XRP is currently trading at the price of $2.39. Traders are closely monitoring its next move. Recent on-chain data indicates that the volume of tokens burned because of transaction charges rose by 200% and reached the greatest spike in months. 

Analysts indicate that it may take as long as ten years to reach $10 in case adoption is slow. Conversely, a rapidly expanding PayFi startup, Remittix (RTX), is making headlines on its physical payment system, which is capable of growing to $10 in ten months.

XRP Burn Rate Rises as Activity Spikes

The network of XRP has experienced a significant growth in the number of destroyed tokens due to the fees of transactions. This is a testimony to more frequent utilisation of the ledger. More than 1,552 XRP were burned on October 27, which is the most in weeks. This was accompanied by an increase in on-chain activity, with more than 2 million transactions being executed in 24 hours.

This notwithstanding, the price is at a stalemate between the resistance at $2.90 and $2.55. The RSI indicator is below the neutral, and it indicates that traders are still reserved. According to analysts, the increased rate of burn indicates network life and not yet a big wave of new demand.

For XRP to hit $10, several things must align. There must be sustained high on-chain use beyond short spikes, wider adoption of XRP for global bank payments and continuous liquidity inflows and ETF exposure. If these factors hold, a gradual climb toward $10 could take years, possibly up to a decade. Without them, XRP may stay trapped below $3 through multiple market cycles.

Remittix: The PayFi Project That Could Move Faster

While XRP fights for long-term traction, Remittix (RTX) is quickly emerging as a PayFi leader with real utility today. The project connects crypto and traditional finance, allowing direct payments to bank accounts in more than 30 countries.

Remittix has raised over $27.7 million, sold more than 681 million tokens, and is fully verified by CertiK, holding the #1 Pre-Launch Token ranking. Its wallet beta is live, with users already testing cross-border transfers and real-time FX conversion.

Here is what makes RTX stand out:

• Global Reach: Users can send crypto directly to real bank accounts with instant conversion.
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• Live Testing: The wallet beta is active, enabling live cross-border payment trials.
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• Strong Credibility: The project is fully audited by CertiK and backed by verified KYC compliance.
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• Community Growth: The 15% USDT referral reward, paid daily via the dashboard, encourages fast expansion.
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• Listing Momentum: BitMart listing followed after raising $20 million; LBank listing came after $22 million; a third top-tier exchange is being prepared.

Final Outlook

XRP roadmap to $10 is a long-term game, which may take 10 years, given that the growth remains sluggish. Remittix (RTX), on the other hand, is developing much faster, making blockchain payments a reality that people can use nowadays. 

Its PayFi model mediates between crypto and banking in a blindingly fast, trustworthy and transparent way. For investors, the message is clear: XRP may deliver steady long-term returns, but Remittix could capture growth in months, not years. That is why it is becoming the most-watched PayFi token of 2025.

Discover the future of PayFi with Remittix by checking out their project here:

Website: https://remittix.io/

Socials: https://linktr.ee/remittix

$250K Giveaway: https://gleam.io/competitions/nz84L-250000-remittix-giveaway