Inaugural report highlights the company’s predictions and insights for the year ahead in the home equity investment industry.

Hometap, the Boston-based financial technology company pioneering debt-free home equity financing for American homeowners, today announced the release of its 2025 outlook report Home Equity Investments: The Tipping Point for Alternative Financing.

Hometap forecasts that 2025 will continue the strong industry momentum following a year of tremendous growth. As the sector evolves, Hometap identifies key developments in the capital markets and regulatory landscape that will be crucial in driving this energy forward.

• Securitization Innovation Drives Next Wave of Industry Growth: The HEI market is poised for a significant evolution in securitization structures and volume, with deals expected to increase substantially as more institutional investors enter the space. The market's maturation will continue to be demonstrated through an expanding ecosystem of specialized service providers in diligence, verification, and servicing, enabling customized structures that attract a diverse range of institutional investors.
  
  
  
  
• Increased State-Level Oversight Shapes Industry Future: The regulatory landscape for home equity investments is entering a new phase of development, marked by accelerated state-level engagement and industry collaboration. The industry's newly formed Coalition for Home Equity Partnership (CHEP) will drive this evolution forward by establishing comprehensive consumer protections, standardizing practices, and advocating for regulations that balance innovation with consumer safeguards, creating the foundation for sustainable market growth.

“We're optimistic about the continued momentum for home equity investments in 2025. What began as an innovative solution to help homeowners is rapidly transforming how homeowners and investors think about home equity," said Jeffrey Glass, CEO of Hometap.

For the full report, visit https://www.hometap.com/homeowner-resources/tipping-point-alternative-financing.

About Hometap

Founded in 2017, Hometap is a Boston-based fintech company on a mission to make homeownership less stressful and more accessible. Starting with its industry-leading home equity investment product, the company has helped over 14,000 homeowners across the U.S. access their home equity without having to take on additional monthly payments or sell their home. Hometap expanded its suite of innovative financial products and services in 2022 with the Home Equity Dashboard. This digital platform is designed to help homeowners at every stage of their journey make more informed financial decisions about their home — and take action on those decisions — with confidence. Learn more at hometap.com.

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