Laser Focus World is an industry bedrock—first published in 1965 and still going strong. We publish original articles about cutting-edge advances in lasers, optics, photonics, sensors, and quantum technologies, as well as test and measurement, and the shift currently underway to usher in the photonic integrated circuits, optical interconnects, and copackaged electronics and photonics to deliver the speed and efficiency essential for data centers of the future.

Our 80,000 qualified print subscribers—and 130,000 12-month engaged online audience—trust us to dive in and provide original journalism you won’t find elsewhere covering key emerging areas such as laser-driven inertial confinement fusion, lasers in space, integrated photonics, chipscale lasers, LiDAR, metasurfaces, high-energy laser weaponry, photonic crystals, and quantum computing/sensors/communications. We cover the innovations driving these markets.

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Editorial Advisory Board

  • Professor Andrea M. Armani, University of Southern California
  • Ruti Ben-Shlomi, Ph.D., LightSolver
  • James Butler, Ph.D., Hamamatsu
  • Natalie Fardian-Melamed, Ph.D., Columbia University
  • Justin Sigley, Ph.D., AmeriCOM
  • Professor Birgit Stiller, Max Planck Institute for the Science of Light, and Leibniz University of Hannover
  • Professor Stephen Sweeney, University of Glasgow
  • Mohan Wang, Ph.D., University of Oxford
  • Professor Xuchen Wang, Harbin Engineering University
  • Professor Stefan Witte, Delft University of Technology

Cotribute Partners with TruStageTM to Provide Payment Protection Products

~ Partnership offers seamless digital lending experience and expands non-interest income opportunities~

Cotribute, an award-winning, next-generation digital account opening and onboarding platform helping financial institutions grow deposits, loans and memberships, today announced its partnership with TruStage to offer Integrated Payment Protection features to its Consumer Account Opening and Consumer Loan Application Solutions.

"TruStage is thrilled to partner with Cotribute to offer their customers our innovative Integrated Payment Protection products, says TruStage Vice President of Lending, Corrin Maier. “This collaboration reflects our commitment to providing people with comprehensive, reliable solutions that enhance financial security and peace of mind. Together we are helping people reach brighter financial futures.”

The Integrated Payment Protection features have offered about two million applicants loan protection products such as payment protection, including Credit Insurance and Debt Protection, GAP and Mechanical Repair Coverage, with 40% of members engaging with payment protection products. Integrating payment protection provides detailed product education and personalized price estimates, enabling members to learn more about the products directly in the loan application portal and opt-in to the service without the hassle of navigating multiple platforms.

Philip Paul, CEO of Cotribute, said, "Cotribute is dedicated to offering solutions that empower credit unions to offer the best experiences possible to their members. TruStage’s payment protection solution is seamlessly integrated into Cotribute’s account opening and loan application modules, and this will offer a simple, user-friendly and fraud-proof process to our clients, deepening the relationship with their members.”

Cotribute is the next-generation platform for digital account opening, loan applications, and seamless onboarding empowering financial institutions to deliver a highly configurable and efficient onboarding experience. Its platform automates decisioning, leveraging real-time data for instant, data-driven approvals or denials. With Cotribute, credit unions can accelerate client acquisition for both consumer and business accounts, creating a digital experience that’s fast, secure and personalized.

About TruStage

TruStage is a financially strong insurance, investment and technology provider, built on the philosophy of people helping people. We believe a brighter financial future should be accessible to everyone, and our products and solutions help people confidently make financial decisions that work for them at every stage of life. With a culture rooted and focused on creating a more equitable society and financial system, we are deeply committed to giving back to our communities to improve the lives of those we serve. For more information, visit www.trustage.com

About Cotribute

Cotribute is an award-winning next-generation digital account opening and onboarding platform that enables credit unions and community banks to outpace digital-first banks. With support for over 45 deposit, loan, insurance and investment products, Cotribute’s capabilities include embedded digital account opening, loan application, customer onboarding, smart cross-selling, AI enabled decision intelligence, fraud guard+, business guard+, and deep analytics. Cotribute’s clients range from Fortune 500 financial institutions operating across the US to small regional credit unions and banks. Cotribute is built on blazing-fast cloud-based micro-services architecture, is SOC2 Type 2 certified, seamlessly integrates with core systems and is on a mission to reimagine the consumption of digital financial products. For more information, visit www.cotribute.com and connect with the company on LinkedIn.

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