Toronto, ON - April 22, 2025 - Mortgage Brain AI, a newly launched tech-forward platform licensed under Matrix Mortgage Global, has entered the Canadian market to provide more accessible and personalized mortgage and debt solutions. The platform combines the speed and efficiency of artificial intelligence with expert, licensed guidance to help homeowners take control of their financial future.
According to the Office of the Superintendent of Bankruptcy, more than 101,000 Canadians filed for insolvency over the past 12 months, with consumer proposals accounting for approximately 74% of those cases. At the same time, Equifax Canada reports that mortgage delinquencies rose by over 50% in the last year, pointing to increasing financial strain on Canadian households. Yet, many homeowners remain unaware of how to use their home equity to reduce high-interest debt and improve cash flow.
Mortgage Brain AI is designed to close this gap. Its AI-enhanced platform reviews each client’s credit profile, income, and available equity to generate a range of tailored financial options. These recommendations are then refined by licensed mortgage agents to ensure they are realistic, compliant, and built around the individual’s goals.
While the platform often helps homeowners consolidate unsecured debts into a single, lower-rate mortgage, it also recognizes that not all financial challenges can be solved through refinancing alone. In complex situations, clients are referred to a vetted national network of Licensed Insolvency Trustees (LITs) and other financial professionals to explore every available option, including consumer proposals or bankruptcy, where appropriate.
“Mortgage Brain AI was built to take the guesswork and stress out of the mortgage process, especially for Canadians who feel stuck or overwhelmed,” said Josh Cooze, a company representative. “We use smart tech and sharp advice to show clients the full picture – not just the obvious route – and help them take confident next steps.”
The launch reflects a growing demand for transparent, tech-enabled financial guidance in today’s high-interest environment. By aligning AI-powered insights with licensed human expertise, Mortgage Brain AI helps clients understand their options and act with clarity, whether that means refinancing, restructuring, or taking a different regulated path.
Mortgage Brain AI operates as a sub-brand under Matrix Mortgage Global’s FSRA licence (#11108), ensuring all advice and services are delivered under proper regulatory oversight.
To learn more or explore the platform’s tech-powered tools, visit www.mortgagebrain.ai.
About Mortgage Brain AI
Mortgage Brain AI is a Canadian mortgage and debt advisory platform that combines artificial intelligence with licensed expertise to help homeowners make smarter, more personalized financial decisions. Founded by a senior financial executive with over 15 years of experience across the UK and Canadian mortgage, fintech, and insolvency sectors, the platform is designed to deliver clear, practical outcomes for individuals navigating debt, equity, or complex credit challenges.
Disclaimer: This press release may contain forward-looking statements, which involve risks and uncertainties that could cause actual results to differ materially from those expressed or implied. These statements reflect current expectations and may change without notice.
Media Contact
Company Name: Mortgage Brain AI
Contact Person: Josh Cooze
Email: Send Email
Phone: (289) 536-4311
Country: Canada
Website: https://mortgagebrain.ai/
