment ecosystems continue to expand, identity verification has become essential for ensuring secure merchant transactions and regulatory alignment. Xepeng highlights its integrated e-KYC framework, designed to support merchant onboarding, payment security, and compliance within Indonesia’s digital commerce landscape.

Xepeng’s platform incorporates electronic Know Your Customer (e-KYC) processes and liveness detection technology as standard requirements for merchant verification. These identity verification tools help ensure that merchants operating on the platform meet applicable compliance and documentation standards from the onboarding stage.

Beyond automated system checks, Xepeng emphasizes a model of shared responsibility. Merchants play an active role in validating customer identity when required and ensuring that each transaction is supported by a clear commercial purpose, such as an invoice, booking reference, or service agreement. This approach reinforces accountability and transparency across the payment process.

By implementing e-KYC and liveness detection as merchant verification standards, Xepeng supports effective risk mitigation and strengthens the reliability of merchant identity data. Merchants benefit from added layers of protection without introducing complex operational procedures or managing digital assets independently, helping streamline operations while maintaining compliance.

The combination of automated identity verification and merchant oversight enhances transaction traceability and reduces the risk of misuse, irregular activity, and unauthorized transactions. This results in a secure payment environment that balances operational efficiency with responsible oversight.

As digital commerce continues to grow in Indonesia, identity verification tools play a critical role in building trust between merchants, customers, and regulators. Xepeng remains focused on supporting secure, compliant payment processes that enable sustainable growth for businesses operating in the digital economy.

About Xepeng

Xepeng is an Indonesian payment conversion platform designed to support secure, compliant transactions while simplifying operational processes for merchants across Indonesia.