Better Payments Solutions has announced a cash discount program enabling U.S. small and medium-sized businesses to legally eliminate merchant credit card processing fees through a compliant dual-pricing payment model.
-- Better Payments Solutions has introduced a cash discount program designed to help U.S. small and medium-sized businesses eliminate the cost of merchant credit card processing fees entirely.
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The announcement comes at a time when merchant credit card processing costs have reached record levels across the United States. American merchants paid $187.20 billion in card processing fees in 2024 alone, according to the Nilson Report, with the all-in effective rate for small businesses typically running between 2.5% and 3.5%, meaning $2.50 to $3.50 of profit is lost on every $100 sale. For many SMBs already operating on thin margins, that recurring expense represents one of their largest non-labor operating costs. Better Payments Solutions has presented its cash discount program to directly address this situation.
Under the program's dual-pricing model, a service fee is built into the standard posted price for card transactions, while customers who pay cash receive a discount, a structure that complies with card network guidelines when implemented correctly. The program is suitable for retail, food service, professional services, and other high-volume business categories operating across the U.S.
A company representative notes that the program is not limited to brick-and-mortar retailers. Better Payments Solutions delivers seamless integration for in-store, online, and hybrid business models, ensuring consistent and smooth transactions across every sales channel.
"Each deployment is backed by expert consultation on Point of Sale systems, on-site staff training, and 24/7 live support," adds the company spokesperson. "On the bottom line, the impact is measurable: small businesses using the program save an average of $7,500 annually, with high-volume merchants reporting savings of up to $100,000 per year, which is capital that can be redirected toward growth, staffing, and operations."
The team emphasizes that the solution requires no complex technical overhaul. Better Payments Solutions structures its onboarding process so that merchants can begin operating under the cash discount model without disrupting existing checkout workflows.
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Contact Info:
Name: Charles Mckinnon
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Organization: Northern Media Services
Address: 274 Cemetery Rd, Oswego, NY 13126, United States
Website: https://www.northernmediaservices.com/
Source: NewsNetwork
Release ID: 89190158
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